UTI Floater Regular Growth

UTI Floater Regular Growth is a debt fund. This fund was started on 30 October, 2018. The fund is managed by Pankaj Pathak. This fund is suitable to keep your money safe.

1. UTI Floater Regular Growth has ₹1410 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.8.
   

UTI Floater Regular Growth has given a CAGR return of 6.28% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.84%, 6.97% and 5.44% respectively.

UTI Floater Regular Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.02% Govt Stock 2031, Power Finance Corporation Limited, Export Import Bank Of India, Small Industries Development Bank Of India, 6.75% Govt Stock 2029

As it is a floating rate mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Floater Regular Growth has no lock in period.