Alerus Financial Corp (ALRS)

$17.83

+0.04

(+0.22%)▲

Market is closed - opens 7 PM, 22 Sep 2023

Insights on Alerus Financial Corp

  • Decreasing Revenue

    Revenue is down for the last 4 quarters, 54.91M → 47.79M (in $), with an average decrease of 4.5% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 8.18M → 9.10M (in $), with an average increase of 10.1% per quarter

  • Vs MFG

    In the last 1 year, Mizuho Financial Group, Inc. has given 55.4% return, outperforming this stock by 79.9%

  • Vs IBN

    In the last 3 years, Icici Bank Ltd. has given 36.5% return, outperforming this stock by 42.4%

Performance

  • $17.69
    $18.03
    $17.83
    downward going graph

    0.81%

    Downside

    Day's Volatility :1.89%

    Upside

    1.08%

    downward going graph
  • $12.58
    $22.75
    $17.83
    downward going graph

    29.44%

    Downside

    52 Weeks Volatility :44.7%

    Upside

    21.63%

    downward going graph

Returns

PeriodAlerus Financial CorpSector (Financials)Index (Russel 2000)
3 Months
-3.79%
4.1%
0.0%
6 Months
4.46%
7.9%
-0.5%
1 Year
-24.49%
7.5%
0.4%
3 Years
-5.87%
44.1%
19.1%

Highlights

Market Capitalization
355.6M
Book Value
$17.96
Dividend Share
0.73
Dividend Yield
4.21%
Earnings Per Share (EPS)
1.85
PE Ratio
9.62
PEG Ratio
0.0
Wall Street Target Price
20.0
Profit Margin
18.52%
Operating Margin TTM
26.7%
Return On Assets TTM
1.06%
Return On Equity TTM
11.38%
Revenue TTM
204.2M
Revenue Per Share TTM
10.2
Quarterly Revenue Growth YOY
-7.7%
Gross Profit TTM
211.0M
Diluted Eps TTM
1.85
Quarterly Earnings Growth YOY
-0.13
EPS Estimate Current Year
1.55
EPS Estimate Next Year
1.48
EPS Estimate Current Quarter
0.35
EPS Estimate Next Quarter
0.36

Analyst Recommendation

Hold
    0
    0%Buy
    70%Hold
    30%Sell
Based on 10 Wall street analysts offering stock ratings for Alerus Financial Corp(by analysts ranked 0 to 5 stars)
Based on 10 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
7
7
6
Sell
3
3
3

