Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus

Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus is a debt fund. This fund was started on 17 April, 2015. The fund is managed by Mohit Sharma, Sunaina Cunha. This fund is suitable to keep your money safe.

1. Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus has ₹1033 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
2. The fund has an expense ratio 1.5.
   

Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus has given a CAGR return of 7.31% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.38%, 8.28% and 6.47% respectively.

Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus has allocated its funds majorly in Corporate, Real Estate, Financial Services, Utilities, Government, Cash Equivalent, Industrial. Its top holdings are 6.79% Govt Stock 2034, JSW Steel Limited, Aditya Birla Real Estate Limited, GMR Airports Limited, 7.18% Govt Stock 2037

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus has no lock in period.