Bank of India Multi Cap Fund Direct Growth

Bank of India Multi Cap Fund Direct Growth

Equity

BOI AXA Mutual Fund

Multi-Cap

Get the latest NAV of Bank of India Multi Cap Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹18.27

▲0.2%1D

NAV as on 12 Sep 2025

26.9%/per year

Since Inception

Absolute Gain%

▲▼

205 people have invested ₹ 9.4L in Bank of India Multi Cap Fund Direct Growth in the last three months

Bank of India Multi Cap Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
3.75%
1.05%
17.04%
-2.14%
--
--
Nifty 500
2.25%
1.24%
14.94%
-3.08%
14.05%
19.56%
Multi-Cap Avg
3.1%
1.8%
16.65%
-1.65%
18.18%
24.21%
Best in Multi-Cap
7.26%
6.22%
24.89%
15.59%
23.45%
31.12%
Worst in Multi-Cap
1.96%
-1.96%
6.26%
-12.86%
12.46%
21.97%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bank of India Multi Cap Fund
-
891Cr
0.92%
-2.14%
-
--
--
--
--
--
Nippon India Multi Cap Fund Direct Growth
1/11
46,216Cr
0.71%
0.94%
23.23%
6.70
0.85
1.20
2.10
1.29
Kotak Multicap Fund Direct Growth
2/11
19,227Cr
0.42%
-1.94%
23.45%
5.07
1.03
1.04
1.69
1.66
Axis Multicap Fund Direct Growth
3/11
8,329Cr
0.74%
0.91%
22.73%
5.27
0.92
1.08
1.78
1.25
See all

Bank of India Multi Cap Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Multi Cap Fund Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

Large cap
35.9%
Small cap
31.1%
Mid cap
30.4%
Large Cap allocation has gone up from 35.4% to 35.9%
Large Cap allocation has gone up from 35.4% to 35.9%
Small Cap allocation has gone down from 31.7% to 31.1%
Small Cap allocation has gone down from 31.7% to 31.1%
Mid Cap allocation has gone up from 29.3% to 30.4%
Mid Cap allocation has gone up from 29.3% to 30.4%
Cash allocation has gone down from 3.6% to 2.5%
Cash allocation has gone down from 3.6% to 2.5%
Debt allocation has gone up from 0% to 0%
Debt allocation has gone up from 0% to 0%

Bank of India Multi Cap Fund Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Financial Services
27.2%
Basic Materials
17.5%
Consumer Cyclical
11.9%
Health
11.5%
Industrial
6.8%
Tech
6.3%
Energy
6.1%
Communication
5.1%
Consumer Defensive
3.8%
Real Estate
2.1%
Utilities
1.8%

Top 3 Sectors in August were Financial Services, Consumer Cyclical & Basic Materials

Aug'25

Financial Services

20%

Consumer Cyclical

17%

Basic Materials

12%

Jul'25

Financial Services

21%

Consumer Cyclical

15%

Basic Materials

15%

Bank of India Multi Cap Fund Holdings Details

as on (31-Aug-25)

Top Stocks bought last month
Aurobindo Pharma Ltd's allocation increased from 0.64% to 1.36%
Aurobindo Pharma Ltd's allocation increased from 0.64% to 1.36%
Acutaas Chemicals Ltd's allocation increased from 1.77% to 2.4%
Acutaas Chemicals Ltd's allocation increased from 1.77% to 2.4%
Dr Reddy's Laboratories Ltd's allocation increased from 1.73% to 2.34%
Dr Reddy's Laboratories Ltd's allocation increased from 1.73% to 2.34%
Top Stocks sold last month
Lloyds Metals & Energy Ltd's allocation decreased from 3.78 % to 3.59 %
Lloyds Metals & Energy Ltd's allocation decreased from 3.78 % to 3.59 %
ICICI Lombard General Insurance Co Ltd's allocation decreased from 2.99 % to 2.84 %
ICICI Lombard General Insurance Co Ltd's allocation decreased from 2.99 % to 2.84 %
PB Fintech Ltd's allocation decreased from 2.66 % to 2.66 %
PB Fintech Ltd's allocation decreased from 2.66 % to 2.66 %

Bank of India Multi Cap Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.92%
Benchmark
Nifty 500 Multicap 50:25:25 TR INR
AUM₹891 Cr
Inception Date3 March, 2023
Min Lumpsum/SIP₹5000/₹1000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
77.6%
Risk
Risk meter
pointer
Very High Risk

About Bank of India Multi Cap Fund

Bank of India Multi Cap Fund Direct Growth is an equity fund. This fund was started on 3 March, 2023. The fund is managed by Nitin Gosar. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Multi Cap Fund Direct Growth has ₹891 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

Bank of India Multi Cap Fund Direct Growth has given a CAGR return of 26.90% since inception. Over the last 1 year the fund has given a CAGR return of -2.14%.

Holdings

Bank of India Multi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Basic Materials, Health, Industrial, Tech, Energy, Communication, Consumer Defensive, Real Estate, Utilities, Government. Its top holdings are Reliance Industries Ltd, HDFC Bank Ltd, Hero MotoCorp Ltd, Eris Lifesciences Ltd Registered Shs, Lloyds Metals & Energy Ltd

Taxation

As it is a multi-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Multi Cap Fund Direct Growth

The objective of the scheme is to generate long term capital appreciation by investing in equity and equity-related securities across market capitalizations. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Multi Cap Fund Direct Growth has no lock in period.

Fund Manager

Nitin Gosar

Fund Manager of Bank of India Multi Cap Fund Direct Growth, since 3 March 2023

Learn more about BOI AXA Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 890.9 Cr
₹ 897.6 Cr
₹ 902.5 Cr
  • AUM of the fund stands at 890.9 Cr as of Aug'25
  • AUM decreased by 6.6 Cr between Aug'25 and Jul'25

Frequently Asked Questions for Bank of India Multi Cap Fund Direct Growth

How do I invest in Bank of India Multi Cap Fund?

INDmoney makes it simple to invest in the Bank of India Multi Cap Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Multi Cap Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Multi Cap Fund?

The NAV of the fund today is ₹18.27. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Multi Cap Fund fund has generated a return of -2.14% in 1 year

Who is the fund manager of Bank of India Multi Cap Fund?

The fund managers are Nitin Gosar.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.92%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹891 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Multi Cap Fund?

The top 3 holdings of the fund are Reliance Industries Ltd(4.84%), HDFC Bank Ltd(4%), Hero MotoCorp Ltd(3.74%)