Alerus Financial Corp (ALRS)

$20.54

-0.46

(-2.19%)▲

Market is closed - opens 7 PM, 26 Apr 2024

Insights on Alerus Financial Corp

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 48.11M → 45.48M (in $), with an average decrease of 5.5% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 9.16M → -14.75M (in $), with an average decrease of 261.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 120.0% return, outperforming this stock by 74.2%

Performance

  • $20.42
    $20.81
    $20.54
    downward going graph

    0.58%

    Downside

    Day's Volatility :1.87%

    Upside

    1.3%

    downward going graph
  • $12.16
    $25.41
    $20.54
    downward going graph

    40.8%

    Downside

    52 Weeks Volatility :52.14%

    Upside

    19.17%

    downward going graph

Returns

PeriodAlerus Financial CorpSector (Financials)Index (Russel 2000)
3 Months
-12.3%
5.8%
0.0%
6 Months
15.65%
27.6%
0.0%
1 Year
45.78%
26.7%
2.2%
3 Years
-32.59%
15.1%
-23.0%

Highlights

Market Capitalization
417.6M
Book Value
$18.7
Dividend Share
0.75
Dividend Yield
3.62%
Earnings Per Share (EPS)
0.58
PE Ratio
36.21
PEG Ratio
0.0
Wall Street Target Price
22.75
Profit Margin
7.05%
Operating Margin TTM
-79.17%
Return On Assets TTM
0.3%
Return On Equity TTM
3.22%
Revenue TTM
166.0M
Revenue Per Share TTM
8.33
Quarterly Revenue Growth YOY
-60.3%
Gross Profit TTM
211.0M
Diluted Eps TTM
0.58
Quarterly Earnings Growth YOY
-0.04
EPS Estimate Current Year
1.53
EPS Estimate Next Year
1.81
EPS Estimate Current Quarter
0.29
EPS Estimate Next Quarter
0.28

Analyst Recommendation

Hold
    0
    0%Buy
    70%Hold
    30%Sell
Based on 10 Wall street analysts offering stock ratings for Alerus Financial Corp(by analysts ranked 0 to 5 stars)
Based on 10 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
7
7
7
Sell
3
3
3

Analyst Forecast

What analysts predicted

Upside of 10.76%

Current $20.54
Target $22.75

Company Financials

FY18Y/Y Change
Revenue
175.8M
↑ 10.09%
Net Income
25.9M
↑ 67.48%
Net Profit Margin
14.71%
↑ 5.04%
FY19Y/Y Change
Revenue
185.9M
↑ 5.73%
Net Income
29.5M
↑ 14.2%
Net Profit Margin
15.89%
↑ 1.18%
FY20Y/Y Change
Revenue
228.2M
↑ 22.75%
Net Income
44.7M
↑ 51.24%
Net Profit Margin
19.58%
↑ 3.69%
FY21Y/Y Change
Revenue
230.2M
↑ 0.9%
Net Income
52.7M
↑ 17.92%
Net Profit Margin
22.88%
↑ 3.3%
FY22Y/Y Change
Revenue
208.8M
↓ 9.32%
Net Income
40.0M
↓ 24.06%
Net Profit Margin
19.16%
↓ 3.72%
FY23Y/Y Change
Revenue
244.9M
↑ 17.28%
Net Income
11.7M
↓ 70.76%
Net Profit Margin
4.78%
↓ 14.38%
Q3 FY22Q/Q Change
Revenue
54.9M
↑ 6.59%
Net Income
9.6M
↑ 3.51%
Net Profit Margin
17.52%
↓ 0.52%
Q4 FY22Q/Q Change
Revenue
51.9M
↓ 5.54%
Net Income
10.9M
↑ 13.41%
Net Profit Margin
21.03%
↑ 3.51%
Q1 FY23Q/Q Change
Revenue
48.4M
↓ 6.67%
Net Income
8.2M
↓ 24.96%
Net Profit Margin
16.91%
↓ 4.12%
Q2 FY23Q/Q Change
Revenue
47.8M
↓ 1.27%
Net Income
9.1M
↑ 11.21%
Net Profit Margin
19.05%
↑ 2.14%
Q3 FY23Q/Q Change
Revenue
48.1M
↑ 0.66%
Net Income
9.2M
↑ 0.63%
Net Profit Margin
19.04%
↓ 0.01%
Q4 FY23Q/Q Change
Revenue
45.5M
↓ 5.46%
Net Income
-14.8M
↓ 261.05%
Net Profit Margin
-32.44%
↓ 51.48%
FY18Y/Y Change
Total Assets
2.2B
↑ 1.97%
Total Liabilities
2.0B
↑ 1.31%
FY19Y/Y Change
Total Assets
2.4B
↑ 8.16%
Total Liabilities
67.6M
↓ 96.59%
FY20Y/Y Change
Total Assets
3.0B
↑ 27.87%
Total Liabilities
66.6M
↓ 1.53%
FY21Y/Y Change
Total Assets
3.4B
↑ 12.57%
Total Liabilities
63.2M
↓ 5.09%
FY22Y/Y Change
Total Assets
3.8B
↑ 11.41%
Total Liabilities
3.4B
↑ 5315.08%
FY23Y/Y Change
Total Assets
3.9B
↑ 3.61%
Total Liabilities
3.5B
↑ 3.63%
Q3 FY22Q/Q Change
Total Assets
3.7B
↑ 12.02%
Total Liabilities
3.3B
↑ 12.0%
Q4 FY22Q/Q Change
Total Assets
3.8B
↑ 2.39%
Total Liabilities
3.4B
↑ 2.28%
Q1 FY23Q/Q Change
Total Assets
3.9B
↑ 2.83%
Total Liabilities
3.5B
↑ 3.06%
Q2 FY23Q/Q Change
Total Assets
3.8B
↓ 1.38%
Total Liabilities
3.5B
↓ 1.48%
Q3 FY23Q/Q Change
Total Assets
3.9B
↑ 0.94%
Total Liabilities
3.5B
↑ 1.28%
Q4 FY23Q/Q Change
Total Assets
3.9B
↑ 1.22%
Total Liabilities
3.5B
↑ 0.78%
FY18Y/Y Change
Operating Cash Flow
53.6M
↑ 11.83%
Investing Cash Flow
-154.7M
↓ 24.57%
Financing Cash Flow
19.8M
↓ 72.43%
FY19Y/Y Change
Operating Cash Flow
19.2M
↓ 64.06%
Investing Cash Flow
-65.6M
↓ 57.6%
Financing Cash Flow
149.7M
↑ 655.76%
FY20Y/Y Change
Operating Cash Flow
-22.3M
↓ 215.66%
Investing Cash Flow
-538.4M
↑ 720.78%
Financing Cash Flow
589.6M
↑ 293.85%
FY21Y/Y Change
Operating Cash Flow
149.1M
↓ 769.82%
Investing Cash Flow
-416.9M
↓ 22.56%
Financing Cash Flow
337.2M
↓ 42.81%
FY22Y/Y Change
Operating Cash Flow
103.0M
↓ 30.95%
Investing Cash Flow
-292.6M
↓ 29.82%
Financing Cash Flow
5.6M
↓ 98.34%
Q3 FY22Q/Q Change
Operating Cash Flow
47.1M
↓ 272.99%
Investing Cash Flow
-26.4M
↓ 25.11%
Financing Cash Flow
-3.6M
↓ 89.12%
Q4 FY22Q/Q Change
Operating Cash Flow
48.2M
↑ 2.32%
Investing Cash Flow
-118.4M
↑ 348.66%
Financing Cash Flow
74.2M
↓ 2149.86%
Q1 FY23Q/Q Change
Operating Cash Flow
445.0K
↓ 99.08%
Investing Cash Flow
-20.1M
↓ 83.04%
Financing Cash Flow
106.6M
↑ 43.55%
Q2 FY23Q/Q Change
Operating Cash Flow
11.6M
↑ 2496.63%
Investing Cash Flow
-25.3M
↑ 25.97%
Financing Cash Flow
-66.0M
↓ 161.89%

