Home Mutual FundsUTI Credit Risk Fund Direct Plan Flexi Dividend Payout Option

Overview (as on 22 Oct 2020)

NAV

₹7.7325

1y returns

-27.625%

Fund AUM

₹361 Cr

Expense Ratio

0.7%

Min SIP

₹500

Min Lumpsum

₹5,000

Fund Performance

Calculator

Monthly SIP

Lumpsum

I would like to invest

For Time Period

5 years

Total investment

₹0

Pre-Tax

Post-Tax

UTI Credit Risk Fund Direct Plan Flexi Dividend Payout Option

₹0

8.96% projected returns

HDFC Credit Risk Debt Fund Direct Plan Quarterly Dividend Payout Option

₹0

9.22% projected returns

ICICI Prudential Credit Risk Fund Direct Plan Half Yearly Dividend Payout

₹0

8.12% projected returns

SBI Credit Risk Fund Direct Plan Dividend Payout

₹0

7.98% projected returns

Aditya Birla Sun Life Credit Risk Fund Direct Plan Bonus

₹0

8.97% projected returns

Kotak Credit Risk Fund Annual Dividend Payout Direct

₹0

9.47% projected returns

Asset Allocation

Debt & Cash (100.00%)

Sector Allocation

Corporate

55.84%

Cash Equivalent

27.05%

Government

17.10%

Debt Credit Ratings

AAA

43.84%

41.88%

14.28%

Key Metrics

Modified Duration

1.59 yr

Average Maturity

1.8 yr

Yield to Maturity

8.61%

Top 10 Holdings

All

Equity

Debt & Cash

Holding Name
Type
Holding Percentage
7.68% Govt Stock 2023
SOV | Low Risk
Debt
13.19%
Amba River Coke Limited
CARE-AA- | Medium Risk
Debt
9.50%
Edelweiss Retail Finance Limited
ICRA-A+ | Medium Risk
Debt
9.01%
Essar Oil Limited
CARE-AA | Medium Risk
Debt
7.83%
NTPC Limited
CRISIL-AAA | Low Risk
Debt
7.04%

Indian Oil Corporation Limited
CRISIL-AAA | Low Risk
Debt
7.01%
Canfin Homes Limited
FITCH-AA | Low Risk
Debt
6.86%
Power Finance Corporation Limited
CRISIL-AAA | Low Risk
Debt
6.78%
Net Current Assets
Low Risk
Cash
5.37%
Dilip Buildcon Limited
CRISIL-A | Low Risk
Debt
5.31%

Fund Details

Investment Objectives

"The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns."

