PGIM India Liquid Fund Direct Plan Annual Bonus Option

PGIM India Liquid Fund Direct Plan Annual Bonus Option is a debt fund. This fund was started on 11 December, 2013. The fund is managed by Bhupesh Kalyani, Puneet Pal. This fund is suitable to keep your money safe.

1. PGIM India Liquid Fund Direct Plan Annual Bonus Option has ₹472 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.1.
   

PGIM India Liquid Fund Direct Plan Annual Bonus Option has given a CAGR return of 7.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.68%, 7.22% and 7.76% respectively.

PGIM India Liquid Fund Direct Plan Annual Bonus Option has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Consumer Cyclical, Consumer Defensive, Basic Materials, Government. Its top holdings are ICICI Bank Limited, LIC Housing Finance Ltd, Indian Bank, Canara Bank, Small Industries Development Bank of India

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. PGIM India Liquid Fund Direct Plan Annual Bonus Option has no lock in period.