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Bandhan Financial Services Fund
Get the latest NAV of Bandhan Financial Services Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹16.03
▲0.8%1D
NAV as on 09 Feb 2026
20.43%/per year
Since Inception
▲▼
491 people have invested ₹ 22.9L in Bandhan Financial Services Fund in the last three months
Bandhan Financial Services Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (09-Feb-26)
The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
Bandhan Financial Services Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bandhan Financial Services Fund Asset Allocation
See fund asset allocation details as on (14-Jan-26)
Fund Distribution
as on (14-Jan-26)
Bandhan Financial Services Fund Sector Allocation
See fund sector allocation details as on (14-Jan-26)
Sector Allocation
Top 2 Sectors in December were Financial Services, Tech
Financial Services
96%
Tech
4%
Financial Services
96%
Tech
4%
Bandhan Financial Services Fund Holdings Details
as on (31-Jan-26)
Bandhan Financial Services Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.61% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹1141 Cr |
| Inception Date | 31 July, 2023 |
| Min Lumpsum/SIP | ₹1,000/₹100 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 69.65% |
| Risk |   Very High Risk |
About Bandhan Financial Services Fund
Bandhan Financial Services Fund is an equity fund. This fund was started on 31 July, 2023. The fund is managed by Harshvardhan Agarwal, Harshal Joshi, Ritika Behera, Ritu Modi, Gaurav Satra. The fund could potentially beat inflation in the long-run.
Key Parameters
- Bandhan Financial Services Fund has ₹1141 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
Bandhan Financial Services Fund has given a CAGR return of 20.43% since inception. Over the last 1 year the fund has given a CAGR return of 17.37%.
Holdings
Bandhan Financial Services Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Health. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Kotak Mahindra Bank Ltd, State Bank of India
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Bandhan Financial Services Fund
The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Financial Services Fund has no lock in period.
Fund Manager
Harshvardhan Agarwal
Fund Manager of Bandhan Financial Services Fund, since 7 June 2024
Harshal Joshi
Fund Manager of Bandhan Financial Services Fund, since 31 July 2023
Ritika Behera
Fund Manager of Bandhan Financial Services Fund, since 7 October 2023
Ritu Modi
Fund Manager of Bandhan Financial Services Fund, since 2 December 2024
Gaurav Satra
Fund Manager of Bandhan Financial Services Fund, since 7 June 2024
- AUM of the fund stands at 1.1K Cr as of Dec'25
- AUM decreased by 1.1 Cr between Dec'25 and Nov'25
Frequently Asked Questions for Bandhan Financial Services Fund
How do I invest in Bandhan Financial Services Fund?
- Download the INDmoney app.
- Search for ‘Bandhan Financial Services Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.