WhiteOak Capital Banking & Financial Services Fund

WhiteOak Capital Banking & Financial Services Fund

Equity

WhiteOak Mutual Fund

Sector - Financial Services

Get the latest NAV of WhiteOak Capital Banking & Financial Services Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹12.48

▲1.3%1D

NAV as on 17 Mar 2026

10.67%/per year

Since Inception

Absolute Gain%

▲▼

354 people have invested ₹ 13.3L in WhiteOak Capital Banking & Financial Services Fund in the last three months

WhiteOak Capital Banking & Financial Services Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)

The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-9.58%
-6.75%
-4.16%
14.14%
--
--
Nifty 500
-9.13%
-8.96%
-8.76%
5.44%
14.05%
11.67%
Sector - Financial Services Avg
-9.54%
-5.85%
0.48%
18.03%
16.45%
12.43%
Best in Sector - Financial Services
-7.49%
-5.65%
0.87%
28.99%
21.93%
15.17%
Worst in Sector - Financial Services
-11.1%
-11.47%
-7.61%
6.92%
8.82%
9.77%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
WhiteOak Capital Banking & Financial Services Fund
-
583Cr
0.67%
14.14%
-
--
--
--
--
--
SBI Banking & Financial Services Fund
1/12
10,725Cr
0.72%
18.23%
22.09%
7.88
0.83
1.49
3.27
1.31
Mirae Asset Banking and Financial Services Fund
2/12
2,272Cr
0.57%
19.35%
19.46%
4.48
0.97
1.14
2.48
0.88
Invesco India Financial Services Fund
3/12
1,650Cr
0.79%
20.53%
22.96%
8.25
0.82
1.39
2.73
1.03
See all

WhiteOak Capital Banking & Financial Services Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

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Absolute Return
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WhiteOak Capital Banking & Financial Services Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
63.7%
Small cap
17.3%
Mid cap
11.6%
Small Cap allocation has gone up from 17.1% to 17.3%
Small Cap allocation has gone up from 17.1% to 17.3%
Mid Cap allocation has gone up from 11.4% to 11.6%
Mid Cap allocation has gone up from 11.4% to 11.6%
Large Cap allocation has gone up from 63.4% to 63.7%
Large Cap allocation has gone up from 63.4% to 63.7%
Cash allocation has gone down from 2.8% to 1.4%
Cash allocation has gone down from 2.8% to 1.4%

WhiteOak Capital Banking & Financial Services Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
95.4%
Tech
3.8%
Health
0.8%

Top 2 Sectors in February were Financial Services, Tech

Feb'26

Financial Services

99%

Tech

1%

Jan'26

Financial Services

99%

Tech

1%

WhiteOak Capital Banking & Financial Services Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
12.35%
12.6%
ICICI Bank Ltd
10.98%
9.4%
Kotak Mahindra Bank Ltd
8.19%
6.4%
State Bank of India
6.49%
-42.1%
Axis Bank Ltd
5.65%
38.1%
See all
Top Stocks bought last month
Shriram Finance Ltd's allocation increased from 2.8% to 4.69%
Shriram Finance Ltd's allocation increased from 2.8% to 4.69%
Axis Bank Ltd's allocation increased from 4.16% to 5.65%
Axis Bank Ltd's allocation increased from 4.16% to 5.65%
Bajaj Finance Ltd's allocation increased from 2.6% to 4.07%
Bajaj Finance Ltd's allocation increased from 2.6% to 4.07%
Top Stocks sold last month
Kotak Mahindra Bank Ltd's allocation decreased from 8.37 % to 8.19 %
Kotak Mahindra Bank Ltd's allocation decreased from 8.37 % to 8.19 %
State Bank of India's allocation decreased from 10.3 % to 6.49 %
State Bank of India's allocation decreased from 10.3 % to 6.49 %
Bajaj Finserv Ltd's allocation decreased from 4.14 % to 4.12 %
Bajaj Finserv Ltd's allocation decreased from 4.14 % to 4.12 %

WhiteOak Capital Banking & Financial Services Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.67%
Benchmark
Nifty Financial Services TRI
AUM₹583 Cr
Inception Date6 February, 2024
Min Lumpsum/SIP₹500/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
225.98%
Risk
Risk meter
pointer
Very High Risk

About WhiteOak Capital Banking & Financial Services Fund

WhiteOak Capital Banking & Financial Services Fund is an equity fund. This fund was started on 6 February, 2024. The fund is managed by Ramesh Mantri, Trupti Agrawal, Dheeresh Pathak, Piyush Baranwal, Ashish Agrawal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. WhiteOak Capital Banking & Financial Services Fund has ₹583 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

WhiteOak Capital Banking & Financial Services Fund has given a CAGR return of 10.67% since inception. Over the last 1 year the fund has given a CAGR return of 14.14%.

Holdings

WhiteOak Capital Banking & Financial Services Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd, State Bank of India, Axis Bank Ltd

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of WhiteOak Capital Banking & Financial Services Fund

The primary objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of banks & companies engaged in Financial Services Sector. However, there can be no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. WhiteOak Capital Banking & Financial Services Fund has no lock in period.

Fund Manager

Ramesh Mantri

Fund Manager of WhiteOak Capital Banking & Financial Services Fund, since 6 February 2024

Trupti Agrawal

Fund Manager of WhiteOak Capital Banking & Financial Services Fund, since 6 February 2024

Dheeresh Pathak

Fund Manager of WhiteOak Capital Banking & Financial Services Fund, since 1 April 2024

Piyush Baranwal

Fund Manager of WhiteOak Capital Banking & Financial Services Fund, since 6 February 2024

Ashish Agrawal

Fund Manager of WhiteOak Capital Banking & Financial Services Fund, since 6 January 2025

Learn more about WhiteOak Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 582.9 Cr
₹ 568.6 Cr
₹ 568.7 Cr
  • AUM of the fund stands at 582.9 Cr as of Feb'26
  • AUM increased by 14.4 Cr between Feb'26 and Jan'26

Frequently Asked Questions for WhiteOak Capital Banking & Financial Services Fund

How do I invest in WhiteOak Capital Banking & Financial Services Fund?

INDmoney makes it simple to invest in the WhiteOak Capital Banking & Financial Services Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘WhiteOak Capital Banking & Financial Services Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of WhiteOak Capital Banking & Financial Services Fund?

The NAV of the fund today is ₹12.48. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

WhiteOak Capital Banking & Financial Services Fund fund has generated a return of 14.14% in 1 year

Who is the fund manager of WhiteOak Capital Banking & Financial Services Fund?

The fund managers are Ramesh Mantri, Trupti Agrawal, Dheeresh Pathak, Piyush Baranwal, Ashish Agrawal.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.67%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹583 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of WhiteOak Capital Banking & Financial Services Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(12.35%), ICICI Bank Ltd(10.98%), Kotak Mahindra Bank Ltd(8.19%)