HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl

Debt

HSBC Mutual Fund

Banking & Psu

Get the latest NAV of HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.59

NAV as on 12 Sep 2025

4.33%/per year

Since Inception

Absolute Gain%

▲▼

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.29%
0.95%
4.52%
7.9%
6.82%
5.34%
Banking and PSU Index
0.39%
0.97%
4.22%
7.15%
6.32%
5.34%
Banking & Psu Avg
0.32%
0.9%
4.41%
7.86%
7.15%
6.53%
Best in Banking & Psu
0.38%
1.22%
4.9%
8.55%
7.83%
7.3%
Worst in Banking & Psu
0.05%
0.59%
3.95%
7.52%
6.97%
5.72%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl
-
4,572Cr
0.57%
7.9%
6.82%
-1.05
1.47
0.02
0.02
-1.49
TrustMF Banking & PSU Regular Weekly Reinvestment of Income Distribution cum Cap withdrawal Fund
-
193Cr
0.71%
5.01%
2.54%
-3.67
--
--
-2.33
-6.72
Bandhan Banking & PSU Debt Fund Regular Quarterly Payout of Inc Dis cum Cptl Wdrl Opt
-
13,422Cr
0.63%
7.47%
6.01%
-0.37
--
--
-0.29
-0.25
Bandhan Banking & PSU Debt Fund Regular Rnvmt of Inc Dis cum Cptl Wdrl Opt
-
13,422Cr
0.63%
7.58%
6.09%
-0.31
--
--
-0.49
-0.57
See all

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl Returns Calculator

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HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
100%
Cash allocation has gone up from 3% to 6.4%
Cash allocation has gone up from 3% to 6.4%
Debt allocation has gone down from 96.7% to 93.3%
Debt allocation has gone down from 96.7% to 93.3%

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Corporate
51.1%
Government
41.4%
Cash Equivalent
7.6%

Top 2 Sectors in July were Corporate, Government

Jul'25

Corporate

62%

Government

37%

Jun'25

Corporate

62%

Government

37%

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.57%
Benchmark
NIFTY Banking and PSU Debt A-II TR INR
AUM₹4572 Cr
Inception Date20 September, 2007
Min Lumpsum/SIP₹5000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
109.9%
Risk
Risk meter
pointer
Moderate Risk

About HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl is a debt fund. This fund was started on 20 September, 2007. The fund is managed by Mahesh Chhabria, Mohd Asif Rizwi. This fund is suitable to keep your money safe.

Key Parameters

  1. HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl has ₹4572 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl has given a CAGR return of 4.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.90%, 6.82% and 5.34% respectively.

Holdings

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are LIC Housing Finance Ltd, Rec Limited, Export Import Bank Of India, 6.75% Govt Stock 2029, National Bank For Agriculture And Rural Development

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl has no lock in period.

Fund Manager

Mahesh Chhabria

Fund Manager of HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl, since 26 November 2022

Mohd Asif Rizwi

Fund Manager of HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl, since 1 May 2024

Learn more about HSBC Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 4.7K Cr
₹ 4.7K Cr
₹ 4.3K Cr
  • AUM of the fund stands at 4.7K Cr as of Jul'25
  • AUM increased by 8.9 Cr between Jul'25 and Jun'25

Frequently Asked Questions for HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl

How do I invest in HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl?

INDmoney makes it simple to invest in the HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl. To do so, follow the steps below:
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  • Set up payments via bank mandate or UPI.

What is the current NAV of HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl?

The NAV of the fund today is ₹10.59. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl fund has generated a return of 7.90% in 1 year, 6.82% in 3 years, 5.34% in 5 years.

Who is the fund manager of HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl?

The fund managers are Mahesh Chhabria, Mohd Asif Rizwi.

What is the expense ratio of the fund?

The expense ratio is 0.57%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4572 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HSBC Banking & PSU Debt fund Monthly Payout of Income Dis cum Cap wdrl?

The top 3 holdings of the fund are LIC Housing Finance Ltd(4.11%), Rec Limited(4.01%), Export Import Bank Of India(3.75%)