Technicals Summary

Sell

Neutral

Buy

Alerus Financial Corp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Alerus Financial Corp
Alerus Financial Corp
-2.75%
15.65%
45.78%
-32.59%
-6.64%
Nu Holdings Ltd.
Nu Holdings Ltd.
-11.12%
36.05%
120.04%
5.23%
5.23%
Icici Bank Ltd.
Icici Bank Ltd.
2.7%
20.31%
19.39%
66.88%
129.71%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
0.82%
36.67%
22.25%
-13.28%
14.85%
U.s. Bancorp
U.s. Bancorp
-5.84%
29.02%
30.04%
-29.07%
-21.69%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-11.19%
10.09%
22.44%
21.96%
-28.87%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Alerus Financial Corp
Alerus Financial Corp
36.21
36.21
0.0
1.53
0.03
0.0
0.04
18.7
Nu Holdings Ltd.
Nu Holdings Ltd.
52.0
52.0
NA
0.41
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
18.38
18.38
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.26
13.26
3.46
12.65
0.11
0.01
0.04
128.98
U.s. Bancorp
U.s. Bancorp
13.82
13.82
1.14
3.87
0.09
0.01
0.05
31.26
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.55
9.55
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Alerus Financial Corp
Alerus Financial Corp
Hold
$417.6M
-6.64%
36.21
7.05%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$52.0B
5.23%
52.0
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$92.3B
129.71%
18.38
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.9B
14.85%
13.26
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$64.9B
-21.69%
13.82
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.9B
-28.87%
9.55
26.58%

Institutional Holdings

  • ALERUS FINANCIAL NA

    11.46%

  • BlackRock Inc

    7.45%

  • Vanguard Group Inc

    4.55%

  • Banc Funds Co LLC

    2.95%

  • Geode Capital Management, LLC

    1.92%

  • State Street Corporation

    1.68%

Corporate Announcements

  • Alerus Financial Corp Dividends March,2024

    In the quarter ending March,2024. Alerus Financial Corp has declared dividend of $0.19

    Read More

Company Information

with roots tracing back to 1879, alerus is a financial services company offering banking, mortgage, retirement, health and welfare, and wealth management. banking offices are located in minnesota, north dakota, and arizona. retirement services offices are located in minnesota, michigan, and new hampshire.

Organization
Alerus Financial Corp
Employees
709
CEO
Ms. Katie A. Lorenson
Industry
Regional Banks

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