Baroda BNP Paribas Credit Risk Fund Direct Bonus

Baroda BNP Paribas Credit Risk Fund Direct Bonus

Debt

BNP Paribas Mutual Fund

Credit Risk

Get the latest NAV of Baroda BNP Paribas Credit Risk Fund Direct Bonus. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.13

NAV as on 05 Jul 2018

10.55%/per year

Since Inception

Absolute Gain%

▲▼

Baroda BNP Paribas Credit Risk Fund Direct Bonus Performance vs. Credit Risk Index

Fund returns vs Benchmark returns vs Category Average returns as on (05-Jul-18)

The fund has outperformed the benchmark (Credit Risk Index) over 3Y, but underperformed over 1Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.66%
0.54%
2.78%
6.82%
10.29%
--
Credit Risk Index
0.12%
1.67%
3.16%
8.37%
7.82%
9.07%
Credit Risk Avg
0.15%
1.68%
3.28%
9.02%
8.96%
9.5%
Best in Credit Risk
0.95%
6.21%
8.17%
20.74%
15.12%
27.56%
Worst in Credit Risk
-0.15%
0.3%
1.75%
6.51%
7.3%
6.53%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Baroda BNP Paribas Credit Risk Fund Direct Bonus
-
187Cr
0.85%
6.82%
10.29%
1.98
0.95
2.42
6.63
2.75
Bandhan Credit Risk Fund Periodic Payout of Income Distribution cum Capital Wdrl Opt
-
290Cr
0.69%
7.23%
-
--
--
--
--
--
HDFC Credit Risk Debt Fund Normal Reinvestment Inc Dist cum Cap Wdrl Opt
-
7,286Cr
1%
8.49%
6.93%
0.54
--
--
0.73
1.41
Bandhan Credit Risk Fund Half Yearly Reinvestment of Income Distribution cum Capital Wdrl Opt
-
290Cr
0.69%
4.68%
4.51%
-3.81
--
--
-0.42
-1.56
See all

Baroda BNP Paribas Credit Risk Fund Direct Bonus Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Baroda BNP Paribas Credit Risk Fund Direct Bonus Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Cash allocation has gone up from 7.6% to 8.7%
Cash allocation has gone up from 7.6% to 8.7%
Debt allocation has gone down from 89.5% to 88.3%
Debt allocation has gone down from 89.5% to 88.3%

Baroda BNP Paribas Credit Risk Fund Direct Bonus Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Real Estate
91.9%
Financial Services
8.1%

Top 3 Sectors in February were Corporate, Real Estate & Utilities

Feb'26

Corporate

75%

Real Estate

64%

Utilities

22%

Jan'26

Corporate

75%

Real Estate

63%

Utilities

23%

Baroda BNP Paribas Credit Risk Fund Direct Bonus Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.85%
Benchmark
CRISIL Credit Risk TR INR
AUM₹187 Cr
Inception Date23 January, 2015
Min Lumpsum/SIP--/--
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
177.83%
Risk
Risk meter
pointer
Moderately High risk

About Baroda BNP Paribas Credit Risk Fund Direct Bonus

Baroda BNP Paribas Credit Risk Fund Direct Bonus is a debt fund. This fund was started on 23 January, 2015. The fund is managed by Vikram Pamnani, Gurvinder Wasan. This fund is suitable to keep your money safe.

Key Parameters

  1. Baroda BNP Paribas Credit Risk Fund Direct Bonus has ₹187 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

Baroda BNP Paribas Credit Risk Fund Direct Bonus has given a CAGR return of 10.55% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 6.82% and 10.29% respectively.

Holdings

Baroda BNP Paribas Credit Risk Fund Direct Bonus has allocated its funds majorly in Corporate, Real Estate, Utilities, Government, Financial Services, Cash Equivalent. Its top holdings are Piramal Finance Limited, TATA Projects Limited, Nuvoco Vistas Corporation Limited, TRuhome Finance Limited, Nirma Limited

Taxation

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Baroda BNP Paribas Credit Risk Fund Direct Bonus

The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Baroda BNP Paribas Credit Risk Fund Direct Bonus has no lock in period.

Fund Manager

Vikram Pamnani

Fund Manager of Baroda BNP Paribas Credit Risk Fund Direct Bonus, since 10 July 2024

Gurvinder Wasan

Fund Manager of Baroda BNP Paribas Credit Risk Fund Direct Bonus, since 21 October 2024

Learn more about BNP Paribas Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 186.6 Cr
₹ 186.1 Cr
₹ 185.5 Cr
  • AUM of the fund stands at 186.6 Cr as of Feb'26
  • AUM increased by 0.5 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Baroda BNP Paribas Credit Risk Fund Direct Bonus

How do I invest in Baroda BNP Paribas Credit Risk Fund Direct Bonus?

INDmoney makes it simple to invest in the Baroda BNP Paribas Credit Risk Fund Direct Bonus. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Baroda BNP Paribas Credit Risk Fund Direct Bonus’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Baroda BNP Paribas Credit Risk Fund Direct Bonus?

The NAV of the fund today is ₹14.13. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Baroda BNP Paribas Credit Risk Fund Direct Bonus fund has generated a return of 6.82% in 1 year, 10.29% in 3 years

Who is the fund manager of Baroda BNP Paribas Credit Risk Fund Direct Bonus?

The fund managers are Vikram Pamnani, Gurvinder Wasan.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.85%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹187 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Baroda BNP Paribas Credit Risk Fund Direct Bonus?

The top 3 holdings of the fund are Piramal Finance Limited(8.38%), TATA Projects Limited(8.11%), Nuvoco Vistas Corporation Limited(7.97%)