Bandhan Medium Term Fund - Direct Plan - Growth

Bandhan Medium Term Fund - Direct Plan - Growth

Debt

Bandhan Mutual Fund

Medium Duration

Get the latest NAV of Bandhan Medium Term Fund - Direct Plan - Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹53.43

NAV as on 08 Oct 2026

7.53%/per year

Since Inception

Absolute Gain%

▲▼

10 people have invested ₹ 3L in Bandhan Medium Term Fund in the last three months

Bandhan Medium Term Fund Performance vs. Medium Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (08-Oct-26)

The fund has consistently outperformed the benchmark (Medium Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.15%
0.74%
3.44%
5.45%
7.69%
6.05%
Medium Duration Index
-0.6%
0.06%
2.02%
3.89%
5.93%
5.16%
Medium Duration Avg
-0.61%
0.08%
2.28%
4.16%
7.26%
6.37%
Best in Medium Duration
0.18%
0.75%
4.08%
8.21%
10.66%
12.65%
Worst in Medium Duration
-0.79%
-0.38%
2.28%
3.09%
6.01%
4.82%
Category Rank
8/8
8/8
8/8
8/8
8/8
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Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bandhan Medium Term Fund
8/8
1,250Cr
0.66%
5.45%
7.69%
0.66
0.90
0.63
1.20
0.83
Axis Medium Term Fund
1/8
2,112Cr
0.72%
5.89%
8.39%
1.44
0.82
1.22
2.59
2.70
ICICI Prudential Medium Term Fund
2/8
5,419Cr
0.73%
6.3%
8.43%
1.55
0.76
1.33
2.82
2.15
HDFC Medium Term Fund
3/8
3,599Cr
0.7%
5.92%
7.91%
0.97
0.85
0.88
1.68
1.58
See all

Bandhan Medium Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bandhan Medium Term Fund Asset Allocation

See fund asset allocation details as on (04-Oct-26)

Fund Distribution

as on (04-Oct-26)

AAA
100%
Cash allocation has gone up from 17.8% to 40.8%
Cash allocation has gone up from 17.8% to 40.8%
Debt allocation has gone down from 81.7% to 58.8%
Debt allocation has gone down from 81.7% to 58.8%

Bandhan Medium Term Fund Sector Allocation

See fund sector allocation details as on (04-Oct-26)

Sector Allocation

Government
53.1%
Corporate
44.3%
Cash Equivalent
2.6%

Top 3 Sectors in September were Financial Services, Corporate & Government

Sep'26

Financial Services

100%

Corporate

60%

Government

23%

Aug'26

Financial Services

100%

Corporate

51%

Government

46%

Bandhan Medium Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.66%
Benchmark
Nifty Medium Duration Debt Index TR INR
AUM₹1250 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1,000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
404.25%
Risk
Risk meter
pointer
Moderate Risk

About Bandhan Medium Term Fund

Bandhan Medium Term Fund - Direct Plan - Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Brijesh Shah, Suyash Choudhary. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Medium Term Fund has ₹1250 Cr worth of assets under management (AUM) as on Oct 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Bandhan Medium Term Fund has given a CAGR return of 7.53% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.45%, 7.69% and 6.05% respectively.

Holdings

Bandhan Medium Term Fund has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are Tata Capital Housing Finance Limited, Bajaj Housing Finance Limited, HDFC Bank Limited, Axis Bank Limited, National Bank For Agriculture And Rural Development

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Medium Term Fund

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Medium Term Fund has no lock in period.

Fund Manager

Brijesh Shah

Fund Manager of Bandhan Medium Term Fund, since 10 June 2024

Suyash Choudhary

Fund Manager of Bandhan Medium Term Fund, since 15 September 2015

Learn more about Bandhan Mutual Fund
Parameters
Sep'26
Aug'26
Jul'26
AUM
₹ 1.2K Cr
₹ 1.3K Cr
₹ 1.3K Cr
  • AUM of the fund stands at 1.2K Cr as of Sep'26
  • AUM decreased by 11.2 Cr between Sep'26 and Aug'26

Frequently Asked Questions for Bandhan Medium Term Fund - Direct Plan - Growth

How do I invest in Bandhan Medium Term Fund?

INDmoney makes it simple to invest in the Bandhan Medium Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Medium Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Medium Term Fund?

The NAV of the fund today is ₹53.43. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Medium Term Fund fund has generated a return of 5.45% in 1 year, 7.69% in 3 years, 6.05% in 5 years.

Who is the fund manager of Bandhan Medium Term Fund?

The fund managers are Brijesh Shah, Suyash Choudhary.

What is the expense ratio of the fund?

The expense ratio is 0.66%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1250 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Medium Term Fund?

The top 3 holdings of the fund are Tata Capital Housing Finance Limited(8.43%), Bajaj Housing Finance Limited(8.04%), HDFC Bank Limited(6.72%)