Bandhan Liquid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Capital W/D Opt

Bandhan Liquid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Capital W/D Opt is a hybrid fund. This fund was started on 15 January, 2013. The fund is managed by Harshal Joshi, Brijesh Shah. This fund gives you the benefit of diversification.

1. Bandhan Liquid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Capital W/D Opt has ₹13141 Cr worth of assets under management (AUM) as on Oct 2025 and is more than category average.
2. The fund has an expense ratio 0.1.
   

Bandhan Liquid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Capital W/D Opt has given a CAGR return of 4.59% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.70%, 7.03% and 5.73% respectively.

Bandhan Liquid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Capital W/D Opt has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Government.

As it is a liquid mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Bandhan Liquid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Capital W/D Opt has no lock in period.