Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan

Debt

Aditya Birla Sun Life Mutual Fund

Banking & Psu

Get the latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹102.70

NAV as on 30 Jun 2025

6.65%/per year

Since Inception

Absolute Gain%

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Fund Performance

as on (30-Jun-25)

Period
This Fund
Banking and PSU Index
1 Month
-0.19%
-0.16%
3 Months
2.66%
2.5%
6 Months
4.81%
4.57%
1 Year
8.84%
8.63%
3 Years
6.57%
7.37%
5 Years
5.63%
5.92%

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Total Corpus

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Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone down from 5.9% to 3.2%
Cash allocation has gone down from 5.9% to 3.2%
Debt allocation has gone up from 93.8% to 96.5%
Debt allocation has gone up from 93.8% to 96.5%

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Corporate
62.7%
Government
30.8%
Cash Equivalent
6.6%

Top 3 Sectors in May were Financial Services, Corporate & Government

May'25

Financial Services

100%

Corporate

62%

Government

34%

Apr'25

Financial Services

100%

Corporate

65%

Government

32%

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.73%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹9130 Cr
Inception Date24 July, 2008
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
282.83%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan is a debt fund. This fund was started on 24 July, 2008. The fund is managed by Harshil Suvarnkar, Kaustubh Gupta. This fund is suitable to keep your money safe.

Key Parameters

  1. Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan has ₹9130 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan has given a CAGR return of 6.65% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.84%, 6.57% and 5.63% respectively.

Holdings

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are Power Grid Corporation Of India Limited, Power Finance Corporation Limited, Power Finance Corporation Limited, Small Industries Development Bank Of India, National Housing Bank

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan has no lock in period.

Fund Manager

Harshil Suvarnkar

Fund Manager of Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan, since 22 March 2021

Kaustubh Gupta

Fund Manager of Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan, since 29 September 2009

Learn more about Aditya Birla Sun Life Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 9K Cr
₹ 8.8K Cr
₹ 8.6K Cr
  • AUM of the fund stands at 9K Cr as of May'25
  • AUM increased by 164.4 Cr between May'25 and Apr'25

Frequently Asked Questions for Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan

How do I invest in Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan?

INDmoney makes it simple to invest in the Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan?

The NAV of the fund today is ₹102.70. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan fund has generated a return of 8.84% in 1 year, 6.57% in 3 years, 5.63% in 5 years.

Who is the fund manager of Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan?

The fund managers are Harshil Suvarnkar, Kaustubh Gupta.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.73%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹9130 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Aditya Birla Sun Life Banking & PSU Debt Fund Quarterly Rnvstmnt Inc Dist cum Cap Wdrl Regular Plan?

The top 3 holdings of the fund are Power Grid Corporation Of India Limited(4.5%), Power Finance Corporation Limited(3.32%), Power Finance Corporation Limited(2.81%)