Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl
Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl

Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl

Equity
Direct
Flexi Cap

NAV: ₹ 17 as on 30-09-2022

Fund Performance
zero opening, trading, fund transfer fee
1 people have invested ₹ 5K in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
This Fund
-2%
12.8%
-0.8%
1.9%
Benchmark
-2.5%
10.7%
-1.7%
-1.2%
Category
-2.1%
11.6%
0.1%
-1.3%
About the Fund

Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl is an equity fund. This fund was started on  29 June, 2020. The fund is managed by Alok Singh. The fund could potentially beat inflation in the long-run.

Key parameters

1) Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl has a NAV of 16.99 as on 30-09-2022.

2) Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl has 308 Cr worth of assets under management (AUM) as on 31-08-2022 and is less than category average.

3) The fund has an expense ratio 0.39 %.

Fund Overview

Expense ratio
Expense ratio
0.39%
Benchmark
Benchmark
S&P BSE 500 India TR INR
AUM
AUM
₹308 Cr
Inception Date
Inception Date
29 June, 2020
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹1000
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
96.44%

Fund Distribution

  • Equity 97.5%
  • Debt & Cash 2.6%
Size breakup
Large cap
51.1%
Mid cap
28.7%
Small cap
17.7%

Sector Allocation

Aug'22

Jul'22

Jun'22

Financial Services

30.7%

Consumer Cyclical

15.3%

Basic Materials

14.5%

Industrial

8.2%

Energy

7.5%

Consumer Defensive

5.9%

Health

5%

Utilities

4.8%

Tech

3.7%

Real Estate

3.6%

Communication

0.7%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings50
Equity Holdings47
Debt Holdings3

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 23.1 Cr in last 1M
Aug'22 return outperformed benchmark

Change in AUM

Aug'22
₹ 308 Cr
Jul'22
₹ 284.8 Cr
Jun'22
₹ 244.6 Cr

Fund Returns vs Benchmark

Aug'22
10.16%
9.49%
Jul'22
10.16%
9.49%
Jun'22
-5.82%
-4.94%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Aug'22
Jul'22
Jun'22
No of Holdings
50
53
55
Top 5 Company Concentration
23.8%
24.1%
23.5%
Company having highest exposure
ICICI Bank Ltd (6.1%)
State Bank of India (5.9%)
ICICI Bank Ltd (5.7%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
74.3%
71.5%
73.3%
Sector having highest exposure
Financial Services (29.9%)
Financial Services (29%)
Financial Services (29.1%)

Fund Manager

Alok Singh

Alok Singh

Managing this fund since 29 June 2020

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Bank of India Flexi Cap Fund Direct Growth
0%
15.57%
Bank of India Credit Risk Fund Direct Growth
15.12%
5.57%
Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth
25.52%
13.67%

AMC details

Address
Bank of India Investment Managers Private Limited,B/204, Tower 1, Peninsula Corporate Park,,Ganpatrao Kadam Marg,,Lower Parel, Mumba
Phone
+912240479000
Fund House
Bank of India Investment Managers Private Limited

Fund Highlights

meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 35.27% since inception which is more than its category average return of 11.76%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.45% in Equity, 0% in Debt and 2.55% in Cash related instruments
AUM size ₹308 Cr

AUM size ₹308 Cr

This fund has AUM of ₹308 Cr which is less than its category average of ₹ 6358 Cr
Expense Ratio 0.39%

Expense Ratio 0.39%

This fund has an expense ratio of 0.39% which is less than its category average expense ratio of 1.49%

Frequently Asked Questions

The current NAV of Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl is 16.66.
Existing (Absolute + CAGR)
Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
-3.08%
-3.08%
6 Month Returns
-1.3%
-1.3%
1 Year Returns
-0.06%
-0.06%
3 Years Returns
0%
0%
5 Years Returns
0%
0%
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0.39 as on September 2022
308 Cr as on September 2022
ICICI Bank Ltd(6.08%),State Bank of India(5.76%),HDFC Bank Ltd(4.68%),Reliance Industries Ltd(3.73%),NTPC Ltd(3.59%) as on September 2022
Financial Services(29.93%),Consumer Cyclical(14.94%),Basic Materials(14.1%) as on September 2022
The alpha ratio for the Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl
-0.44
-
-
As on month end.
The alpha for Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl
1.06
-
-
As on month end.
The Beta for Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl
0.21
-
-
As on month end.
The sharpe ratio for Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl
16.86
-
-
As on month end.
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Alok Singh is the fund manager of Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl
The Exit load of Bank of India Flexi Cap Fund Direct Reinvestment of Income Dist cum Cap Wdrl is 1%