UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

Debt

UTI Mutual Fund

Medium Duration

Get the latest NAV of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹15.36

NAV as on 12 Sep 2025

6.74%/per year

Since Inception

Absolute Gain%

▲▼

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Performance vs. Medium Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Medium Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.41%
0.77%
3.97%
7.73%
9.56%
8.01%
Medium Duration Index
0.47%
1.01%
3.64%
6.72%
6.06%
6.68%
Medium Duration Avg
0.45%
1%
4.19%
8.02%
7.53%
7.03%
Best in Medium Duration
0.56%
3.36%
6.53%
13.54%
10%
12.94%
Worst in Medium Duration
0.07%
0.65%
3.8%
7.01%
6.56%
5.02%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option
-
40Cr
0.83%
7.73%
9.56%
1.37
1.67
1.01
3.18
0.88
Kotak Medium Term Standard Payout of Income Dis cum Cap wdrl Fund Direct Growth
-
1,879Cr
0.67%
9.16%
7.19%
0.88
--
--
0.93
1.04
SBI Magnum Medium Duration Fund Payout of Income Distribution cum capital withdrawal Direct Growth
-
6,552Cr
0.71%
8.58%
6.91%
0.53
--
--
0.64
1.31
Edelweiss NIFTY PSU Bond Plus SDL Apr 2026 50:50 Index Fund 2026 Dir ReInvm of Inc DiscumCptlWdrlOpt Direct Growth
-
7,848Cr
0.2%
7.71%
5.83%
--
--
--
-0.31
--
See all

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
68.4%
AA
31.6%
Cash allocation has gone up from 12.2% to 13.9%
Cash allocation has gone up from 12.2% to 13.9%
Debt allocation has gone down from 87.4% to 85.7%
Debt allocation has gone down from 87.4% to 85.7%

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Government
49.7%
Corporate
34.2%
Cash Equivalent
16%

Top 2 Sectors in July were Government, Corporate

Jul'25

Government

49%

Corporate

37%

Jun'25

Government

50%

Corporate

38%

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.83%
Benchmark
Nifty Medium Duration Debt A-III TR INR
AUM₹40 Cr
Inception Date31 March, 2015
Min Lumpsum/SIP₹20000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
13.03%
Risk
Risk meter
pointer
Moderate Risk

About UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 31 March, 2015. The fund is managed by Sunil Patil. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has ₹40 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 6.74% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.73%, 9.56% and 8.01% respectively.

Holdings

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.26% Govt Stock 2032, 07.79 Up SDL 2033, Bajaj Finance Limited, 6.54% Govt Stock 2032

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

The investment objective of the scheme is to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Manager

Sunil Patil

Fund Manager of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option, since 21 January 2025

Learn more about UTI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 40.8 Cr
₹ 40 Cr
₹ 40.7 Cr
  • AUM of the fund stands at 40.8 Cr as of Jul'25
  • AUM increased by 0.8 Cr between Jul'25 and Jun'25

Frequently Asked Questions for UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option

How do I invest in UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?

INDmoney makes it simple to invest in the UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?

The NAV of the fund today is ₹15.36. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option fund has generated a return of 7.73% in 1 year, 9.56% in 3 years, 8.01% in 5 years.

Who is the fund manager of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?

The fund managers are Sunil Patil.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-12 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.83%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹40 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Medium Duration Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?

The top 3 holdings of the fund are 7.18% Govt Stock 2033(16.57%), 7.26% Govt Stock 2032(10.26%), 07.79 Up SDL 2033(7.81%)