UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt

Debt
Direct
Medium To Long Duration
UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt

About the Fund

UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sunil Patil. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt has ₹300 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 1.2.

Returns

UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt has given a CAGR return of 6.68% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.75%, 10.24% and 6.91% respectively.

Holdings

UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt has allocated its funds majorly in Government, Financial Services, Corporate, Consumer Defensive, Consumer Cyclical, Basic Materials, Industrial, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2037, 7.1% Govt Stock 2034, Power Finance Corporation Ltd., LIC Housing Finance Limited, Jamnagar Utilities And Power Private Limited

Taxation

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt

The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt has no lock in period.

Fund Performance

Fund Overview

Expense ratio1.24%
Benchmark
CRISIL Composite Bond Fund TR INR
AUM₹300 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
244.31%
Risk
Risk meter
pointer
Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.7%

AAA
100%

Sector Allocation

May'24

Apr'24

Mar'24

Government
69.9%
Corporate
25.1%
Cash Equivalent
5%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
7.18% Govt Stock 2037
7.18% Govt Stock 2037
50.39%
-3.2%
7.1% Govt Stock 2034
7.1% Govt Stock 2034
10.07%
0%
Power Finance Corporation Ltd.
Power Finance Corporation Ltd.
8.37%
0%
LIC Housing Finance Limited
LIC Housing Finance Limited
8.3%
0%
Jamnagar Utilities And Power Private Limited
Jamnagar Utilities And Power Private Limited
6.69%
0%

Sunil Patil
Sunil Patil
Fund Manager of UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt, since 17 April 2023

UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.68% since inception which is more than its category average return of 5.74%
AUM size ₹300 Cr

AUM size ₹300 Cr

This fund has AUM of ₹300 Cr which is less than its category average of ₹ 1031 Cr
Expense Ratio 1.24%

Expense Ratio 1.24%

This fund has an expense ratio of 1.24% which is more than its category average expense ratio of 1.18%

Frequently Asked Questions

The current NAV of UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt is ₹23.13 as on 21-Jun-2024.
Existing (Absolute + CAGR) as on 21-Jun-2024.
UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt
Absolute Returns
CAGR Returns
1 Month Returns
1.01%
1.01%
6 Month Returns
4.52%
4.52%
1 Year Returns
6.75%
6.75%
3 Years Returns
33.98%
10.24%
5 Years Returns
39.68%
6.91%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.24% as on May 2024
₹300 Cr as on May 2024
7.18% Govt Stock 2037(50.39%), 7.1% Govt Stock 2034(10.07%), Power Finance Corporation Ltd.(8.37%), LIC Housing Finance Limited(8.3%), Jamnagar Utilities And Power Private Limited(6.69%) as on May 2024
Government(69.9%), Corporate(25.11%), Cash Equivalent(4.99%) as on May 2024
Yield to Maturity is 7.29 as on May 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 6.6 as on May 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Sunil Patil is the fund manager of UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt
The Exit load of UTI Medium to Long Duration Fd Direct Plan Payout of Income Distribution cum capital withdrawal opt is 0%