UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

Debt
Direct
Medium Duration
UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

About the Fund

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 31 March, 2015. The fund is managed by Ritesh Nambiar. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has ₹40 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 5.88% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.19%, 6.63% and 5.00% respectively.

Holdings

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.26% Govt Stock 2032, 07.79 Up SDL 2033, Godrej Industries Limited, 6.54% Govt Stock 2032

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

The investment objective of the scheme is to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.95%
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM₹40 Cr
Inception Date31 March, 2015
Min Lumpsum/SIP₹20000/₹500
Exit Load
1%
Lock InNo Lock-in
TurnOver
64.06%
Risk
Risk meter
pointer
Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.6%

AAA
70.4%

AA
29.6%

Sector Allocation

May'24

Apr'24

Mar'24

Government
54.3%
Corporate
33.4%
Cash Equivalent
12.3%
All changes are between Oct'69 and Dec'69

as on (30-Jun-24)

  • Debt & Cash

Holdings
Weight%
1M Change
7.18% Govt Stock 2033
7.18% Govt Stock 2033
16.48%
18.2%
7.26% Govt Stock 2032
7.26% Govt Stock 2032
10.17%
0%
07.79 Up SDL 2033
07.79 Up SDL 2033
7.88%
0%
Godrej Industries Limited
Godrej Industries Limited
7.47%
0%
6.54% Govt Stock 2032
6.54% Govt Stock 2032
7.31%
0%

Ritesh Nambiar
Ritesh Nambiar
Fund Manager of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option, since 1 July 2015

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 5.88% since inception which is more than its category average return of 4.46%
AUM size ₹40 Cr

AUM size ₹40 Cr

This fund has AUM of ₹40 Cr which is less than its category average of ₹ 1500 Cr
Expense Ratio 0.95%

Expense Ratio 0.95%

This fund has an expense ratio of 0.95% which is more than its category average expense ratio of 0.94%

Frequently Asked Questions

The current NAV of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option is ₹14 as on 12-Jul-2024.
Existing (Absolute + CAGR) as on 12-Jul-2024.
UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option
Absolute Returns
CAGR Returns
1 Month Returns
0.66%
0.66%
6 Month Returns
3.89%
3.89%
1 Year Returns
7.19%
7.19%
3 Years Returns
21.22%
6.63%
5 Years Returns
27.61%
5%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.95% as on June 2024
₹40 Cr as on June 2024
7.18% Govt Stock 2033(16.48%), 7.26% Govt Stock 2032(10.17%), 07.79 Up SDL 2033(7.88%), Godrej Industries Limited(7.47%), 6.54% Govt Stock 2032(7.31%) as on June 2024
Government(48.39%), Corporate(38.7%), Cash Equivalent(12.91%) as on June 2024
Yield to Maturity is 7.62 as on June 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 3.67 as on June 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
70.42
AA
29.58
Ritesh Nambiar is the fund manager of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option
The Exit load of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option is 1%