UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl

Debt

UTI Mutual Fund

Dynamic Bond

Get the latest NAV of UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.64

NAV as on 03 Jul 2025

6.26%/per year

Since Inception

Absolute Gain%

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Fund Performance

as on (03-Jul-25)

Period
This Fund
Dynamic Bond Index
1 Month
-0.26%
-0.74%
3 Months
2.03%
1.19%
6 Months
5.19%
4.55%
1 Year
9.93%
8.67%
3 Years
8.08%
7.88%
5 Years
9.09%
6.11%

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl Returns Calculator

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UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
98.8%
AA
1.2%
Cash allocation has gone down from 10% to 8.9%
Cash allocation has gone down from 10% to 8.9%
Debt allocation has gone up from 89.7% to 90.8%
Debt allocation has gone up from 89.7% to 90.8%

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Government
76.9%
Corporate
20%
Cash Equivalent
3.1%

Top 2 Sectors in May were Government, Corporate

May'25

Government

57%

Corporate

34%

Apr'25

Government

66%

Corporate

24%

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.69%
Benchmark
CRISIL Dynamic Bond A-III TR INR
AUM₹477 Cr
Inception Date7 October, 2015
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
570.84%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 7 October, 2015. The fund is managed by Pankaj Pathak. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl has ₹477 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl has given a CAGR return of 6.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.93%, 8.08% and 9.09% respectively.

Holdings

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 6.92% Govt Stock 2039, 6.79% Govt Stock 2034, National Bank For Agriculture And Rural Development, Small Industries Development Bank Of India, Rec Limited

Taxation

As it is a dynamic bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments across duration. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Pankaj Pathak

Fund Manager of UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl, since 8 April 2025

Learn more about UTI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 477.4 Cr
₹ 465.1 Cr
₹ 447.1 Cr
  • AUM of the fund stands at 477.4 Cr as of May'25
  • AUM increased by 12.3 Cr between May'25 and Apr'25

Frequently Asked Questions for UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl

How do I invest in UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹14.64. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl fund has generated a return of 9.93% in 1 year, 8.08% in 3 years, 9.09% in 5 years.

Who is the fund manager of UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl?

The fund managers are Pankaj Pathak.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.69%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹477 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Dynamic Bond Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are 6.92% Govt Stock 2039(19.33%), 6.79% Govt Stock 2034(10.8%), National Bank For Agriculture And Rural Development(8.57%)