ICICI Prudential Gilt Fund Direct Growth

ICICI Prudential Gilt Fund Direct Growth

Debt

ICICI Mutual Fund

Government Bond

Get the latest NAV of ICICI Prudential Gilt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹111.26

▲0.1%1D

NAV as on 12 Sep 2025

8.61%/per year

Since Inception

Absolute Gain%

▲▼

916 people have invested ₹ 7Cr in ICICI Prudential Gilt Fund Direct Growth in the last three months

ICICI Prudential Gilt Fund Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.35%
0.11%
3.87%
7.78%
8.26%
6.96%
Government Bond Index
-0.04%
-0.3%
2.36%
5.02%
6.41%
5.17%
Government Bond Avg
0.37%
-0.34%
2.61%
5.75%
7.04%
5.5%
Best in Government Bond
0.89%
0.11%
4.21%
7.98%
8.26%
6.96%
Worst in Government Bond
-0.86%
-1.08%
1.09%
3.74%
6.2%
5.02%
Category Rank
1/16
2/16
2/16
1/15
9/13
--

ICICI Prudential Gilt Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

1
/15
50% Performance
73% Risk Management
22% Cost

Ranked 1 out of 15 mutual funds in the government bond category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
ICICI Prudential Gilt Fund
1/15
8,551Cr
0.56%
7.78%
8.26%
0.58
0.68
0.74
1.15
0.14
Tata Gilt Securities Fund Direct Growth
2/15
1,256Cr
0.27%
6.53%
7.78%
-0.79
1.23
0.21
0.30
-0.28
Baroda BNP Paribas Gilt Fund Direct Growth
3/15
1,346Cr
0.14%
6.93%
7.98%
-0.45
1.22
0.37
0.55
-0.15
Axis Gilt Fund Direct Growth
4/15
613Cr
0.42%
6.08%
7.61%
-0.87
1.26
0.21
0.32
-0.34
See all

ICICI Prudential Gilt Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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ICICI Prudential Gilt Fund Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

AAA
100%
Cash allocation has gone down from 26.8% to 5.5%
Cash allocation has gone down from 26.8% to 5.5%
Debt allocation has gone up from 73.2% to 94.5%
Debt allocation has gone up from 73.2% to 94.5%

ICICI Prudential Gilt Fund Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Government
83.2%
Cash Equivalent
16.8%

Top Sector in August was Government

Aug'25

Government

90%

Jul'25

Government

76%

ICICI Prudential Gilt Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.56%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹8551 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
294.64%
Risk
Risk meter
pointer
Low to Moderate Risk

About ICICI Prudential Gilt Fund

ICICI Prudential Gilt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Raunak Surana, Manish Banthia. This fund is suitable to keep your money safe.

Key Parameters

  1. ICICI Prudential Gilt Fund Direct Growth has ₹8551 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

ICICI Prudential Gilt Fund Direct Growth has given a CAGR return of 8.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.78%, 8.26% and 6.96% respectively.

Holdings

ICICI Prudential Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 6.79% Govt Stock 2034, 6.9% Govt Stock 2065, 7.81% Govt Stock 2033, 7.34% Govt Stock 2064, 7.1% Govt Stock 2034

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of ICICI Prudential Gilt Fund Direct Growth

To generate income primarily through investment in Gilts of various maturities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. ICICI Prudential Gilt Fund Direct Growth has no lock in period.

Fund Manager

Raunak Surana

Fund Manager of ICICI Prudential Gilt Fund Direct Growth, since 22 January 2024

Manish Banthia

Fund Manager of ICICI Prudential Gilt Fund Direct Growth, since 22 January 2024

Learn more about ICICI Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 8.6K Cr
₹ 7.3K Cr
₹ 7.3K Cr
  • AUM of the fund stands at 8.6K Cr as of Aug'25
  • AUM increased by 1.2K Cr between Aug'25 and Jul'25

Frequently Asked Questions for ICICI Prudential Gilt Fund Direct Growth

How do I invest in ICICI Prudential Gilt Fund?

INDmoney makes it simple to invest in the ICICI Prudential Gilt Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘ICICI Prudential Gilt Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of ICICI Prudential Gilt Fund?

The NAV of the fund today is ₹111.26. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

ICICI Prudential Gilt Fund fund has generated a return of 7.78% in 1 year, 8.26% in 3 years, 6.96% in 5 years.

Who is the fund manager of ICICI Prudential Gilt Fund?

The fund managers are Raunak Surana, Manish Banthia.

What is the expense ratio of the fund?

The expense ratio is 0.56%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹8551 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of ICICI Prudential Gilt Fund?

The top 3 holdings of the fund are 6.79% Govt Stock 2034(14.57%), 6.9% Govt Stock 2065(11.52%), 7.81% Govt Stock 2033(11.42%)