ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl
Get the latest NAV of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹19.09
▲0.1%1D
NAV as on 12 Sep 2025
10.38%/per year
Since Inception
▲▼
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)
The fund has consistently outperformed the benchmark (Retirement Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Aug-25)
Fund Distribution
as on (14-Aug-25)
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Aug-25)
Sector Allocation
Top 3 Sectors in July were Government, Basic Materials & Corporate
Government
56%
Basic Materials
42%
Corporate
31%
Government
60%
Basic Materials
41%
Corporate
28%
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl Holdings Details
as on (31-Aug-25)
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.94% |
Benchmark | Nifty 50 Hybrid Com Debt 15:85 Co TR INR |
| AUM | ₹82 Cr |
| Inception Date | 28 February, 2019 |
| Min Lumpsum/SIP | ₹5000/₹100 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 17.23% |
| Risk |   Moderately High risk |
About ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by Sharmila D’mello, Manasvi Shah, Darshil Dedhia, Rohit Lakhotia. This fund gives you the benefit of diversification.
Key Parameters
- ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl has ₹82 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
- The fund has an expense ratio 0.9.
Returns
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl has given a CAGR return of 10.38% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.51%, 11.55% and 10.57% respectively.
Holdings
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Government, Basic Materials, Corporate, Consumer Cyclical, Financial Services, Communication, Industrial, Cash Equivalent, Tech, Health, Utilities.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl of 5 Years
Fund Manager
Sharmila D’mello
Fund Manager of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl, since 31 July 2022
Manasvi Shah
Fund Manager of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl, since 29 August 2025
Darshil Dedhia
Fund Manager of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl, since 22 January 2024
Rohit Lakhotia
Fund Manager of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl, since 12 June 2023
- AUM of the fund stands at 82.5 Cr as of Jul'25
- AUM has remained same between Jul'25 and Jun'25
Frequently Asked Questions for ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl
How do I invest in ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Payout of Income Dist cum Cap Wdrl?
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- Set up payments via bank mandate or UPI.