Axis Credit Risk Fund Regular Growth

Axis Credit Risk Fund Regular Growth is a debt fund. This fund was started on 15 July, 2014. The fund is managed by Devang Shah. This fund is suitable to keep your money safe.

1. Axis Credit Risk Fund Regular Growth has ₹367 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 1.6.
   

Axis Credit Risk Fund Regular Growth has given a CAGR return of 7.23% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.22%, 7.69% and 6.88% respectively.

Axis Credit Risk Fund Regular Growth has allocated its funds majorly in Corporate, Financial Services, Real Estate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, Kohima-Mariani Transmission Limited, Birla Corporation Limited, Jubilant Bevco Limited, Aditya Birla Renewables Limited

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Axis Credit Risk Fund Regular Growth has no lock in period.