ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl

Hybrid
Direct
Retirement
ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl

About the Fund

ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by Chandni Gupta. This fund gives you the benefit of diversification.

Key Parameters

  1. ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl has ₹124 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl has given a CAGR return of 7.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.54%, 5.72% and 7.45% respectively.

Holdings

ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl

To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl of 5 Years

Fund Performance

Fund Overview

Expense ratio1%
Benchmark
Nifty Composite Debt Index TR INR
AUM₹124 Cr
Inception Date28 February, 2019
Min Lumpsum/SIP₹5000/₹100
Exit Load0%
Lock In5 Years
TurnOver
56.83%
Risk
Risk meter
pointer
Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 100%

AAA
85.3%

AA
10.7%

A
4%

Sector Allocation

May'24

Apr'24

Mar'24

Government
75.5%
Corporate
18.3%
Cash Equivalent
6.2%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
8% Govt Stock 2034
8% Govt Stock 2034
34.2%
0%
7.18% Govt Stock 2033
7.18% Govt Stock 2033
33.75%
2%
Tmf Holdings Limited
Tmf Holdings Limited
6.52%
0%
Godrej Industries Limited
Godrej Industries Limited
4.04%
0%
HDFC Bank Limited
HDFC Bank Limited
4%
0%

Chandni Gupta
Chandni Gupta
Fund Manager of ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl, since 12 June 2023

ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.91% since inception which is less than its category average return of 12.14%
AUM size ₹124 Cr

AUM size ₹124 Cr

This fund has AUM of ₹124 Cr which is less than its category average of ₹ 725 Cr
Expense Ratio 1%

Expense Ratio 1%

This fund has an expense ratio of 1% which is less than its category average expense ratio of 1.52%

Frequently Asked Questions

The current NAV of ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl is ₹14.99 as on 19-Jun-2024.
Existing (Absolute + CAGR) as on 19-Jun-2024.
ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.75%
0.75%
6 Month Returns
4.01%
4.01%
1 Year Returns
7.54%
7.54%
3 Years Returns
18.16%
5.72%
5 Years Returns
43.23%
7.45%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1% as on May 2024
₹124 Cr as on May 2024
8% Govt Stock 2034(34.2%), 7.18% Govt Stock 2033(33.75%), Tmf Holdings Limited(6.52%), Godrej Industries Limited(4.04%), HDFC Bank Limited(4%) as on May 2024
Government(75.47%), Corporate(18.34%), Cash Equivalent(6.2%) as on May 2024
AAA
85.28
AA
10.71
A
4
Chandni Gupta is the fund manager of ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl
The Exit load of ICICI Prudential Retirement Fund Pure Debt Plan Direct Payout of Income Dist cum Cap Wdrl is 0%