Historical NAV & Returns
Absolute
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849 people have invested ₹ 78.5L in UTI Value fund Fund Direct Growth in the last three months
About UTI Value fund Fund Direct Growth
UTI Value fund Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Value fund Fund Direct Growth has ₹9455 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 1.1.
Returns
UTI Value fund Fund Direct Growth has given a CAGR return of 14.57% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.18%, 20.50% and 26.57% respectively.
Holdings
UTI Value fund Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Consumer Cyclical, Tech, Basic Materials, Health, Communication, Industrial, Energy, Consumer Defensive, Utilities, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Kotak Mahindra Bank Ltd
Taxation
As it is a value mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Value fund Fund Direct Growth
The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Value fund Fund Direct Growth has no lock in period.
UTI Value fund Fund Direct Growth Overview
| Expense ratio | 1.12% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹9455 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 34% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI Value fund Fund Direct Growth
Powered by IND quant engine
7
/14
60% Performance
50% Risk Management
0% Cost
7 out of 14 among value
Larger AUM within category
Beats FD returns for both 3Y & 5Y
No bad points found for this fund.
Trailing Returns
as on (08-May-25)
Fund Distribution
as on (31-Mar-25)
Large cap
68.5%
Mid cap
16.5%
Small cap
14.2%
Sector Allocation
Financial Services
34%
Consumer Cyclical
12.1%
Tech
10.9%
Basic Materials
9%
Health
8.2%
Communication
6.3%
Industrial
5.9%
Energy
5.8%
Consumer Defensive
3.5%
Utilities
2.8%
Real Estate
1.5%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 5.89% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 1.36% in Mar'25
- AUM of the fund stands at 9.5K Cr as of Mar'25
- AUM increased by 510.6 Cr between Mar'25 and Feb'25
Top Stocks bought last month
JK Paper Ltd's allocation increased from 0.1% to 0.63%
Kajaria Ceramics Ltd's allocation increased from 0.42% to 0.88%
ICICI Bank Ltd's allocation increased from 5.92% to 6.27%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 10.07 % to 9.86 %
Infosys Ltd's allocation decreased from 5.47 % to 4.9 %
Tech Mahindra Ltd's allocation decreased from 2.79 % to 2.55 %
Small Cap allocation has gone up from 13.2% to 14.2%
Mid Cap allocation has gone down from 18.1% to 16.5%
Large Cap allocation has gone up from 68.1% to 68.5%
Cash allocation has gone up from 0.3% to 0.4%
Debt allocation has gone down from 0.3% to 0.3%
Top 3 Sectors in March were Government, Financial Services & Consumer Cyclical
Mar'25
Government
38%
Financial Services
34%
Consumer Cyclical
12%
Feb'25
Government
50%
Financial Services
34%
Consumer Cyclical
12%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 9.86% | -1.9% | |
 ICICI Bank Ltd | 6.27% | 0% | |
 Infosys Ltd | 4.9% | 1.7% | |
 Bharti Airtel Ltd | 4.03% | -0.1% | |
 Kotak Mahindra Bank Ltd | 4.02% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 UTI Value fund Fund Direct Growth | 13.18% | 20.5% | 26.57% | 14.57% |
 ICICI Prudential Value Discovery Fund Direct Plan Growth | 13.78% | 22.67% | 31.44% | 18.97% |
 DSP Value Fund Direct Plan Growth | 10.93% | 18.69% | - | 18.19% |
 Nippon India Value Fund - Direct Plan - Growth Option | 7.99% | 23.49% | 31.09% | 16.74% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Reliance Industries Ltd | 18.9% |
 ICICI Bank Ltd | 10.4% |
 HDFC Bank Ltd | 10% |
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Amit Premchandani
Fund Manager of UTI Value fund Fund Direct Growth, since 1 February 2018
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.21L Cr
as on 31-Mar-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
Mutual Fund Insights
Over the last 6 months, this fund has decreased expense ratio by 1.8% moving from 1.14 to 1.12.
Over the last 6 months, this fund has experienced a 12.1% drop in AUM moving from 10.75K Cr to 9.45K Cr.
In the last 1 year, this fund has outperformed all funds in its category.
In the last 5 years, Bandhan Sterling Value Fund Direct Plan Growth has given 35.66% return, outperforming this fund by 8.89% per annum.
In the last 3 years, JM Value Fund (Direct) - Growth has given 26.4% return, outperforming this fund by 5.54% per annum.
This fund expense ratio is slightly on the lower side within the category (value). Its expense ratio is 1.12% which is lower than the category average expense ratio of 1.35%.
UTI Value fund Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.57% since inception which is less than its category average return of 14.97%
Fund Allocations
This fund has an allocation of 99.29% in Equity, 0.27% in Debt and 0.44% in Cash related instruments
AUM size ₹9455 Cr
This fund has AUM of ₹9455 Cr which is more than its category average of ₹ 4922 Cr
Expense Ratio 1.12%
This fund has an expense ratio of 1.12% which is less than its category average expense ratio of 1.42%
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5Y CAGR
▲ 30.47
5Y CAGR
▲ 28.48
5Y CAGR
▲ 22.87
Frequently Asked Questions for UTI Value fund Fund Direct Growth
The current NAV of UTI Value fund Fund Direct Growth is ₹173.41 as on 08-May-2025.
Existing (Absolute + CAGR) as on 08-May-2025.
UTI Value fund Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 6.64% | 6.64% |
6 Month Returns | -4.16% | -4.16% |
1 Year Returns | 13.18% | 13.18% |
3 Years Returns | 74.95% | 20.5% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.12% as on April 2025
₹9455 Cr as on April 2025
HDFC Bank Ltd(9.86%), ICICI Bank Ltd(6.27%), Infosys Ltd(4.9%), Bharti Airtel Ltd(4.03%), Kotak Mahindra Bank Ltd(4.02%) as on April 2025
Financial Services(33.75%), Consumer Cyclical(11.98%), Tech(10.85%) as on April 2025
The alpha ratio for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Value fund Fund Direct Growth | 7.05 | 4.02 | 2.89 |
As on April 2025
The alpha for UTI Value fund Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Value fund Fund Direct Growth | 0.96 | 0.92 | 0.91 |
As on April 2025
The Beta for UTI Value fund Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Value fund Fund Direct Growth | 0.45 | 0.88 | 1.33 |
As on April 2025
The sharpe ratio for UTI Value fund Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Value fund Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Value fund Fund Direct Growth | 16.41 | 14.01 | 13.82 |
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.57 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.09 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Amit Premchandani is the fund manager of UTI Value fund Fund Direct Growth
The Exit load of UTI Value fund Fund Direct Growth is 1%