ICICI Prudential Gilt Fund Direct Growth

ICICI Prudential Gilt Fund Direct Growth

Debt

ICICI Mutual Fund

Government Bond

Get the latest NAV of ICICI Prudential Gilt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹111.79

▲0.1%1D

NAV as on 14 Jul 2025

8.77%/per year

Since Inception

Absolute Gain%

▲▼

844 people have invested ₹ 6Cr in ICICI Prudential Gilt Fund Direct Growth in the last three months

Fund Performance

as on (14-Jul-25)

Period
This Fund
Government Bond Index
1 Month
0.59%
0.54%
3 Months
2.04%
1.15%
6 Months
5.96%
5.09%
1 Year
10.34%
8.85%
3 Years
9.35%
7.89%
5 Years
6.95%
5.57%

ICICI Prudential Gilt Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

1
/16
50% Performance
69% Risk Management
19% Cost

Ranked 1 out of 16 mutual funds in the government bond category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
ICICI Prudential Gilt Fund
1/16
7,276Cr
0.56%
10.34%
9.35%
8.77%
SBI Magnum Gilt Fund Direct Growth
2/16
12,149Cr
0.46%
8.83%
8.8%
9.28%
Baroda BNP Paribas Gilt Fund Direct Growth
3/16
1,645Cr
0.14%
10.71%
8.94%
8.01%
Axis Gilt Fund Direct Growth
4/16
798Cr
0.41%
9.5%
8.54%
7.8%
See all

ICICI Prudential Gilt Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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ICICI Prudential Gilt Fund Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Debt & Cash 100%

AAA
100%
Cash allocation has gone up from 29.8% to 38%
Cash allocation has gone up from 29.8% to 38%
Debt allocation has gone down from 70.2% to 62%
Debt allocation has gone down from 70.2% to 62%

ICICI Prudential Gilt Fund Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Debt & Cash 100%

Government
66.6%
Cash Equivalent
33.4%

Top Sector in June was Government

Jun'25

Government

65%

May'25

Government

70%

ICICI Prudential Gilt Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.56%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹7276 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
148.01%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About ICICI Prudential Gilt Fund

ICICI Prudential Gilt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Manish Banthia. This fund is suitable to keep your money safe.

Key Parameters

  1. ICICI Prudential Gilt Fund Direct Growth has ₹7276 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

ICICI Prudential Gilt Fund Direct Growth has given a CAGR return of 8.77% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.34%, 9.35% and 6.95% respectively.

Holdings

ICICI Prudential Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.81% Govt Stock 2033, 7.34% Govt Stock 2064, 7.1% Govt Stock 2034, 364 DTB 28082025, 6.79% Govt Stock 2034

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of ICICI Prudential Gilt Fund Direct Growth

To generate income primarily through investment in Gilts of various maturities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. ICICI Prudential Gilt Fund Direct Growth has no lock in period.

Fund Manager

Manish Banthia

Fund Manager of ICICI Prudential Gilt Fund Direct Growth, since 22 January 2024

Learn more about ICICI Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 7.3K Cr
₹ 7.3K Cr
₹ 7.2K Cr
  • AUM of the fund stands at 7.3K Cr as of Jun'25
  • AUM decreased by 71.5 Cr between Jun'25 and May'25

Frequently Asked Questions for ICICI Prudential Gilt Fund Direct Growth

How do I invest in ICICI Prudential Gilt Fund?

INDmoney makes it simple to invest in the ICICI Prudential Gilt Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘ICICI Prudential Gilt Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of ICICI Prudential Gilt Fund?

The NAV of the fund today is ₹111.79. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

ICICI Prudential Gilt Fund fund has generated a return of 10.34% in 1 year, 9.35% in 3 years, 6.95% in 5 years.

Who is the fund manager of ICICI Prudential Gilt Fund?

The fund managers are Manish Banthia.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.56%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹7276 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of ICICI Prudential Gilt Fund?

The top 3 holdings of the fund are 7.81% Govt Stock 2033(13.46%), 7.34% Govt Stock 2064(11.19%), 7.1% Govt Stock 2034(9.8%)