HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt
Get the latest NAV of HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹10.87
1D
NAV as on 13 Mar 2026
7.38%/per year
Since Inception
▲▼
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt Performance vs. Credit Risk Index
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has underperformed the benchmark (Credit Risk Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Corporate, Financial Services & Real Estate
Corporate
80%
Financial Services
54%
Real Estate
27%
Corporate
79%
Financial Services
52%
Real Estate
25%
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.06% |
Benchmark | NIFTY Credit Risk Bond TR INR |
| AUM | ₹6891 Cr |
| Inception Date | 25 March, 2014 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 35.55% |
| Risk |   Moderately High risk |
About HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt is a debt fund. This fund was started on 25 March, 2014. The fund is managed by Bhavyesh Divecha, Dhruv Muchhal, Praveen Jain. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt has ₹6891 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 1.1.
Returns
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt has given a CAGR return of 7.38% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.90%, 7.79% and 7.12% respectively.
Holdings
HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt has allocated its funds majorly in Corporate, Financial Services, Real Estate, Government, Utilities, Cash Equivalent, Industrial. Its top holdings are The Sandur Manganese And Iron Ores Limited, GMR Airports Limited, TATA Projects Limited, The Tata Power Company Limited, Jubilant Beverages Limited
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt has no lock in period.
Fund Manager
Bhavyesh Divecha
Fund Manager of HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt, since 7 March 2026
Dhruv Muchhal
Fund Manager of HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt, since 22 June 2023
Praveen Jain
Fund Manager of HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt, since 7 March 2026
- AUM of the fund stands at 6.9K Cr as of Feb'26
- AUM decreased by 55.9 Cr between Feb'26 and Jan'26
Frequently Asked Questions for HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt
How do I invest in HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt?
- Download the INDmoney app.
- Search for ‘HDFC Credit Risk Debt Fund Direct Plan Quarterly Reinvestment Inc Dist cum Cap Wdrl Opt’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.