Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl

Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 18 October, 2023. The fund is managed by Gautam Kaul, Viraj Kulkarni. This fund gives you the benefit of diversification.

1. Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has ₹180 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.7.
   

Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 16.50% since inception. Over the last 1 year the fund has given a CAGR return of 5.51%.

Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Communication, Energy, Tech, Basic Materials, Consumer Defensive, Health, Utilities, Real Estate.

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. There is no assurance or guarantee that the objectives of the scheme will be realised.

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has no lock in period.