Alerus Financial Corp (ALRS)

$23.7

-0.46

(-1.9%)▲

Live

Performance

  • $23.64
    $24.24
    $23.70
    downward going graph

    0.25%

    Downside

    Day's Volatility :2.48%

    Upside

    2.23%

    downward going graph
  • $16.80
    $25.85
    $23.70
    downward going graph

    29.11%

    Downside

    52 Weeks Volatility :35.01%

    Upside

    8.32%

    downward going graph

Returns

PeriodAlerus Financial CorpSector (Financials)Index (Russel 2000)
3 Months
8.49%
11.1%
0.0%
6 Months
14.29%
17.9%
0.0%
1 Year
35.73%
47.9%
0.0%
3 Years
-19.87%
18.9%
-23.0%

Highlights

Market Capitalization
612.7M
Book Value
$18.87
Dividend Share
0.77
Dividend Yield
3.28%
Earnings Per Share (EPS)
0.36
PE Ratio
67.11
PEG Ratio
0.0
Wall Street Target Price
24.2
Profit Margin
4.3%
Operating Margin TTM
21.45%
Return On Assets TTM
0.17%
Return On Equity TTM
1.93%
Revenue TTM
164.1M
Revenue Per Share TTM
8.29
Quarterly Revenue Growth YOY
-2.4%
Gross Profit TTM
211.0M
Diluted Eps TTM
0.36
Quarterly Earnings Growth YOY
-0.31
EPS Estimate Current Year
1.51
EPS Estimate Next Year
2.38
EPS Estimate Current Quarter
0.36
EPS Estimate Next Quarter
0.4

Analyst Recommendation

Hold
    0
    0%Buy
    70%Hold
    30%Sell
Based on 10 Wall street analysts offering stock ratings for Alerus Financial Corp(by analysts ranked 0 to 5 stars)
Based on 10 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
7
7
6
Sell
3
3
3

Analyst Forecast

What analysts predicted

Upside of 2.11%

Current $23.70
Target $24.20

Company Financials

FY18Y/Y Change
Revenue
175.8M
↑ 10.09%
Net Income
25.9M
↑ 67.48%
Net Profit Margin
14.71%
↑ 5.04%
FY19Y/Y Change
Revenue
185.9M
↑ 5.73%
Net Income
29.5M
↑ 14.2%
Net Profit Margin
15.89%
↑ 1.18%
FY20Y/Y Change
Revenue
228.2M
↑ 22.75%
Net Income
44.7M
↑ 51.24%
Net Profit Margin
19.58%
↑ 3.69%
FY21Y/Y Change
Revenue
230.2M
↑ 0.9%
Net Income
52.7M
↑ 17.92%
Net Profit Margin
22.88%
↑ 3.3%
FY22Y/Y Change
Revenue
208.8M
↓ 9.32%
Net Income
40.0M
↓ 24.06%
Net Profit Margin
19.16%
↓ 3.72%
FY23Y/Y Change
Revenue
244.9M
↑ 17.28%
Net Income
11.7M
↓ 70.76%
Net Profit Margin
4.78%
↓ 14.38%
Q1 FY23Q/Q Change
Revenue
48.4M
↓ 6.67%
Net Income
8.2M
↓ 24.96%
Net Profit Margin
16.91%
↓ 4.12%
Q2 FY23Q/Q Change
Revenue
47.8M
↓ 1.27%
Net Income
9.1M
↑ 11.21%
Net Profit Margin
19.05%
↑ 2.14%
Q3 FY23Q/Q Change
Revenue
48.1M
↑ 0.66%
Net Income
9.2M
↑ 0.63%
Net Profit Margin
19.04%
↓ 0.01%
Q4 FY23Q/Q Change
Revenue
45.5M
↓ 5.46%
Net Income
-14.8M
↓ 261.05%
Net Profit Margin
-32.44%
↓ 51.48%
Q1 FY24Q/Q Change
Revenue
74.2M
↑ 63.02%
Net Income
6.4M
↓ 143.59%
Net Profit Margin
8.67%
↑ 41.11%
Q2 FY24Q/Q Change
Revenue
80.1M
↑ 7.99%
Net Income
6.2M
↓ 3.48%
Net Profit Margin
7.75%
↓ 0.92%
FY18Y/Y Change
Total Assets
2.2B
↑ 1.97%
Total Liabilities
2.0B
↑ 1.31%
FY19Y/Y Change
Total Assets
2.4B
↑ 8.16%
Total Liabilities
67.6M
↓ 96.59%
FY20Y/Y Change
Total Assets
3.0B
↑ 27.87%
Total Liabilities
66.6M
↓ 1.53%
FY21Y/Y Change
Total Assets
3.4B
↑ 12.57%
Total Liabilities
63.2M
↓ 5.09%
FY22Y/Y Change
Total Assets
3.8B
↑ 11.41%
Total Liabilities
3.4B
↑ 5315.08%
FY23Y/Y Change
Total Assets
3.9B
↑ 3.61%
Total Liabilities
3.5B
↑ 3.63%
Q1 FY23Q/Q Change
Total Assets
3.9B
↑ 2.83%
Total Liabilities
3.5B
↑ 3.06%
Q2 FY23Q/Q Change
Total Assets
3.8B
↓ 1.38%
Total Liabilities
3.5B
↓ 1.48%
Q3 FY23Q/Q Change
Total Assets
3.9B
↑ 0.94%
Total Liabilities
3.5B
↑ 1.28%
Q4 FY23Q/Q Change
Total Assets
3.9B
↑ 1.22%
Total Liabilities
3.5B
↑ 0.78%
Q1 FY24Q/Q Change
Total Assets
4.3B
↑ 10.77%
Total Liabilities
4.0B
↑ 11.82%
Q2 FY24Q/Q Change
Total Assets
4.4B
↑ 0.47%
Total Liabilities
4.0B
↑ 0.48%
FY18Y/Y Change
Operating Cash Flow
53.6M
↑ 11.83%
Investing Cash Flow
-154.7M
↓ 24.57%
Financing Cash Flow
19.8M
↓ 72.43%
FY19Y/Y Change
Operating Cash Flow
19.2M
↓ 64.06%
Investing Cash Flow
-65.6M
↓ 57.6%
Financing Cash Flow
149.7M
↑ 655.76%
FY20Y/Y Change
Operating Cash Flow
-22.3M
↓ 215.66%
Investing Cash Flow
-538.4M
↑ 720.78%
Financing Cash Flow
589.6M
↑ 293.85%
FY21Y/Y Change
Operating Cash Flow
149.1M
↓ 769.82%
Investing Cash Flow
-416.9M
↓ 22.56%
Financing Cash Flow
337.2M
↓ 42.81%
FY22Y/Y Change
Operating Cash Flow
103.0M
↓ 30.95%
Investing Cash Flow
-292.6M
↓ 29.82%
Financing Cash Flow
5.6M
↓ 98.34%
Q1 FY23Q/Q Change
Operating Cash Flow
445.0K
↓ 99.08%
Investing Cash Flow
-20.1M
↓ 83.04%
Financing Cash Flow
106.6M
↑ 43.55%
Q2 FY23Q/Q Change
Operating Cash Flow
11.6M
↑ 2496.63%
Investing Cash Flow
-25.3M
↑ 25.97%
Financing Cash Flow
-66.0M
↓ 161.89%

