HSBC Credit Risk Fund Regular Plan Bonus

HSBC Credit Risk Fund Regular Plan Bonus

Debt

HSBC Mutual Fund

Credit Risk

Get the latest NAV of HSBC Credit Risk Fund Regular Plan Bonus. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹31.92

NAV as on 11 Jul 2025

7.64%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (11-Jul-25)

Period
This Fund
Credit Risk Index
1 Month
0.48%
0.42%
3 Months
13.16%
3.04%
6 Months
17.34%
6.82%
1 Year
21.46%
11.27%
3 Years
11.22%
8.87%
5 Years
8.71%
9.57%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
HSBC Credit Risk Fund Regular Plan Bonus
-
651Cr
1.69%
21.46%
11.22%
7.64%
HDFC Credit Risk Debt Fund Regular Normal Payout Inc Dist cum Cap Wdrl Opt
-
7,286Cr
1.59%
7.84%
6.27%
7.71%
HDFC Credit Risk Debt Fund Quarterly Payout Inc Dist cum Cap Wdrl Opt Direct Growth
-
7,286Cr
1.59%
4.16%
5%
6.44%
Baroda BNP Paribas Credit Risk Fund Regular Quarterly Pyt of Inc Dis cum Cap Wdrl
-
169Cr
1.6%
7.87%
6.6%
6.8%
See all

HSBC Credit Risk Fund Regular Plan Bonus Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

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Absolute Return
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HSBC Credit Risk Fund Regular Plan Bonus Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.8%

AA
65.4%
AAA
34.6%
Cash allocation has gone up from 4.2% to 15.7%
Cash allocation has gone up from 4.2% to 15.7%
Debt allocation has gone down from 95.6% to 84.1%
Debt allocation has gone down from 95.6% to 84.1%

HSBC Credit Risk Fund Regular Plan Bonus Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.8%

Corporate
64.8%
Government
25.3%
Cash Equivalent
9.9%

Top 2 Sectors in May were Corporate, Government

May'25

Corporate

62%

Government

20%

Apr'25

Corporate

61%

Government

25%

HSBC Credit Risk Fund Regular Plan Bonus Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.69%
Benchmark
Nifty Credit Risk Bond B-II TR INR
AUM₹651 Cr
Inception Date8 October, 2009
Min Lumpsum/SIP--/--
Exit Load
3.0%
Lock InNo Lock-in
TurnOver
99.21%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

About HSBC Credit Risk Fund Regular Plan Bonus

HSBC Credit Risk Fund Regular Plan Bonus is a debt fund. This fund was started on 8 October, 2009. The fund is managed by Shriram Ramanathan. This fund is suitable to keep your money safe.

Key Parameters

  1. HSBC Credit Risk Fund Regular Plan Bonus has ₹651 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 1.7.

Returns

HSBC Credit Risk Fund Regular Plan Bonus has given a CAGR return of 7.64% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 21.46%, 11.22% and 8.71% respectively.

Holdings

HSBC Credit Risk Fund Regular Plan Bonus has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are Nuvoco Vistas Corporation Limited, Tata Housing Development Company Limited, Aditya Birla Renewables Limited, Nirma Limited, Rec Limited

Taxation

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HSBC Credit Risk Fund Regular Plan Bonus

To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. HSBC Credit Risk Fund Regular Plan Bonus has no lock in period.

Fund Manager

Shriram Ramanathan

Fund Manager of HSBC Credit Risk Fund Regular Plan Bonus, since 24 November 2012

Learn more about HSBC Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 657.5 Cr
₹ 669.6 Cr
₹ 598 Cr
  • AUM of the fund stands at 657.5 Cr as of May'25
  • AUM decreased by 12.2 Cr between May'25 and Apr'25

Frequently Asked Questions for HSBC Credit Risk Fund Regular Plan Bonus

How do I invest in HSBC Credit Risk Fund Regular Plan Bonus?

INDmoney makes it simple to invest in the HSBC Credit Risk Fund Regular Plan Bonus. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HSBC Credit Risk Fund Regular Plan Bonus’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HSBC Credit Risk Fund Regular Plan Bonus?

The NAV of the fund today is ₹31.92. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HSBC Credit Risk Fund Regular Plan Bonus fund has generated a return of 21.46% in 1 year, 11.22% in 3 years, 8.71% in 5 years.

Who is the fund manager of HSBC Credit Risk Fund Regular Plan Bonus?

The fund managers are Shriram Ramanathan.

What is the exit load of the fund?

The exit load is 3% if redeemed in 0-1 Years, 2% if redeemed in 1-2 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.69%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹651 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HSBC Credit Risk Fund Regular Plan Bonus?

The top 3 holdings of the fund are Nuvoco Vistas Corporation Limited(8.19%), Tata Housing Development Company Limited(5.62%), Aditya Birla Renewables Limited(4.18%)