Flexshopper Inc (FPAY)

$1.0999

-0.01

(-0.91%)

Live

Insights on Flexshopper Inc

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 31.38M → 30.27M (in $), with an average decrease of 1.8% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 940.10K → 354.15K (in $), with an average decrease of 31.2% per quarter

  • Vs FTAI

    In the last 1 year, Ftai Aviation Ltd has given 183.0% return, outperforming this stock by 188.3%

  • Vs FTAI

    In the last 3 years, Ftai Aviation Ltd has given 187.0% return, outperforming this stock by 250.0%

Performance

  • $1.09
    $1.12
    $1.10
    downward going graph

    0.91%

    Downside

    Day's Volatility :2.68%

    Upside

    1.79%

    downward going graph
  • $0.75
    $2.47
    $1.10
    downward going graph

    31.8%

    Downside

    52 Weeks Volatility :69.63%

    Upside

    55.47%

    downward going graph

Returns

PeriodFlexshopper IncIndex (Russel 2000)
3 Months
-9.76%
0.0%
6 Months
-33.53%
0.0%
1 Year
-0.02%
0.0%
3 Years
-63.0%
-22.6%

Highlights

Market Capitalization
24.0M
Book Value
$0.3
Earnings Per Share (EPS)
-0.51
PEG Ratio
0.0
Wall Street Target Price
2.83
Profit Margin
-3.51%
Operating Margin TTM
17.28%
Return On Assets TTM
6.46%
Return On Equity TTM
-13.95%
Revenue TTM
120.1M
Revenue Per Share TTM
5.55
Quarterly Revenue Growth YOY
10.299999999999999%
Gross Profit TTM
102.1M
EBITDA
19.0M
Diluted Eps TTM
-0.51
Quarterly Earnings Growth YOY
238.66
EPS Estimate Current Year
-0.35
EPS Estimate Next Year
0.11
EPS Estimate Current Quarter
-0.13
EPS Estimate Next Quarter
-0.16

Analyst Recommendation

Buy
    88%Buy
    11%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for Flexshopper Inc(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
8
8
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 157.3%

Current $1.10
Target $2.83

Company Financials

FY18Y/Y Change
Revenue
84.7M
↑ 26.37%
Net Income
-9.5M
↑ 13.57%
Net Profit Margin
-11.17%
↑ 1.26%
FY19Y/Y Change
Revenue
88.8M
↑ 4.79%
Net Income
577.4K
↓ 106.1%
Net Profit Margin
0.65%
↑ 11.82%
FY20Y/Y Change
Revenue
102.1M
↑ 14.97%
Net Income
-339.9K
↓ 158.87%
Net Profit Margin
-0.33%
↓ 0.98%
FY21Y/Y Change
Revenue
125.4M
↑ 22.87%
Net Income
3.3M
↓ 1062.88%
Net Profit Margin
2.61%
↑ 2.94%
FY22Y/Y Change
Revenue
113.1M
↓ 9.86%
Net Income
13.6M
↑ 316.52%
Net Profit Margin
12.06%
↑ 9.45%
FY23Y/Y Change
Revenue
117.0M
↑ 3.47%
Net Income
-4.2M
↓ 131.06%
Net Profit Margin
-3.62%
↓ 15.68%
Q4 FY22Q/Q Change
Revenue
21.4M
↓ 18.09%
Net Income
7.9M
↓ 225.85%
Net Profit Margin
36.91%
↑ 60.93%
Q1 FY23Q/Q Change
Revenue
21.4M
↑ 0.0%
Net Income
7.9M
↑ 0.0%
Net Profit Margin
36.91%
↑ 0.0%
Q2 FY23Q/Q Change
Revenue
24.5M
↑ 14.57%
Net Income
-5.3M
↓ 167.03%
Net Profit Margin
-21.59%
↓ 58.5%
Q3 FY23Q/Q Change
Revenue
31.4M
↑ 27.94%
Net Income
940.1K
↓ 117.75%
Net Profit Margin
3.0%
↑ 24.59%
Q4 FY23Q/Q Change
Revenue
30.3M
↓ 3.55%
Net Income
354.2K
↓ 62.33%
Net Profit Margin
1.17%
↓ 1.83%
Q1 FY24Q/Q Change
Revenue
30.3M
↑ 0.0%
Net Income
354.2K
↑ 0.0%
Net Profit Margin
1.17%
↑ 0.0%
FY18Y/Y Change
Total Assets
48.6M
↑ 42.98%
Total Liabilities
40.1M
↑ 44.97%
FY19Y/Y Change
Total Assets
52.2M
↑ 7.38%
Total Liabilities
42.2M
↑ 5.26%
FY20Y/Y Change
Total Assets
68.2M
↑ 30.71%
Total Liabilities
57.1M
↑ 35.15%
FY21Y/Y Change
Total Assets
84.8M
↑ 24.27%
Total Liabilities
68.7M
↑ 20.27%
FY22Y/Y Change
Total Assets
148.3M
↑ 74.84%
Total Liabilities
117.3M
↑ 70.76%
FY23Y/Y Change
Total Assets
156.5M
↑ 5.53%
Total Liabilities
127.3M
↑ 8.53%
Q4 FY22Q/Q Change
Total Assets
148.3M
↑ 21.45%
Total Liabilities
117.3M
↑ 18.42%
Q1 FY23Q/Q Change
Total Assets
148.3M
↑ 0.0%
Total Liabilities
117.3M
↑ 0.0%
Q2 FY23Q/Q Change
Total Assets
138.1M
↓ 6.86%
Total Liabilities
110.8M
↓ 5.48%
Q3 FY23Q/Q Change
Total Assets
144.4M
↑ 4.56%
Total Liabilities
115.8M
↑ 4.5%
Q4 FY23Q/Q Change
Total Assets
156.5M
↑ 8.36%
Total Liabilities
127.3M
↑ 9.88%
Q1 FY24Q/Q Change
Total Assets
156.5M
↑ 0.0%
Total Liabilities
127.3M
↑ 0.0%
FY18Y/Y Change
Operating Cash Flow
-18.2M
↑ 175.2%
Investing Cash Flow
-2.3M
↑ 13.03%
Financing Cash Flow
21.6M
↑ 164.38%
FY19Y/Y Change
Operating Cash Flow
-469.5K
↓ 97.41%
Investing Cash Flow
-2.2M
↓ 1.91%
Financing Cash Flow
3.4M
↓ 84.1%
FY20Y/Y Change
Operating Cash Flow
-5.2M
↑ 1009.26%
Investing Cash Flow
-3.1M
↑ 38.24%
Financing Cash Flow
10.0M
↑ 190.25%
FY21Y/Y Change
Operating Cash Flow
-11.3M
↑ 116.15%
Investing Cash Flow
-4.9M
↑ 59.76%
Financing Cash Flow
12.8M
↑ 27.86%
FY22Y/Y Change
Operating Cash Flow
-31.2M
↑ 177.51%
Investing Cash Flow
-5.2M
↑ 5.07%
Financing Cash Flow
37.5M
↑ 194.04%
Q4 FY22Q/Q Change
Operating Cash Flow
-3.7M
↓ 53.12%
Investing Cash Flow
875.2K
↓ 136.64%
Financing Cash Flow
3.2M
↓ 69.41%
Q1 FY23Q/Q Change
Operating Cash Flow
-3.7M
↑ 0.0%
Investing Cash Flow
-1.5M
↓ 275.39%
Financing Cash Flow
3.2M
↑ 0.0%
Q2 FY23Q/Q Change
Operating Cash Flow
-128.3K
↓ 96.53%
Investing Cash Flow
-1.5M
↑ 0.0%
Financing Cash Flow
-1.8M
↓ 156.51%

