Franklin India Debt Hybrid Fund Direct Growth

Franklin India Debt Hybrid Fund Direct Growth

Hybrid

Direct

Conservative Allocation

NAV as on 31-10-2024

₹ 94.4

Inception Returns

9.4%

/yr

About Franklin India Debt Hybrid Fund Direct Growth

Franklin India Debt Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Anand Radhakrishnan, Sachin Padwal-Desai. This fund gives you the benefit of diversification.

Key Parameters

  1. Franklin India Debt Hybrid Fund Direct Growth has ₹216 Cr worth of assets under management (AUM) as on Sep 2024 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

Franklin India Debt Hybrid Fund Direct Growth has given a CAGR return of 9.44% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 15.74%, 9.08% and 9.14% respectively.

Holdings

Franklin India Debt Hybrid Fund Direct Growth has allocated its funds majorly in Corporate, Financial Services, Government, Cash Equivalent, Consumer Cyclical, Industrial, Tech, Communication, Health, Consumer Defensive, Basic Materials, Energy, Utilities, Real Estate.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Franklin India Debt Hybrid Fund Direct Growth

To provide regular income through a portfolio of predominantly fixed income securities with a maximum exposure of 25% to equities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 10000.00 and for SIP is INR 500.00. Franklin India Debt Hybrid Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
32 people have invested ₹ 4.1L in Franklin India Debt Hybrid Fund Direct Growth in the last three months

Franklin India Debt Hybrid Fund Direct Growth Overview

Expense ratio0.72%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹216 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹10000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
70.37%
STCGSelling within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

Trailing Returns

as on (31-Oct-24)

Period
Franklin India Debt Hybrid Fund Direct Growth
Conservative Allocation Index
1M
-0.8%
-1.1%
3M
1%
0.9%
6M
6%
5.5%
1Y
15.7%
13.9%
3Y
9.1%
8.4%
5Y
9.1%
8.9%

Fund Distribution

as on (30-Sep-24)

  • Equity 23.4%

  • Debt & Cash 76.3%

Sector Allocation

Sep'24

Aug'24

Jul'24

Financial Services
28.8%
Consumer Cyclical
14.6%
Industrial
12.9%
Tech
9.4%
Communication
6.6%
Health
6.4%
Basic Materials
5.5%
Energy
5.1%
Utilities
4.8%
Consumer Defensive
4.7%
Real Estate
1.1%
All changes are between Oct'69 and Dec'69
Parameters
Sep'24
Aug'24
Jul'24
AUM
₹ 216.5 Cr
₹ 206.5 Cr
₹ 246.5 Cr
  • AUM of the fund stands at 216.5 Cr as of Sep'24
  • AUM increased by 10 Cr between Sep'24 and Aug'24

Top 3 Sectors in September were Corporate, Financial Services & Government

Sep'24
Corporate
60%
Financial Services
29%
Government
25%
Aug'24
Corporate
56%
Financial Services
29%
Government
24%
Fund
Sep'24
Aug'24
Jul'24
No of Holdings
67
63
64
Top 5 Company Concentration
6.9%
7.2%
6.9%
Company having highest exposure
HDFC Bank Ltd (2.1%)
HDFC Bank Ltd (2%)
HDFC Bank Ltd (2%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
140.8%
145%
153.1%
Sector having highest exposure
Corporate (59.8%)
Corporate (56%)
Corporate (52.9%)
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Anand Radhakrishnan
Anand Radhakrishnan
Fund Manager of Franklin India Debt Hybrid Fund Direct Growth, since 6 September 2021
Sachin Padwal-Desai
Sachin Padwal-Desai
Fund Manager of Franklin India Debt Hybrid Fund Direct Growth, since 1 February 2011
Fund House
Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Total AUM
₹1.15L Cr
as on 30-Sep-2024
Address
One International Centre, Tower 2, 12th and 13th Floor,Senapati Bapat Marg, Elphinstone Road (West), Mumbai
Phone
+912267519100
Website
service@templeton.com

Mutual Fund Insights

Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 12.94% return, outperforming this fund by 3.8% per annum.
Insights icon
Over the last 3 months, this fund has experienced a 12.0% drop in AUM moving from 245.24 Cr to 215.89 Cr.
Insights icon
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.72% which is lower than the category average expense ratio of 1.11%.
Insights icon
In the last 3 years, Parag Parikh Conservative Hybrid Fund Direct Growth has given 11.58% return, outperforming this fund by 2.5% per annum.
Insights icon
In the last 1 year, Kotak Debt Hybrid Direct Growth has given 19.38% return, outperforming this fund by 3.64%.

Franklin India Debt Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.44% since inception which is more than its category average return of 6.32%
Fund Allocations

Fund Allocations

This fund has an allocation of 23.42% in Equity, 64.91% in Debt and 11.36% in Cash related instruments
AUM size ₹216 Cr

AUM size ₹216 Cr

This fund has AUM of ₹216 Cr which is less than its category average of ₹ 760 Cr
Expense Ratio 0.72%

Expense Ratio 0.72%

This fund has an expense ratio of 0.72% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions for Franklin India Debt Hybrid Fund Direct Growth

The current NAV of Franklin India Debt Hybrid Fund Direct Growth is ₹94.4 as on 31-Oct-2024.
Existing (Absolute + CAGR) as on 31-Oct-2024.
Franklin India Debt Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
-0.81%
-0.81%
6 Month Returns
5.97%
5.97%
1 Year Returns
15.74%
15.74%
3 Years Returns
29.77%
9.08%
5 Years Returns
54.85%
9.14%
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0.72% as on October 2024
₹216 Cr as on October 2024
Small Industries Development Bank Of India(9.72%), Bajaj Finance Limited(7.37%), Power Finance Corporation Ltd.(7.04%), National Bank For Agriculture And Rural Development(7.01%), Rural Electrification Corporation Limited(5.04%) as on October 2024
Corporate(46.33%), Government(18.85%), Cash Equivalent(11.41%) as on October 2024
AAA
89.42
AA
10.58
Anand Radhakrishnan, Sachin Padwal-Desai are the fund managers of Franklin India Debt Hybrid Fund Direct Growth
The Exit load of Franklin India Debt Hybrid Fund Direct Growth is 0%