Southern States Bancshares Inc (SSBK)

$28.98

-0.02

(-0.07%)

Market is closed - opens 7 PM, 04 Oct 2024

Performance

  • $28.61
    $29.20
    $28.98
    downward going graph

    1.28%

    Downside

    Day's Volatility :2.0%

    Upside

    0.74%

    downward going graph
  • $21.70
    $34.72
    $28.98
    downward going graph

    25.12%

    Downside

    52 Weeks Volatility :37.5%

    Upside

    16.53%

    downward going graph

Returns

PeriodSouthern States Bancshares IncIndex (Russel 2000)
3 Months
11.46%
0.0%
6 Months
16.34%
0.0%
1 Year
29.66%
0.0%
3 Years
50.94%
-20.2%

Highlights

Market Capitalization
258.6M
Book Value
$25.88
Dividend Share
0.36
Dividend Yield
1.24%
Earnings Per Share (EPS)
3.51
PE Ratio
8.26
Wall Street Target Price
35.5
Profit Margin
39.43%
Operating Margin TTM
49.56%
Return On Assets TTM
1.31%
Return On Equity TTM
14.89%
Revenue TTM
80.8M
Revenue Per Share TTM
9.08
Quarterly Revenue Growth YOY
-11.600000000000001%
Gross Profit TTM
74.4M
Diluted Eps TTM
3.51
Quarterly Earnings Growth YOY
-0.08
EPS Estimate Current Year
3.82
EPS Estimate Next Year
3.96
EPS Estimate Current Quarter
0.89
EPS Estimate Next Quarter
0.93

Analyst Recommendation

Buy
    85%Buy
    14%Hold
    0
    0%Sell
Based on 7 Wall street analysts offering stock ratings for Southern States Bancshares Inc(by analysts ranked 0 to 5 stars)
Based on 7 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
6
00
Hold
1
1
3
Sell
00
00
3

Analyst Forecast

What analysts predicted

Upside of 22.5%

Current $28.98
Target $35.50

Company Financials

FY18Y/Y Change
Revenue
40.7M
-
Net Income
7.7M
-
Net Profit Margin
18.97%
-
FY19Y/Y Change
Revenue
41.6M
↑ 2.22%
Net Income
5.6M
↓ 27.36%
Net Profit Margin
13.48%
↓ 5.49%
FY20Y/Y Change
Revenue
50.1M
↑ 20.59%
Net Income
12.1M
↑ 116.12%
Net Profit Margin
24.16%
↑ 10.68%
FY21Y/Y Change
Revenue
63.7M
↑ 27.13%
Net Income
18.6M
↑ 53.36%
Net Profit Margin
29.14%
↑ 4.98%
FY22Y/Y Change
Revenue
80.0M
↑ 25.58%
Net Income
27.1M
↑ 45.8%
Net Profit Margin
33.83%
↑ 4.69%
FY23Y/Y Change
Revenue
141.2M
↑ 76.52%
Net Income
32.0M
↑ 18.03%
Net Profit Margin
22.62%
↓ 11.21%
Q1 FY23Q/Q Change
Revenue
21.3M
↓ 16.3%
Net Income
7.7M
↓ 27.58%
Net Profit Margin
35.96%
↓ 5.6%
Q2 FY23Q/Q Change
Revenue
26.3M
↑ 23.26%
Net Income
8.8M
↑ 14.14%
Net Profit Margin
33.3%
↓ 2.66%
Q3 FY23Q/Q Change
Revenue
17.8M
↓ 32.16%
Net Income
6.6M
↓ 24.29%
Net Profit Margin
37.16%
↑ 3.86%
Q4 FY23Q/Q Change
Revenue
39.3M
↑ 120.27%
Net Income
8.9M
↑ 34.2%
Net Profit Margin
22.64%
↓ 14.52%
Q1 FY24Q/Q Change
Revenue
40.0M
↑ 1.82%
Net Income
8.1M
↓ 8.73%
Net Profit Margin
20.3%
↓ 2.34%
Q2 FY24Q/Q Change
Revenue
42.4M
↑ 5.93%
Net Income
8.2M
↑ 0.97%
Net Profit Margin
19.34%
↓ 0.96%
FY18Y/Y Change
Total Assets
888.1M
-
Total Liabilities
792.7M
-
FY19Y/Y Change
Total Assets
1.1B
↑ 23.35%
Total Liabilities
968.9M
↑ 22.23%
FY20Y/Y Change
Total Assets
1.3B
↑ 21.64%
Total Liabilities
1.2B
↑ 23.02%
FY21Y/Y Change
Total Assets
1.8B
↑ 33.81%
Total Liabilities
1.6B
↑ 34.73%
FY22Y/Y Change
Total Assets
2.0B
↑ 14.69%
Total Liabilities
1.9B
↑ 16.03%
FY23Y/Y Change
Total Assets
2.4B
↑ 19.68%
Total Liabilities
2.2B
↑ 19.82%
Q1 FY23Q/Q Change
Total Assets
2.1B
↑ 4.38%
Total Liabilities
1.9B
↑ 4.38%
Q2 FY23Q/Q Change
Total Assets
2.3B
↑ 6.72%
Total Liabilities
2.1B
↑ 6.99%
Q3 FY23Q/Q Change
Total Assets
2.3B
↑ 0.82%
Total Liabilities
2.1B
↑ 0.68%
Q4 FY23Q/Q Change
Total Assets
2.4B
↑ 6.57%
Total Liabilities
2.2B
↑ 6.58%
Q1 FY24Q/Q Change
Total Assets
2.5B
↑ 2.6%
Total Liabilities
2.3B
↑ 2.49%
Q2 FY24Q/Q Change
Total Assets
2.6B
↑ 2.43%
Total Liabilities
2.3B
↑ 2.33%
FY18Y/Y Change
Operating Cash Flow
11.5M
-
Investing Cash Flow
-137.6M
-
Financing Cash Flow
143.4M
-
FY19Y/Y Change
Operating Cash Flow
11.0M
↓ 4.29%
Investing Cash Flow
36.4M
↓ 126.44%
Financing Cash Flow
-18.6M
↓ 112.97%
FY20Y/Y Change
Operating Cash Flow
11.5M
↑ 3.93%
Investing Cash Flow
-260.1M
↓ 814.78%
Financing Cash Flow
218.3M
↓ 1273.67%
FY21Y/Y Change
Operating Cash Flow
29.7M
↑ 159.32%
Investing Cash Flow
-260.8M
↑ 0.26%
Financing Cash Flow
430.1M
↑ 97.03%
FY22Y/Y Change
Operating Cash Flow
38.9M
↑ 30.85%
Investing Cash Flow
-387.2M
↑ 48.48%
Financing Cash Flow
232.8M
↓ 45.86%
Q1 FY23Q/Q Change
Operating Cash Flow
8.9M
↓ 5.73%
Investing Cash Flow
-66.3M
↑ 3.27%
Financing Cash Flow
81.7M
↓ 457.44%
Q2 FY23Q/Q Change
Operating Cash Flow
11.3M
↑ 26.6%
Investing Cash Flow
-72.3M
↑ 8.98%
Financing Cash Flow
134.1M
↑ 64.19%