Technicals Summary

Sell

Neutral

Buy

Alerus Financial Corp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Alerus Financial Corp
Alerus Financial Corp
10.77%
14.29%
35.73%
-19.87%
13.3%
Nu Holdings Ltd.
Nu Holdings Ltd.
-1.63%
36.19%
77.08%
39.88%
39.88%
Icici Bank Ltd.
Icici Bank Ltd.
-5.61%
13.37%
31.38%
47.34%
142.42%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
2.32%
21.45%
72.62%
-10.98%
30.13%
U.s. Bancorp
U.s. Bancorp
7.2%
19.76%
57.26%
-20.94%
-12.51%
Truist Financial Corp
Truist Financial Corp
3.51%
14.74%
61.56%
-31.31%
-18.3%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Alerus Financial Corp
Alerus Financial Corp
67.11
67.11
0.0
1.51
0.02
0.0
0.03
18.87
Nu Holdings Ltd.
Nu Holdings Ltd.
45.68
45.68
NA
0.43
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
19.13
19.13
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.96
15.96
3.88
13.4
0.1
0.01
0.03
140.3
U.s. Bancorp
U.s. Bancorp
15.38
15.38
1.23
3.93
0.1
0.01
0.04
31.79
Truist Financial Corp
Truist Financial Corp
8.99
NA
2.03
3.64
-0.1
-0.01
0.05
39.31
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Alerus Financial Corp
Alerus Financial Corp
Hold
$612.7M
13.3%
67.11
4.3%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$68.1B
39.88%
45.68
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.7B
142.42%
19.13
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$74.9B
30.13%
15.96
25.11%
U.s. Bancorp
U.s. Bancorp
Hold
$78.0B
-12.51%
15.38
21.08%
Truist Financial Corp
Truist Financial Corp
Buy
$57.5B
-18.3%
8.99
-12.74%

Insights on Alerus Financial Corp

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 45.48M → 80.07M (in $), with an average increase of 23.0% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 6.43M → 6.20M (in $), with an average decrease of 3.5% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 76.9% return, outperforming this stock by 40.2%

Institutional Holdings

  • ALERUS FINANCIAL NA

    10.79%

  • BlackRock Inc

    8.49%

  • Vanguard Group Inc

    4.69%

  • Banc Funds Co LLC

    2.75%

  • Geode Capital Management, LLC

    2.02%

  • Ameriprise Financial Inc

    1.81%

Company Information

with roots tracing back to 1879, alerus is a financial services company offering banking, mortgage, retirement, health and welfare, and wealth management. banking offices are located in minnesota, north dakota, and arizona. retirement services offices are located in minnesota, michigan, and new hampshire.

Organization
Alerus Financial Corp
Employees
709
CEO
Ms. Katie A. Lorenson
Industry
Regional Banks

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