Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal
Get the latest NAV of Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹71.03
▲0.1%1D
NAV as on 30 Jun 2025
14.47%/per year
Since Inception
▲▼
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (30-Jun-25)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 97.3%
Debt & Cash 2.7%
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 97.3%
Debt & Cash 2.7%
Top 3 Sectors in May were Financial Services, Industrial & Consumer Cyclical
Financial Services
31%
Industrial
17%
Consumer Cyclical
13%
Financial Services
33%
Industrial
14%
Consumer Cyclical
11%
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal Holdings Details
as on (31-May-25)
Equity
Debt & Cash
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.37% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹904 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 139.22% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Sanjay Bembalkar. The fund could potentially beat inflation in the long-run.
Key Parameters
- Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal has ₹904 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 1.4.
Returns
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal has given a CAGR return of 14.47% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.84%, 21.42% and 24.28% respectively.
Holdings
Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Health, Basic Materials, Communication, Energy, Consumer Defensive, Utilities, Government. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Infosys Ltd, Bharti Airtel Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal
To generate income and long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. There is a lock in period for Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal of 3 Years
Fund Manager
Sanjay Bembalkar
Fund Manager of Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal, since 7 June 2021
- AUM of the fund stands at 904.1 Cr as of May'25
- AUM increased by 32.3 Cr between May'25 and Apr'25
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Frequently Asked Questions for Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal
How do I invest in Union ELSS Tax Saver Fund Direct Plan Reinvestment of Income Distribution cum capital withdrawal?
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