Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal

Hybrid

Union Mutual Fund

Equity Savings

Get the latest NAV of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹17.53

▼-0.1%1D

NAV as on 04 Jul 2025

8.46%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (04-Jul-25)

Period
This Fund
Equity Savings Index
1 Month
1.45%
1.21%
3 Months
3.85%
4.16%
6 Months
3%
2.8%
1 Year
5.23%
6.22%
3 Years
10.2%
11.4%
5 Years
9.54%
11.46%

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 32.9%

Debt & Cash 67.1%

Large cap
54.9%
Mid cap
8.9%
Small cap
3.8%

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 32.9%

Debt & Cash 67.1%

Financial Services
16.9%
Industrial
14.8%
Tech
13.8%
Consumer Cyclical
10.9%
Energy
9.8%
Consumer Defensive
7.2%
Communication
7%
Basic Materials
6.4%
Health
5.8%
Utilities
5.2%
Real Estate
2.1%

Top 3 Sectors in May were Financial Services, Government & Consumer Cyclical

May'25

Financial Services

23%

Government

16%

Consumer Cyclical

14%

Apr'25

Financial Services

23%

Government

16%

Consumer Cyclical

14%

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Holdings Details

as on (30-Jun-25)

Equity

Debt & Cash

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.46%
Benchmark
Crisil Equity Savings Index TR INR
AUM₹138 Cr
Inception Date6 August, 2018
Min Lumpsum/SIP--/--
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
125.77%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Moderate Risk

About Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal is a hybrid fund. This fund was started on 6 August, 2018. The fund is managed by Sanjay Bembalkar. This fund gives you the benefit of diversification.

Key Parameters

  1. Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has ₹138 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 1.5.

Returns

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has given a CAGR return of 8.46% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.23%, 10.20% and 9.54% respectively.

Holdings

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Industrial, Consumer Cyclical, Communication, Consumer Defensive, Tech, Energy, Basic Materials, Corporate, Health, Utilities, Real Estate.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal

To seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments. However, there is no assurance that the Investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal has no lock in period.

Fund Manager

Sanjay Bembalkar

Fund Manager of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal, since 25 January 2023

Learn more about Union Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 137.2 Cr
₹ 137.2 Cr
₹ 135.9 Cr
  • AUM of the fund stands at 137.2 Cr as of May'25
  • AUM has remained same between May'25 and Apr'25

Frequently Asked Questions for Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal

How do I invest in Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal?

INDmoney makes it simple to invest in the Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal?

The NAV of the fund today is ₹17.53. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal fund has generated a return of 5.23% in 1 year, 10.20% in 3 years, 9.54% in 5 years.

Who is the fund manager of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal?

The fund managers are Sanjay Bembalkar.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-15 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.46%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹138 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Union Equity Savings Fund Direct Transfer of Income Distribution cum capital withdrawal?

The top 3 holdings of the fund are Indian Railway Finance Corporation Limited(3.74%), Small Industries Development Bank Of India(3.65%), HDFC Bank Ltd(3.62%)