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HomeMutual FundsL&T Credit Risk Fund Regular Plan Bonus

Overview (as on 18 Sep 2020)

NAV

₹21.2527

1y returns

4.625%

Fund AUM

₹270 Cr

Expense Ratio

1.66%

Fund Performance

Calculator

Monthly SIP
Lumpsum

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For Time Period
5 years
Total investment
₹0
Pre-Tax
Post-Tax
L&T Credit Risk Fund Regular Plan Bonus
₹0
5.88% projected returns
HDFC Credit Risk Debt Fund Quarterly Dividend Payout Option
₹0
8.68% projected returns
ICICI Prudential Credit Risk Fund Annual Dividend Payout
₹0
7.66% projected returns
SBI Credit Risk Fund Regular Plan Dividend Payout
₹0
7.07% projected returns
Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus
₹0
8.19% projected returns
Kotak Credit Risk Annual Dividend Payout
₹0
8.33% projected returns

Asset Allocation

Debt & Cash (100.00%)
Sector Allocation
Cash Equivalent
55.31%
Corporate
25.83%
Government
18.86%
Debt Credit Ratings
AA
66.56%
AAA
33.44%

Key Metrics

Modified Duration 

2.26 yr

Average Maturity 

2.99 yr

Yield to Maturity 

8.76%

Top 10 Holdings

All
Equity
Debt & Cash

  • Holding Name

    Type

    Holding Percentage

  • Vizag General Cargo Berth Private Limited

    CRISIL AA (CE) | Low Risk

    Debt

    37.96%

  • National Bank For Agriculture and Rural Development

    ICRA AAA

    Debt

    9.78%

  • (A) Tri Party Repo Dealing System (Treps)/Reverse Repo

    Low Risk

    Cash

    9.19%

  • 5.77% GOI 2030

    SOVEREIGN

    Debt

    9.08%

  • Export-Import Bank of India

    CRISIL AAA

    Debt

    8.14%

Fund Details

Investment Objectives
To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.
Scheme Name
L&T Credit Risk Fund Regular Plan Bonus
Scheme Document
Click Here
Exit Load

For 0 - 1 Years: 1%

After 1 Years : 0%

Plan Started
08 October, 2009
Fund Manager
Shriram Ramanathan
Fund House Details
Fund House
L&T Investment Management Ltd
Email
NA
Phone
NA
Address
L&T Investment Management Limited,6th Floor, Mafatlal Centre,,Nariman Point

Other Related Plans

Fund NamePlan TypeExpense Ratio1yr Returns
L&T Credit Risk Fund Direct Plan Growth
Direct0.87%5.66%
L&T Credit Risk Fund Direct Plan Annual Dividend Reinvestment Option
Direct0.87%3.40%
L&T Credit Risk Fund Direct Plan Dividend Reinvestment
Direct0.87%4.58%
L&T Credit Risk Fund Direct Plan Annual Dividend Payout Option
Direct0.87%3.40%
L&T Credit Risk Fund Direct Plan Dividend Payout
Direct0.87%4.58%
L&T Credit Risk Fund Regular Plan Growth
Regular1.66%4.63%
L&T Credit Risk Fund Regular Plan Annual Dividend Reinvestment Option
Regular1.66%2.54%
L&T Credit Risk Fund Regular Plan Dividend Reinvestment
Regular1.66%3.63%
L&T Credit Risk Fund Regular Plan Annual Dividend Payout Option
Regular1.66%2.54%
L&T Credit Risk Fund Regular Plan Dividend Payout
Regular1.66%3.63%

Peer Funds

ICICI Prudential Credit Risk Fund Annual Dividend Payout  

DebtCredit RiskRegularModerate Risk

1 yr returns

6.37%

AUM

₹6,503 Cr

Expense Ratio

1.65%

HDFC Credit Risk Debt Fund Quarterly Dividend Payout Option  

DebtCredit RiskRegularModerate Risk

1 yr returns

7.26%

AUM

₹6,181 Cr

Expense Ratio

1.59%

SBI Credit Risk Fund Regular Plan Dividend Payout  

DebtCredit RiskRegularModerate Risk

1 yr returns

7.30%

AUM

₹3,765 Cr

Expense Ratio

1.56%

Kotak Credit Risk Annual Dividend Payout  

DebtCredit RiskRegularModerately Low risk

1 yr returns

4.29%

AUM

₹1,911 Cr

Expense Ratio

1.73%

Aditya Birla Sun Life Credit Risk Fund Regular Plan Bonus  

DebtCredit RiskRegularModerate Risk

1 yr returns

2.97%

AUM

₹1,838 Cr

Expense Ratio

1.84%

L&T Credit Risk Fund Regular Plan Bonus

NAV

₹21.2527

INDmoney Analysis

    success

    Fund is in Top 30 percent in its Category

    Return score is based upon:

    Benchmark out performance
    Consistency of returns
    Indicative yields
    error

    Fund is in Bottom 50 percent in its Category

    Risk score is based upon:

    Market sensitivity
    Credit risk
    Underlying maturity
    warning

    Fund has medium quality bonds and commercial papers

    Credit Quality is based upon:

    Long term credit rating
    Credit rating outlook
    Probability of default

    Based on credit rating and modified duration of underlying instruments

Fund Managers

Shriram Ramanathan
Shriram Ramanathan

Manager

Qualifications
CFA (CFA Institute), PGDBM ((XLRI, Jamshedpur) Bachelor’s Degree in Electrical Engineering (Sardar Patel College of Engineering, Mumbai)
Work Experience
Head Investment - Fixed Income (from July 6, 2012) FIL Fund Management Private Limited (Portfolio Manager - Fixed Income) December 2009 to June 2012 ING Investment Management Asia Pacific Hong Kong (Senior Investment Manager , Global Emerging Market Debt (Asia) 2005 , 2009 ING Investment Management (India) Private Limited (Portfolio Manager, Fixed Income (India) 2003-2005 Zurich (India) Asset Management Company 2001 , 2003 ICICI Bank Limited Treasury 2000 ,€“ 2001 Larsen & Toubro Limited- Design Department, Switchgear Group 1997
Jalpan Shah
Jalpan Shah

Manager

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