Analyst Forecast

What analysts predicted

Upside of 12.17%

Current $17.83
Target $20.00

Company Financials

FY17Y/Y Change
Revenue
159.7M
↑ 2.93%
Net Income
15.4M
↑ 10.07%
Net Profit Margin
9.67%
↑ 0.63%
FY18Y/Y Change
Revenue
175.8M
↑ 10.09%
Net Income
25.9M
↑ 67.48%
Net Profit Margin
14.71%
↑ 5.04%
FY19Y/Y Change
Revenue
185.9M
↑ 5.73%
Net Income
29.5M
↑ 14.2%
Net Profit Margin
15.89%
↑ 1.18%
FY20Y/Y Change
Revenue
228.2M
↑ 22.75%
Net Income
44.7M
↑ 51.24%
Net Profit Margin
19.58%
↑ 3.69%
FY21Y/Y Change
Revenue
230.2M
↑ 0.9%
Net Income
52.7M
↑ 17.92%
Net Profit Margin
22.88%
↑ 3.3%
FY22Y/Y Change
Revenue
208.8M
↓ 9.32%
Net Income
40.0M
↓ 24.06%
Net Profit Margin
19.16%
↓ 3.72%
Q1 FY22Q/Q Change
Revenue
50.5M
↓ 9.93%
Net Income
10.2M
↓ 19.84%
Net Profit Margin
20.18%
↓ 2.5%
Q2 FY22Q/Q Change
Revenue
51.5M
↑ 2.11%
Net Income
9.3M
↓ 8.75%
Net Profit Margin
18.04%
↓ 2.14%
Q3 FY22Q/Q Change
Revenue
54.9M
↑ 6.59%
Net Income
9.6M
↑ 3.51%
Net Profit Margin
17.52%
↓ 0.52%
Q4 FY22Q/Q Change
Revenue
51.9M
↓ 5.54%
Net Income
10.9M
↑ 13.41%
Net Profit Margin
21.03%
↑ 3.51%
Q1 FY23Q/Q Change
Revenue
48.4M
↓ 6.67%
Net Income
8.2M
↓ 24.96%
Net Profit Margin
16.91%
↓ 4.12%
Q2 FY23Q/Q Change
Revenue
47.8M
↓ 1.27%
Net Income
9.1M
↑ 11.21%
Net Profit Margin
19.05%
↑ 2.14%
FY17Y/Y Change
Total Assets
2.1B
↑ 4.22%
Total Liabilities
2.0B
↑ 3.97%
FY18Y/Y Change
Total Assets
2.2B
↑ 1.97%
Total Liabilities
2.0B
↑ 1.31%
FY19Y/Y Change
Total Assets
2.4B
↑ 8.16%
Total Liabilities
2.1B
↑ 4.49%
FY20Y/Y Change
Total Assets
3.0B
↑ 27.87%
Total Liabilities
2.7B
↑ 29.57%
FY21Y/Y Change
Total Assets
3.4B
↑ 12.57%
Total Liabilities
3.0B
↑ 13.03%
FY22Y/Y Change
Total Assets
3.8B
↑ 11.41%
Total Liabilities
3.4B
↑ 12.84%
Q1 FY22Q/Q Change
Total Assets
3.3B
↓ 1.67%
Total Liabilities
3.0B
↓ 0.84%
Q2 FY22Q/Q Change
Total Assets
3.3B
↓ 1.23%
Total Liabilities
3.0B
↓ 0.66%
Q3 FY22Q/Q Change
Total Assets
3.7B
↑ 12.02%
Total Liabilities
3.3B
↑ 12.0%
Q4 FY22Q/Q Change
Total Assets
3.8B
↑ 2.39%
Total Liabilities
3.4B
↑ 2.28%
Q1 FY23Q/Q Change
Total Assets
3.9B
↑ 2.83%
Total Liabilities
3.5B
↑ 3.06%
Q2 FY23Q/Q Change
Total Assets
3.8B
↓ 1.38%
Total Liabilities
3.5B
↓ 1.48%
FY17Y/Y Change
Operating Cash Flow
47.9M
↑ 40.9%
Investing Cash Flow
-205.1M
↑ 245.22%
Financing Cash Flow
71.8M
↓ 315.25%
FY18Y/Y Change
Operating Cash Flow
53.6M
↑ 11.83%
Investing Cash Flow
-154.7M
↓ 24.57%
Financing Cash Flow
19.8M
↓ 72.43%
FY19Y/Y Change
Operating Cash Flow
19.2M
↓ 64.06%
Investing Cash Flow
-65.6M
↓ 57.6%
Financing Cash Flow
149.7M
↑ 655.76%
FY20Y/Y Change
Operating Cash Flow
-22.3M
↓ 215.66%
Investing Cash Flow
-538.4M
↑ 720.78%
Financing Cash Flow
589.6M
↑ 293.85%
FY21Y/Y Change
Operating Cash Flow
149.1M
↓ 769.82%
Investing Cash Flow
-416.9M
↓ 22.56%
Financing Cash Flow
337.2M
↓ 42.81%
FY22Y/Y Change
Operating Cash Flow
103.0M
↓ 30.95%
Investing Cash Flow
-292.6M
↓ 29.82%
Financing Cash Flow
5.6M
↓ 98.34%
Q1 FY22Q/Q Change
Operating Cash Flow
34.8M
↑ 11.06%
Investing Cash Flow
-112.6M
↓ 26.39%
Financing Cash Flow
-31.7M
↓ 115.52%
Q2 FY22Q/Q Change
Operating Cash Flow
-27.2M
↓ 178.19%
Investing Cash Flow
-35.2M
↓ 68.7%
Financing Cash Flow
-33.3M
↑ 4.94%
Q3 FY22Q/Q Change
Operating Cash Flow
47.1M
↓ 272.99%
Investing Cash Flow
-26.4M
↓ 25.11%
Financing Cash Flow
-3.6M
↓ 89.12%
Q4 FY22Q/Q Change
Operating Cash Flow
48.2M
↑ 2.32%
Investing Cash Flow
-118.4M
↑ 348.66%
Financing Cash Flow
74.2M
↓ 2149.86%
Q1 FY23Q/Q Change
Operating Cash Flow
445.0K
↓ 99.08%
Investing Cash Flow
-20.1M
↓ 83.04%
Financing Cash Flow
106.6M
↑ 43.55%
Q2 FY23Q/Q Change
Operating Cash Flow
11.6M
↑ 2496.63%
Investing Cash Flow
-25.3M
↑ 25.97%
Financing Cash Flow
-66.0M
↓ 161.89%

