Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal
Get the latest NAV of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹17.50
1D
NAV as on 11 Jul 2025
8.41%/per year
Since Inception
▲▼
Fund Performance
as on (11-Jul-25)
Peer comparison
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 34%
Debt & Cash 66%
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 34%
Debt & Cash 66%
Top 3 Sectors in May were Financial Services, Government & Consumer Cyclical
Financial Services
23%
Government
16%
Consumer Cyclical
14%
Financial Services
23%
Government
16%
Consumer Cyclical
14%
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Holdings Details
as on (30-Jun-25)
Equity
Debt & Cash
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.46% |
Benchmark | Crisil Equity Savings Index TR INR |
| AUM | ₹138 Cr |
| Inception Date | 6 August, 2018 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 125.77% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Moderate Risk |
About Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal is a hybrid fund. This fund was started on 6 August, 2018. The fund is managed by Sanjay Bembalkar. This fund gives you the benefit of diversification.
Key Parameters
- Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has ₹138 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 1.5.
Returns
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has given a CAGR return of 8.41% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.92%, 9.77% and 9.36% respectively.
Holdings
Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Financial Services, Corporate, Government, Industrial, Consumer Cyclical, Communication, Tech, Basic Materials, Energy, Consumer Defensive, Health, Utilities, Real Estate.
Taxation
As it is a equity savings mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal
To seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments. However, there is no assurance that the Investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has no lock in period.
Fund Manager
Sanjay Bembalkar
Fund Manager of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal, since 25 January 2023
- AUM of the fund stands at 137.2 Cr as of May'25
- AUM has remained same between May'25 and Apr'25
More funds from Union
3Y CAGR
▲ 16.86
5Y CAGR
▲ 13.14
5Y CAGR
▲ 9.36
5Y CAGR
▲ 5.96
1Y CAGR
▲ 3.69
Frequently Asked Questions for Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal
How do I invest in Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal?
- Download the INDmoney app.
- Search for ‘Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.