SBI Overnight Fund Direct Growth
Get the latest NAV of SBI Overnight Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹4292.44
NAV as on 07 Nov 2025
6.23%/per year
Since Inception
▲▼
291 people have invested ₹ 4.1Cr in SBI Overnight Fund Direct Growth in the last three months
SBI Overnight Fund Performance vs. Overnight Index
Fund returns vs Benchmark returns vs Category Average returns as on (07-Nov-25)
The fund has consistently outperformed the benchmark (Overnight Index) over the last 1Y, 3Y, 5Y time periods.
SBI Overnight Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 14 out of 16 mutual funds in the overnight category as per INDmoney.
SBI Overnight Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
SBI Overnight Fund Asset Allocation
See fund asset allocation details as on (14-Oct-25)
Fund Distribution
as on (14-Oct-25)
SBI Overnight Fund Sector Allocation
See fund sector allocation details as on (14-Oct-25)
Sector Allocation
Top Sector in September was Government
Government
1%
SBI Overnight Fund Holdings Details
as on (31-Oct-25)
SBI Overnight Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.08% |
Benchmark | CRISIL Overnight Index TR INR |
| AUM | ₹27820 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹2000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 68.72% |
| Risk |   Low Risk |
About SBI Overnight Fund
SBI Overnight Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Ranjana Gupta. This fund gives you the benefit of diversification.
Key Parameters
- SBI Overnight Fund Direct Growth has ₹27820 Cr worth of assets under management (AUM) as on Oct 2025 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
SBI Overnight Fund Direct Growth has given a CAGR return of 6.23% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.99%, 6.41% and 5.32% respectively.
Holdings
SBI Overnight Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Government.
Taxation
As it is a overnight mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of SBI Overnight Fund Direct Growth
To provide the investors an opportunity to invest in overnight securities maturing on the next business day
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 2000.00. SBI Overnight Fund Direct Growth has no lock in period.
Fund Manager
Ranjana Gupta
Fund Manager of SBI Overnight Fund Direct Growth, since 27 December 2024
- AUM of the fund stands at 27.8K Cr as of Sep'25
- AUM increased by 2.5K Cr between Sep'25 and Aug'25
Frequently Asked Questions for SBI Overnight Fund Direct Growth
How do I invest in SBI Overnight Fund?
- Download the INDmoney app.
- Search for ‘SBI Overnight Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.