Technicals Summary

Sell

Neutral

Buy

Southern States Bancshares Inc is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Southern States Bancshares Inc
Southern States Bancshares Inc
-6.24%
16.34%
29.66%
50.94%
46.59%
Nu Holdings Ltd.
Nu Holdings Ltd.
-8.01%
11.11%
86.34%
26.82%
26.82%
Icici Bank Ltd.
Icici Bank Ltd.
-1.01%
14.32%
29.25%
56.35%
151.5%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-2.18%
13.71%
48.53%
-9.94%
27.0%
U.s. Bancorp
U.s. Bancorp
-4.52%
2.47%
40.78%
-27.34%
-18.69%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-3.77%
-1.69%
20.83%
43.37%
-22.48%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Southern States Bancshares Inc
Southern States Bancshares Inc
8.26
8.26
NA
3.82
0.15
0.01
0.01
25.88
Nu Holdings Ltd.
Nu Holdings Ltd.
42.65
42.65
NA
0.43
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
20.38
20.38
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.95
14.95
3.88
13.16
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.05
14.05
1.11
3.9
0.1
0.01
0.05
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.52
9.52
1.14
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Southern States Bancshares Inc
Southern States Bancshares Inc
Buy
$258.6M
46.59%
8.26
39.43%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$63.3B
26.82%
42.65
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$108.7B
151.5%
20.38
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$71.3B
27.0%
14.95
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.1B
-18.69%
14.05
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$59.6B
-22.48%
9.52
27.97%

Insights on Southern States Bancshares Inc

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 17.83M → 42.37M (in $), with an average increase of 20.7% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 8.11M → 8.19M (in $), with an average increase of 1.0% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 86.3% return, outperforming this stock by 56.6%

Institutional Holdings

  • STRATEGIC VALUE BANK PARTNERS LLC

    9.52%
  • Davis Asset Management, L.P.

    8.68%
  • Banc Funds Co LLC

    8.33%
  • BlackRock Inc

    5.51%
  • Vanguard Group Inc

    3.99%
  • AllianceBernstein L.P.

    3.86%

Company Information

southern states bank, the common sense bank, is a true community bank that understands the value of providing our customers with the very best in banking products and services. our seasoned banking professionals are local people you know and trust, committed to our mission of giving you the personal attention and service you should expect from your bank. we currenlty have seven locations throughout alabama and georgia. alabama locations: anniston, birmingham, huntsville, opelika, sylacauga. georgia locations: carrollton, columbus. member fdic and equal housing lender

Organization
Southern States Bancshares Inc
Employees
181
CEO
Mr. Mark A. Chambers
Industry
Miscellaneous

FAQs