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UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl

Get the latest NAV of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1513.87

NAV as on 09 May 2025

5.91%/per year

Since Inception

Absolute Gain%

Fund Performance

as on (09-May-25)

Period
This Fund
Low Duration Index
1 Month
0.62%
0.55%
3 Months
2.31%
1.97%
6 Months
4.09%
3.45%
1 Year
8.18%
7.35%
3 Years
7.26%
6.77%
5 Years
7.3%
6.25%

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Returns Calculator

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Absolute Return

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Asset Allocation

as on (31-Dec-69)

Fund Distribution

as on (31-Dec-69)

Debt & Cash 99.7%

AAA
86%

AA
14%

Cash allocation has gone down from 40.8% to 28%
Cash allocation has gone down from 40.8% to 28%
Debt allocation has gone up from 58.9% to 71.7%
Debt allocation has gone up from 58.9% to 71.7%

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Sector Allocation

as on (31-Dec-69)

Sector Allocation

Debt & Cash 99.7%

Corporate
57.8%
Cash Equivalent
22%
Government
20.2%

Top 2 Sectors in March were Corporate, Government

Mar'25

Corporate

58%

Government

23%

Feb'25

Corporate

54%

Government

20%

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Holdings Details

as on (30-Apr-25)

Debt & Cash

Holdings
Weight%
1M Change
182 Days Tbill
9.02%
0%
Power Finance Corporation Limited
4.54%
0%
Bajaj Housing Finance Limited
3.85%
0%
National Bank For Agriculture And Rural Development
3.1%
0%
Rural Electrification Corporation Limited
3.1%
0%
Top Stocks bought last month
National Bank For Agriculture And Rural Development's allocation increased from 1.86% to 5.26%
National Bank For Agriculture And Rural Development's allocation increased from 1.86% to 5.26%
National Bank For Agriculture And Rural Development's allocation increased from 2.36% to 3.48%
National Bank For Agriculture And Rural Development's allocation increased from 2.36% to 3.48%
Rec Limited's allocation increased from 0.18% to 0.87%
Rec Limited's allocation increased from 0.18% to 0.87%
Top Stocks sold last month
Power Finance Corporation Limited's allocation decreased from 5.26 % to 3.41 %
Power Finance Corporation Limited's allocation decreased from 5.26 % to 3.41 %
Rural Electrification Corporation Limited's allocation decreased from 2.15 % to 1.75 %
Rural Electrification Corporation Limited's allocation decreased from 2.15 % to 1.75 %
LIC Housing Finance Limited's allocation decreased from 5.26 % to 1.75 %
LIC Housing Finance Limited's allocation decreased from 5.26 % to 1.75 %

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.35%
Benchmark
NIFTY Low Duration Debt Idx A-I TR INR
AUM₹3271 Cr
Inception Date24 March, 2015
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
216.83%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 24 March, 2015. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl has ₹3271 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 5.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.18%, 7.26% and 7.30% respectively.

Holdings

UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 182 Days Tbill, Power Finance Corporation Limited, Bajaj Housing Finance Limited, National Bank For Agriculture And Rural Development, Rural Electrification Corporation Limited

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl

The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Anurag Mittal

Fund Manager of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl, since 1 December 2021

Learn more about UTI Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 2.7K Cr
₹ 3.2K Cr
₹ 3.4K Cr
  • AUM of the fund stands at 2.7K Cr as of Mar'25
  • AUM decreased by 501.8 Cr between Mar'25 and Feb'25

Frequently Asked Questions for UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl

What is the current NAV of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

The current NAV of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl is ₹1513.87 as on 09-May-2025.

What are the average returns of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

Existing (Absolute + CAGR) as on 09-May-2025.
UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.62%
0.62%
6 Month Returns
4.09%
4.09%
1 Year Returns
8.18%
8.18%
3 Years Returns
23.4%
7.26%

How do I invest in UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

0.35% as on April 2025

What is net assets under management (AUM) of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

₹3271 Cr as on April 2025

What are the top 5 holdings of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

182 Days Tbill(9.02%), Power Finance Corporation Limited(4.54%), Bajaj Housing Finance Limited(3.85%), National Bank For Agriculture And Rural Development(3.1%), Rural Electrification Corporation Limited(3.1%) as on April 2025

What are the top 3 sectors that this UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl has invested in?

Corporate(56.58%), Government(23.03%), Cash Equivalent(20.38%) as on April 2025

What is the yield to maturity ratio of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

Yield to Maturity is 7.39 as on April 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.

What is the modified duration of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

Modified Duration is 0.94 as on April 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.

What is the credit rating breakup of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

AAA
86.05
AA
13.95

Who is the manager of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

Anurag Mittal is the fund manager of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl

What is the exit load of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl?

The Exit load of UTI - Low Duration Fund - Direct Plan - Flexi Reinvestment Inc Dist cum Cap Wdrl is 0%