Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl
Get the latest NAV of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹16.32
▲0.4%1D
NAV as on 16 Mar 2026
10.28%/per year
Since Inception
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Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (16-Mar-26)
The fund has consistently outperformed the benchmark (Retirement Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
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Profit
Total Corpus
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Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Government, Financial Services & Consumer Cyclical
Government
60%
Financial Services
35%
Consumer Cyclical
14%
Government
63%
Financial Services
35%
Consumer Cyclical
14%
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl Holdings Details
as on (28-Feb-26)
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.02% |
Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
| AUM | ₹115 Cr |
| Inception Date | 12 March, 2019 |
| Min Lumpsum/SIP | ₹1,000/₹500 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 29.81% |
| Risk |   Very High Risk |
About Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl is a hybrid fund. This fund was started on 12 March, 2019. The fund is managed by Harshil Suvarnkar, Chanchal Khandelwal. This fund gives you the benefit of diversification.
Key Parameters
- Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl has ₹115 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 1.
Returns
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl has given a CAGR return of 10.28% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.78%, 14.72% and 9.25% respectively.
Holdings
Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl has allocated its funds majorly in Government, Cash Equivalent, Financial Services, Consumer Cyclical, Health, Basic Materials, Tech, Industrial, Energy, Corporate, Consumer Defensive, Utilities, Communication, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl of 5 Years
Fund Manager
Harshil Suvarnkar
Fund Manager of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl, since 22 March 2021
Chanchal Khandelwal
Fund Manager of Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl, since 31 October 2024
- AUM of the fund stands at 114.8 Cr as of Feb'26
- AUM increased by 1.2 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl
How do I invest in Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl?
- Download the INDmoney app.
- Search for ‘Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Reinvst of Inc Dis cum Cap Wdrl’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.