Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl

Hybrid

BOI AXA Mutual Fund

Conservative Allocation

Get the latest NAV of Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹16.25

▼-0.1%1D

NAV as on 13 Jun 2025

7.34%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (13-Jun-25)

Period
This Fund
Conservative Allocation Index
1 Month
1.43%
1.54%
3 Months
5.55%
4.76%
6 Months
1.9%
2.79%
1 Year
4.91%
8.1%
3 Years
9.35%
10.28%
5 Years
13.06%
10.93%

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Total Corpus

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Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Equity 21.6%

Debt & Cash 78.1%

Large cap
13.6%
Small cap
4.8%
Mid cap
2.4%

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Equity 21.6%

Debt & Cash 78.1%

Financial Services
23.3%
Industrial
14%
Energy
12.3%
Utilities
12.1%
Basic Materials
9.8%
Consumer Defensive
9.4%
Tech
9.4%
Consumer Cyclical
8.2%
Communication
1.4%

Top 3 Sectors in April were Government, Corporate & Financial Services

Apr'25

Government

48%

Corporate

41%

Financial Services

24%

Mar'25

Government

48%

Corporate

41%

Financial Services

25%

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl Holdings Details

as on (31-May-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
Coforge Ltd
1.91%
0%
NTPC Green Energy Ltd
1.52%
0%
State Bank of India
1.4%
0%
Ambuja Cements Ltd
1.27%
0%
TD Power Systems Ltd
1.05%
0%
See all

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.1%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹70 Cr
Inception Date28 March, 2013
Min Lumpsum/SIP₹10000/₹1000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
131.29%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl is a hybrid fund. This fund was started on 28 March, 2013. The fund is managed by Alok Singh. This fund gives you the benefit of diversification.

Key Parameters

  1. Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl has ₹70 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
  2. The fund has an expense ratio 1.1.

Returns

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl has given a CAGR return of 7.34% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.91%, 9.35% and 13.06% respectively.

Holdings

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Government, Financial Services, Industrial, Utilities, Basic Materials, Tech, Cash Equivalent, Consumer Cyclical, Consumer Defensive, Health, Communication, Energy.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 10000.00 and for SIP is INR 1000.00. Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl has no lock in period.

Fund Manager

Alok Singh

Fund Manager of Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl, since 21 May 2012

Learn more about BOI AXA Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 68.1 Cr
₹ 66.5 Cr
₹ 63.4 Cr
  • AUM of the fund stands at 68.1 Cr as of Apr'25
  • AUM increased by 1.6 Cr between Apr'25 and Mar'25

Frequently Asked Questions for Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl

How do I invest in Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl?

The NAV of the fund today is ₹16.25. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl fund has generated a return of 4.91% in 1 year, 9.35% in 3 years, 13.06% in 5 years.

Who is the fund manager of Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl?

The fund managers are Alok Singh.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.10%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹70 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Conservative Hybrid Fund Direct Monthly Reinvestment of Income Dist cum Cap Wdrl?

The top 3 holdings of the fund are 7.1% Govt Stock 2029(7.5%), National Bank For Agriculture And Rural Development(7.43%), Indian Railway Finance Corporation Limited(7.43%)