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Alerus Financial Corp
Alerus Financial Corp
-3.89%
4.46%
-24.49%
-5.87%
-19.14%
Icici Bank Ltd.
Icici Bank Ltd.
1.82%
13.29%
4.3%
142.33%
168.61%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
0.83%
-5.83%
-21.77%
13.88%
-13.93%
U.s. Bancorp
U.s. Bancorp
-6.39%
-8.29%
-21.67%
-4.84%
-37.6%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
4.85%
24.61%
4.07%
34.77%
-22.45%
Mizuho Financial Group, Inc.
Mizuho Financial Group, Inc.
15.06%
28.21%
55.41%
36.5%
-0.55%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Alerus Financial Corp
Alerus Financial Corp
9.62
9.62
0.0
1.55
0.11
0.01
0.04
17.96
Icici Bank Ltd.
Icici Bank Ltd.
18.67
18.67
0.0
1.08
0.18
0.02
0.01
646.11
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
8.5
8.5
0.41
13.23
0.13
0.01
0.05
105.74
U.s. Bancorp
U.s. Bancorp
9.59
9.59
0.84
4.45
0.11
0.01
0.06
30.15
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
8.52
8.52
0.49
0.74
0.18
0.01
0.05
18.25
Mizuho Financial Group, Inc.
Mizuho Financial Group, Inc.
10.56
10.56
2.52
0.88
0.07
0.0
0.03
748.77
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Alerus Financial Corp
Alerus Financial Corp
Hold
$355.6M
-19.14%
9.62
18.52%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$83.3B
168.61%
18.67
27.4%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$49.4B
-13.93%
8.5
29.81%
U.s. Bancorp
U.s. Bancorp
Hold
$53.6B
-37.6%
9.59
24.1%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$55.1B
-22.45%
8.52
26.66%
Mizuho Financial Group, Inc.
Mizuho Financial Group, Inc.
Hold
$45.5B
-0.55%
10.56
23.19%

Institutional Holdings

  • ALERUS FINANCIAL NA

    11.75%

  • BlackRock Inc

    6.87%

  • Vanguard Group Inc

    4.28%

  • Banc Funds Co LLC

    2.93%

  • Geode Capital Management, LLC

    1.77%

  • State Street Corporation

    1.64%

Corporate Announcements

  • Alerus Financial Corp Dividends March,2023

    In the quarter ending March,2023. Alerus Financial Corp has declared dividend of $0.18

    Read More

Company Information

with roots tracing back to 1879, alerus is a financial services company offering banking, mortgage, retirement, health and welfare, and wealth management. banking offices are located in minnesota, north dakota, and arizona. retirement services offices are located in minnesota, michigan, and new hampshire.

Organization
Alerus Financial Corp
Employees
773
CEO
Ms. Katie A. Lorenson
Industry
Regional Banks

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