SBI Overnight Fund

SBI Overnight Fund

Debt

SBI Mutual Fund

Overnight

Get the latest NAV of SBI Overnight Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹4359.86

NAV as on 27 Feb 2026

6.21%/per year

Since Inception

Absolute Gain%

▲▼

220 people have invested ₹ 3Cr in SBI Overnight Fund in the last three months

SBI Overnight Fund Performance vs. Overnight Index

Fund returns vs Benchmark returns vs Category Average returns as on (27-Feb-26)

The fund has outperformed the benchmark (Overnight Index) over 3Y, 5Y, but underperformed over 1Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.41%
1.28%
2.65%
5.56%
6.31%
5.46%
Overnight Index
0.47%
1.26%
2.55%
5.6%
5.61%
4.92%
Overnight Avg
--
--
--
--
--
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Best in Overnight
0.45%
1.33%
2.72%
5.69%
6.52%
5.57%
Worst in Overnight
0.38%
1.22%
2.54%
5.33%
6.12%
5.31%
Category Rank
11/17
13/15
16/16
14/16
13/14
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SBI Overnight Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

13
/17
26% Performance
37% Risk Management
40% Cost

Ranked 13 out of 17 mutual funds in the overnight category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Overnight Fund
13/17
35,051Cr
0.08%
5.56%
6.31%
-0.12
0.74
-18.48
-3.41
-4.89
Bajaj Finserv Overnight Fund
1/17
549Cr
0.07%
5.64%
-
--
--
--
--
--
Nippon India Overnight Fund
2/17
7,478Cr
0.08%
5.62%
6.37%
-0.06
0.72
-12.94
-3.35
0.12
Tata Overnight Fund
3/17
6,102Cr
0.05%
5.63%
6.37%
-0.10
0.57
-14.56
-3.37
0.15
See all

SBI Overnight Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Overnight Fund Asset Allocation

See fund asset allocation details as on (14-Feb-26)

Fund Distribution

as on (14-Feb-26)

AAA
100%

SBI Overnight Fund Sector Allocation

See fund sector allocation details as on (14-Feb-26)

Sector Allocation

Cash Equivalent
98.1%
Government
1.9%

Top 2 Sectors in January were Government, Government

Jan'26

Corporate

1%

Government

Dec'25

Government

3%

SBI Overnight Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.08%
Benchmark
CRISIL Overnight Index TR INR
AUM₹35051 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹2,000
Exit Load0%
Lock InNo Lock-in
TurnOver
68.72%
Risk
Risk meter
pointer
Low Risk

About SBI Overnight Fund

SBI Overnight Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Ranjana Gupta. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Overnight Fund has ₹35051 Cr worth of assets under management (AUM) as on Feb 2026 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

SBI Overnight Fund has given a CAGR return of 6.21% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.56%, 6.31% and 5.46% respectively.

Holdings

SBI Overnight Fund has allocated its funds majorly in Cash Equivalent. Its top holdings are 19/02/2026 Maturing 91 DTB, Bajaj Financial Securities Limited, Tbill, 27/02/2026 Maturing 182 DTB, 12/03/2026 Maturing 91 DTB

Taxation

As it is a overnight mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Overnight Fund

To provide the investors an opportunity to invest in overnight securities maturing on the next business day

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 2000.00. SBI Overnight Fund has no lock in period.

Fund Manager

Ranjana Gupta

Fund Manager of SBI Overnight Fund, since 27 December 2024

Learn more about SBI Mutual Fund
Parameters
Jan'26
Dec'25
Nov'25
AUM
₹ 35.1K Cr
₹ 23.3K Cr
₹ 22.7K Cr
  • AUM of the fund stands at 35.1K Cr as of Jan'26
  • AUM increased by 11.7K Cr between Jan'26 and Dec'25

Frequently Asked Questions for SBI Overnight Fund

How do I invest in SBI Overnight Fund?

INDmoney makes it simple to invest in the SBI Overnight Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Overnight Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Overnight Fund?

The NAV of the fund today is ₹4359.86. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Overnight Fund fund has generated a return of 5.56% in 1 year, 6.31% in 3 years, 5.46% in 5 years.

Who is the fund manager of SBI Overnight Fund?

The fund managers are Ranjana Gupta.

What is the expense ratio of the fund?

The expense ratio is 0.08%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹35051 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Overnight Fund?

The top 3 holdings of the fund are 19/02/2026 Maturing 91 DTB(0.96%), Bajaj Financial Securities Limited(0.8%), Tbill(0.8%)