Bank of India Multi Cap Fund Direct Growth
Get the latest NAV of Bank of India Multi Cap Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹18.42
▲0.5%1D
NAV as on 30 Jun 2025
30.08%/per year
Since Inception
▲▼
161 people have invested ₹ 4.2L in Bank of India Multi Cap Fund Direct Growth in the last three months
Bank of India Multi Cap Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (30-Jun-25)
The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
Bank of India Multi Cap Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Multi Cap Fund Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 94.5%
Debt & Cash 5.5%
Bank of India Multi Cap Fund Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 94.5%
Debt & Cash 5.5%
Top 3 Sectors in May were Financial Services, Basic Materials & Consumer Cyclical
Financial Services
24%
Consumer Cyclical
15%
Basic Materials
15%
Financial Services
26%
Basic Materials
16%
Consumer Cyclical
13%
Bank of India Multi Cap Fund Holdings Details
as on (31-May-25)
Equity
Debt & Cash
Bank of India Multi Cap Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.98% |
Benchmark | Nifty 500 Multicap 50:25:25 TR INR |
| AUM | ₹857 Cr |
| Inception Date | 3 March, 2023 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 120.02% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Bank of India Multi Cap Fund
Bank of India Multi Cap Fund Direct Growth is an equity fund. This fund was started on 3 March, 2023. The fund is managed by Nitin Gosar. The fund could potentially beat inflation in the long-run.
Key Parameters
- Bank of India Multi Cap Fund Direct Growth has ₹857 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
Bank of India Multi Cap Fund Direct Growth has given a CAGR return of 30.08% since inception. Over the last 1 year the fund has given a CAGR return of 5.26%.
Holdings
Bank of India Multi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Basic Materials, Health, Industrial, Tech, Energy, Consumer Defensive, Communication, Real Estate, Utilities, Government. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, Hero MotoCorp Ltd, Lloyds Metals & Energy Ltd, Manorama Industries Ltd
Taxation
As it is a multi-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Bank of India Multi Cap Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation by investing in equity and equity-related securities across market capitalizations. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Multi Cap Fund Direct Growth has no lock in period.
Fund Manager
Nitin Gosar
Fund Manager of Bank of India Multi Cap Fund Direct Growth, since 3 March 2023
- AUM of the fund stands at 856.8 Cr as of May'25
- AUM increased by 60.7 Cr between May'25 and Apr'25
More funds from BOI AXA
5Y CAGR
▲ 33.06
3Y CAGR
▲ 29.06
5Y CAGR
▲ 36.76
5Y CAGR
▲ 27.07
Frequently Asked Questions for Bank of India Multi Cap Fund Direct Growth
How do I invest in Bank of India Multi Cap Fund?
- Download the INDmoney app.
- Search for ‘Bank of India Multi Cap Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.