UTI Dynamic Bond Fund

UTI Dynamic Bond Fund

Debt

UTI Mutual Fund

Dynamic Bond

Get the latest NAV of UTI Dynamic Bond Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹34.66

NAV as on 16 Mar 2026

8.01%/per year

Since Inception

Absolute Gain%

▲▼

128 people have invested ₹ 13.8L in UTI Dynamic Bond Fund in the last three months

UTI Dynamic Bond Fund Performance vs. Dynamic Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (16-Mar-26)

The fund has consistently outperformed the benchmark (Dynamic Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.28%
1.02%
2.55%
6.45%
7.71%
9.5%
Dynamic Bond Index
0.13%
0.69%
1.76%
4.65%
5.79%
5.31%
Dynamic Bond Avg
0.12%
0.69%
1.69%
4.8%
6.95%
6.12%
Best in Dynamic Bond
0.94%
1.75%
3.51%
7.92%
8.65%
9.5%
Worst in Dynamic Bond
-0.05%
0.13%
0.16%
2.33%
5.91%
4.85%

UTI Dynamic Bond Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

4
/10
74% Performance
71% Risk Management
14% Cost

Ranked 4 out of 10 mutual funds in the dynamic bond category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI Dynamic Bond Fund
4/10
431Cr
0.75%
6.45%
7.71%
0.41
0.93
0.60
0.91
0.63
ICICI Prudential All Seasons Bond Fund
1/9
14,843Cr
0.6%
6.97%
8.16%
1.17
0.59
1.25
2.23
0.87
Nippon India Dynamic Bond Fund
2/9
4,084Cr
0.35%
7.79%
8.41%
0.85
0.86
0.81
1.34
0.89
Aditya Birla Sun Life Dynamic Bond Fund
3/9
1,886Cr
0.64%
6.96%
7.99%
0.63
0.97
0.69
1.14
0.93
See all

UTI Dynamic Bond Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

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Profit

Total Corpus

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Absolute Return
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UTI Dynamic Bond Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
83.5%
AA
16.5%
Cash allocation has gone up from 4.3% to 11.7%
Cash allocation has gone up from 4.3% to 11.7%
Debt allocation has gone down from 95.3% to 88%
Debt allocation has gone down from 95.3% to 88%

UTI Dynamic Bond Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Government
65.3%
Corporate
30.3%
Cash Equivalent
4.4%

Top 2 Sectors in February were Corporate, Government

Feb'26

Corporate

51%

Government

38%

Jan'26

Corporate

61%

Government

35%

UTI Dynamic Bond Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.75%
Benchmark
CRISIL Dynamic Bond A-III TR INR
AUM₹431 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
397.41%
Risk
Risk meter
pointer
Moderate Risk

About UTI Dynamic Bond Fund

UTI Dynamic Bond Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Pankaj Pathak. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Dynamic Bond Fund has ₹431 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

UTI Dynamic Bond Fund has given a CAGR return of 8.01% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.45%, 7.71% and 9.50% respectively.

Holdings

UTI Dynamic Bond Fund has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.24% Gs 2055, 6.90% Gs 2065, LIC Housing Finance Ltd, Bharti Telecom Limited, Power Finance Corporation Limited

Taxation

As it is a dynamic bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments across duration. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Dynamic Bond Fund has no lock in period.

Fund Manager

Pankaj Pathak

Fund Manager of UTI Dynamic Bond Fund, since 8 April 2025

Learn more about UTI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 431.1 Cr
₹ 425.1 Cr
₹ 430 Cr
  • AUM of the fund stands at 431.1 Cr as of Feb'26
  • AUM increased by 6 Cr between Feb'26 and Jan'26

Frequently Asked Questions for UTI Dynamic Bond Fund

How do I invest in UTI Dynamic Bond Fund?

INDmoney makes it simple to invest in the UTI Dynamic Bond Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Dynamic Bond Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Dynamic Bond Fund?

The NAV of the fund today is ₹34.66. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Dynamic Bond Fund fund has generated a return of 6.45% in 1 year, 7.71% in 3 years, 9.50% in 5 years.

Who is the fund manager of UTI Dynamic Bond Fund?

The fund managers are Pankaj Pathak.

What is the expense ratio of the fund?

The expense ratio is 0.75%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹431 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Dynamic Bond Fund?

The top 3 holdings of the fund are 7.24% Gs 2055(14.89%), 6.90% Gs 2065(7.61%), LIC Housing Finance Ltd(6.03%)