HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt
Get the latest NAV of HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹10.12
NAV as on 13 Mar 2026
6.41%/per year
Since Inception
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HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt Performance vs. Banking and PSU Index
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 4 out of 12 mutual funds in the banking & psu category as per INDmoney.
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 2 Sectors in February were Corporate, Government
Corporate
58%
Government
38%
Corporate
59%
Government
37%
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.78% |
Benchmark | NIFTY Banking & PSU Debt TR INR |
| AUM | ₹5599 Cr |
| Inception Date | 26 March, 2014 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 37.8% |
| Risk |   Moderate Risk |
About HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt is a debt fund. This fund was started on 26 March, 2014. The fund is managed by Anil Bamboli, Dhruv Muchhal. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt has ₹5599 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt has given a CAGR return of 6.41% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.53%, 7.05% and 5.94% respectively.
Holdings
HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Indian Railway Finance Corporation Limited, Indian Railway Finance Corporation Limited, 7.18% Gs 2033, Bajaj Housing Finance Limited, Rec Limited
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt
To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt has no lock in period.
Fund Manager
Anil Bamboli
Fund Manager of HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt, since 26 March 2014
Dhruv Muchhal
Fund Manager of HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt, since 22 June 2023
- AUM of the fund stands at 5.6K Cr as of Feb'26
- AUM decreased by 67.6 Cr between Feb'26 and Jan'26
Frequently Asked Questions for HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt
How do I invest in HDFC Banking & PSU Debt Fund Regular Plan Payout Inc Dist cum Cap Wdrl Opt?
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