Technicals Summary

Sell

Neutral

Buy

Flexshopper Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Flexshopper Inc
Flexshopper Inc
1.83%
-33.53%
-0.02%
-63.0%
18.09%
United Rentals, Inc.
United Rentals, Inc.
-6.71%
30.08%
78.26%
91.98%
425.39%
Aercap Holdings N.v.
Aercap Holdings N.v.
5.52%
34.78%
61.12%
61.46%
93.64%
Ftai Aviation Ltd
Ftai Aviation Ltd
5.77%
96.45%
191.46%
187.02%
441.61%
U-haul Holding Co
U-haul Holding Co
-5.43%
9.31%
19.46%
12.93%
66.08%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Flexshopper Inc
Flexshopper Inc
NA
NA
0.0
-0.35
-0.14
0.06
NA
0.3
United Rentals, Inc.
United Rentals, Inc.
18.18
18.18
1.54
44.14
0.33
0.1
0.01
121.56
Aercap Holdings N.v.
Aercap Holdings N.v.
6.21
6.21
0.91
10.5
0.2
0.04
0.01
87.47
Ftai Aviation Ltd
Ftai Aviation Ltd
37.17
37.17
3.22
1.86
2.02
0.08
0.01
1.77
U-haul Holding Co
U-haul Holding Co
20.48
20.48
0.0
3.65
0.09
0.03
NA
37.35
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Flexshopper Inc
Flexshopper Inc
Buy
$24.0M
18.09%
NA
-3.51%
United Rentals, Inc.
United Rentals, Inc.
Buy
$45.0B
425.39%
18.18
17.31%
Aercap Holdings N.v.
Aercap Holdings N.v.
Buy
$18.5B
93.64%
6.21
42.81%
Ftai Aviation Ltd
Ftai Aviation Ltd
Buy
$8.2B
441.61%
37.17
21.08%
U-haul Holding Co
U-haul Holding Co
Sell
$11.7B
66.08%
20.48
11.18%

Institutional Holdings

  • Waterfall Asset Management, LLC

    7.55%
  • Perkins Capital Management Inc

    5.11%
  • Vanguard Group Inc

    2.97%
  • Benchmark Financial Wealth Advisors, LLC

    1.04%
  • Geode Capital Management, LLC

    0.65%
  • Renaissance Technologies Corp

    0.62%

Company Information

flexshopper, llc, a wholly owned subsidiary of flexshopper, inc. (nsdq: fpay) is a financial and technology company that provides brand name durable goods to consumers on a lease-to-own (lto) basis through its ecommerce marketplace (www.flexshopper.com ) and patent pending lto payment method. flexshopper also provides lto technology platforms to retailers and e-tailers to enter into transactions with consumers that want to obtain durable goods, but do not have sufficient cash or credit. flexshopper also funds the lto transactions by paying merchants for the goods and collecting from consumers under an lto contract. flexshopper offers consumers three distinct ways of obtaining brand name durable goods on an lto basis: 1) at flexshopper's lto e-commerce marketplace, www.flexshopper.com, consumers can choose from over 80,000 different items including electronics, white goods, furniture, musical instruments, and equipment. 2) on third-party e-commerce sites featuring flexshopper's lto paym

Organization
Flexshopper Inc
Employees
204
CEO
Mr. Harold Russell Heiser Jr., C.F.A., C.P.C.
Industry
Finance

FAQs