ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl

Hybrid
Direct
Retirement
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl

About the Fund

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by Chandni Gupta, Lalit Kumar. This fund gives you the benefit of diversification.

Key Parameters

  1. ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl has ₹548 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
  2. The fund has an expense ratio 0.9.

Returns

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl has given a CAGR return of 20.27% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 47.70%, 24.46% and 20.81% respectively.

Holdings

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Government, Basic Materials, Industrial, Corporate, Consumer Cyclical, Financial Services, Communication, Real Estate, Health, Energy, Tech, Utilities.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl

An open ended hybrid scheme predominantly investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl of 5 Years

Fund Performance
zero opening, trading, fund transfer fee
11 people have invested ₹ 1.6L in ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl in the last three months

Fund Overview

Expense ratio0.85%
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR
AUM₹548 Cr
Inception Date28 February, 2019
Min Lumpsum/SIP₹5000/₹100
Exit Load0%
Lock In5 Years
TurnOver
65.08%
Risk
Risk meter
pointer
Very High Risk

Fund Distribution
as on (30-Jun-24)

  • Equity 79.1%

  • Debt & Cash 20.9%

Large cap
45.3%

Small cap
17.2%

Mid cap
16.5%

Sector Allocation

Jun'24

May'24

Apr'24

Basic Materials
28%
Industrial
23%
Consumer Cyclical
12.7%
Financial Services
12.4%
Communication
6.2%
Real Estate
4.7%
Health
4.6%
Energy
4.1%
Tech
2.3%
Utilities
2.1%
All changes are between Oct'69 and Dec'69

Chandni Gupta
Chandni Gupta
Fund Manager of ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl, since 12 June 2023
Lalit Kumar
Lalit Kumar
Fund Manager of ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl, since 4 May 2022

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 20.27% since inception which is more than its category average return of 12.72%
Fund Allocations

Fund Allocations

This fund has an allocation of 79.07% in Equity, 9.86% in Debt and 11.07% in Cash related instruments
AUM size ₹548 Cr

AUM size ₹548 Cr

This fund has AUM of ₹548 Cr which is less than its category average of ₹ 771 Cr
Expense Ratio 0.85%

Expense Ratio 0.85%

This fund has an expense ratio of 0.85% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions

The current NAV of ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl is ₹27.09 as on 15-Jul-2024.
Existing (Absolute + CAGR) as on 15-Jul-2024.
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
3.18%
3.18%
6 Month Returns
22.76%
22.76%
1 Year Returns
47.7%
47.7%
3 Years Returns
92.78%
24.46%
5 Years Returns
157.35%
20.81%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.85% as on June 2024
₹548 Cr as on June 2024
Bharti Airtel Ltd(3.88%), 7.18% Govt Stock 2033(3.77%), UltraTech Cement Ltd(3.5%), Jindal Stainless Ltd(3.19%), Ambuja Cements Ltd(3.09%) as on June 2024
Basic Materials(22.13%), Industrial(18.15%), Cash Equivalent(11.07%) as on June 2024
AAA
96.09
A
3.91
Chandni Gupta, Lalit Kumar are the fund managers of ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl
The Exit load of ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Payout of Income Dist cum Cap Wdrl is 0%