Scheme Name

UTI Credit Risk Fund Direct Plan Flexi Dividend Payout Option

Scheme Document

Click Here

Exit Load

For 0 - 12 Months: 1%

After 12 Months : 0%

Plan Started

05 February, 2016

Fund Manager

Ritesh Nambiar

Fund House Details

Fund House

UTI Asset Management Co Ltd

Phone

+912266786503;66786578

Address

PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Other Related Plans

Fund Name	Plan Type	Expense Ratio	1yr Returns
UTI Credit Risk Fund - Growth Option-Direct	Direct	0.70%	-27.63%
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Growth OptionNR	Direct	0.00%	-39.43%
UTI Credit Risk Fund Annual Dividend Reinvestment Option Direct	Direct	0.70%	-27.63%
UTI Credit Risk Fund Direct Plan Flexi Dividend Reinvestment Option	Direct	0.70%	-27.62%
UTI Credit Risk Fund Monthly Dividend Reinvestment Option Direct	Direct	0.70%	-27.63%
UTI Credit Risk Fund Quarterly Dividend Reinvestment Option-Direct	Direct	0.70%	-27.63%
UTI Credit Risk Fund Direct Plan Half Yearly Dividend Reinvestment Option	Direct	0.70%	-27.62%
UTI Credit Risk Fund Annual Dividend Payout Option Direct	Direct	0.70%	-27.63%
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Annual Dividend OptionNR	Direct	0.00%	-39.43%
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Flexi Dividend OptionNR	Direct	0.00%	-39.43%
UTI Credit Risk Fund Monthly Dividend Payout Option Direct	Direct	0.70%	-27.63%
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Monthly Dividend OptionNR	Direct	0.00%	-39.39%
UTI Credit Risk Fund Quarterly Dividend Payout Option-Direct	Direct	0.70%	-27.63%
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Quarterly Dividend OptionNR	Direct	0.00%	-39.40%
UTI Credit Risk Fund Direct Plan Half Yearly Dividend Payout Option	Direct	0.70%	-27.62%
UTI Credit Risk Fund (Segregated - 13092019) - Direct Plan - Half Yearly Dividend OptionNR	Direct	0.00%	-39.30%
UTI Credit Risk Fund (Segregated - 13092019) - Regular Plan - Growth OptionNR	Regular	0.00%	-39.45%
UTI Credit Risk Fund Annual Dividend Reinvestment Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund Regular Plan Flexi Dividend Reinvestment Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund Regular Plan Monthly Dividend Reinvestment Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund Regular Plan Dividend Reinvestment	Regular	1.60%	-28.24%
UTI Credit Risk Fund Regular Plan Half Yearly Dividend Reinvestment Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund Annual Dividend Payout Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund Regular Plan Flexi Dividend Payout Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund (Segregated - 13092019) - Regular Plan - Annual Dividend OptionNR	Regular	0.00%	-39.47%
UTI Credit Risk Fund (Segregated - 13092019) - Regular Plan - Flexi Dividend OptionNR	Regular	0.00%	-39.50%
UTI Credit Risk Fund Regular Plan Monthly Dividend Payout Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund (Segregated - 13092019) - Regular Plan - Monthly Dividend OptionNR	Regular	0.00%	-39.50%
UTI Credit Risk Fund Regular Plan Dividend Payout	Regular	1.60%	-28.24%
UTI Credit Risk Fund (Segregated - 13092019) - Regular Plan - Quarterly Dividend OptionNR	Regular	0.00%	-39.45%
UTI Credit Risk Fund Regular Plan Half Yearly Dividend Payout Option	Regular	1.60%	-28.24%
UTI Credit Risk Fund (Segregated - 13092019) - Regular Plan - Half Yearly Dividend OptionNR	Regular	0.00%	-39.46%

Peer Funds

ICICI Prudential Credit Risk Fund Direct Plan Half Yearly Dividend Payout

DebtCredit RiskDirectModerate Risk

1 yr returns

2.75%

AUM

₹6,563 Cr

Expense Ratio

0.96%

HDFC Credit Risk Debt Fund Direct Plan Quarterly Dividend Payout Option

DebtCredit RiskDirectModerate Risk

1 yr returns

9.63%

AUM

₹6,189 Cr

Expense Ratio

1.13%

SBI Credit Risk Fund Direct Plan Dividend Payout

DebtCredit RiskDirectModerate Risk

1 yr returns

9.33%

AUM

₹3,721 Cr

Expense Ratio

0.93%

Kotak Credit Risk Fund Annual Dividend Payout Direct

DebtCredit RiskDirectModerately Low risk

1 yr returns

7.39%

AUM

₹1,905 Cr

Expense Ratio

0.67%

Aditya Birla Sun Life Credit Risk Fund Direct Plan Bonus

DebtCredit RiskDirectModerate Risk

1 yr returns

5.94%

AUM

₹1,742 Cr

Expense Ratio

1.01%

UTI Credit Risk Fund Direct Plan Flexi Dividend...

NAV

₹7.7325

Name: UTI Credit Risk Fund Direct Plan Flexi Dividend Payout Option
Brand: UTI Asset Management Co Ltd
SKU: F00000WUUJ
Price: 7.7325 INR
Availability: InStock
Rating: 1 (5 reviews)

INDmoney Analysis

Return Score

Below Average

Fund is in Bottom 50 percent in its Category

Return score is based upon:

Benchmark out performance

Consistency of returns

Indicative yields

Risk Score

Below Average

Fund is in Bottom 50 percent in its Category

Risk score is based upon:

Market sensitivity

Credit risk

Underlying maturity

Credit Quality

High

Fund has high quality bonds and commercial papers

Credit Quality is based upon:

Long term credit rating

Credit rating outlook

Probability of default

Interest Rate Sensitivity

Medium

Based on credit rating and modified duration of underlying instruments

Fund Managers

Ritesh Nambiar

Manager

Work Experience

"null"

Ritesh Nambiar

leader

Work Experience

"null"

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