Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Payment

Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Payment is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Mohit Sharma, Harshil Suvarnkar. This fund gives you the benefit of diversification.

1. Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Payment has ₹1531 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
2. The fund has an expense ratio 0.9.
   

Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Payment has given a CAGR return of 10.63% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.88%, 9.82% and 11.98% respectively.

Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Payment has allocated its funds majorly in Corporate, Government, Financial Services, Health, Tech, Basic Materials, Consumer Cyclical, Industrial, Cash Equivalent, Real Estate, Communication, Consumer Defensive, Energy, Utilities.

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised.

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Aditya Birla Sun Life Reg Savings Fund Direct Plan Monthly Payment has no lock in period.