Bank of India Flexi Cap Fund Direct Growth

Bank of India Flexi Cap Fund Direct Growth

Equity

BOI AXA Mutual Fund

Flexi Cap

Get the latest NAV of Bank of India Flexi Cap Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹36.52

▲1.1%1D

NAV as on 20 Jun 2025

29.74%/per year

Since Inception

Absolute Gain%

▲▼

2026 people have invested ₹ 1.2Cr in Bank of India Flexi Cap Fund Direct Growth in the last three months

Bank of India Flexi Cap Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (20-Jun-25)

The fund has outperformed the benchmark (Nifty 500) over 3Y, but underperformed over 1Y, 5Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
2.38%
2.02%
2.47%
3 Months
8.3%
9.35%
9.35%
6 Months
-5.27%
3.23%
0.24%
1 Year
-2.35%
3.3%
3.31%
3 Years
29.08%
21.17%
22.74%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Bank of India Flexi Cap Fund
-
2,153Cr
0.45%
-2.35%
29.08%
29.74%
HDFC Flexi Cap Fund Direct Growth
1/21
75,784Cr
0.73%
11.14%
29.65%
17.23%
Parag Parikh Flexi Cap Fund Direct Growth
2/21
1,03,868Cr
0.63%
12.41%
26.2%
20.12%
Invesco India Flexi Cap Fund Direct Growth
3/21
2,987Cr
0.74%
10.56%
30.28%
22.43%
See all
Positive: 3Y returns in the top 25% of the category
3Y returns in the top 25% of the category
Negative: 5Y returns in the bottom 25% of the category
5Y returns in the bottom 25% of the category

Bank of India Flexi Cap Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Flexi Cap Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 95.4%

Debt & Cash 4.6%

Large cap
43.6%
Small cap
31.2%
Mid cap
17.8%
Large Cap allocation has gone down from 48.6% to 43.6%
Large Cap allocation has gone down from 48.6% to 43.6%
Small Cap allocation has gone down from 31.6% to 31.2%
Small Cap allocation has gone down from 31.6% to 31.2%
Mid Cap allocation has gone up from 17% to 17.8%
Mid Cap allocation has gone up from 17% to 17.8%
Cash allocation has gone up from 0.5% to 4.4%
Cash allocation has gone up from 0.5% to 4.4%
Debt allocation has gone down from 0.1% to 0.1%
Debt allocation has gone down from 0.1% to 0.1%

Bank of India Flexi Cap Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 95.4%

Debt & Cash 4.6%

Financial Services
29.3%
Basic Materials
15%
Industrial
13.8%
Tech
13.5%
Consumer Cyclical
9.5%
Energy
4.9%
Consumer Defensive
3.7%
Health
3%
Utilities
2.9%
Communication
2.4%
Real Estate
1.9%

Top 3 Sectors in May were Financial Services, Government & Basic Materials

May'25

Financial Services

26%

Industrial

18%

Basic Materials

17%

Apr'25

Financial Services

28%

Government

23%

Basic Materials

18%

Bank of India Flexi Cap Fund Holdings Details

as on (31-May-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
State Bank of India
4.94%
0%
Vedanta Ltd
4.33%
5.9%
Hindustan Aeronautics Ltd Ordinary Shares
4.09%
0%
Coforge Ltd
3.83%
0%
HDFC Bank Ltd
3.79%
-20%
See all
Top Stocks bought last month
Dr Reddy's Laboratories Ltd's allocation increased from 0.25% to 1.8%
Dr Reddy's Laboratories Ltd's allocation increased from 0.25% to 1.8%
Quality Power Electrical Equipments Ltd's allocation increased from 1.33% to 2.15%
Quality Power Electrical Equipments Ltd's allocation increased from 1.33% to 2.15%
Sky Gold and Diamonds Ltd's allocation increased from 2.17% to 2.89%
Sky Gold and Diamonds Ltd's allocation increased from 2.17% to 2.89%
Top Stocks sold last month
State Bank of India's allocation decreased from 5.21 % to 4.94 %
State Bank of India's allocation decreased from 5.21 % to 4.94 %
HDFC Bank Ltd's allocation decreased from 5.1 % to 3.79 %
HDFC Bank Ltd's allocation decreased from 5.1 % to 3.79 %
ICICI Bank Ltd's allocation decreased from 3.42 % to 2.96 %
ICICI Bank Ltd's allocation decreased from 3.42 % to 2.96 %

Bank of India Flexi Cap Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.45%
Benchmark
BSE 500 India TR INR
AUM₹2153 Cr
Inception Date29 June, 2020
Min Lumpsum/SIP₹5000/₹1000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
109.59%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Bank of India Flexi Cap Fund

Bank of India Flexi Cap Fund Direct Growth is an equity fund. This fund was started on 29 June, 2020. The fund is managed by Alok Singh. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Flexi Cap Fund Direct Growth has ₹2153 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Bank of India Flexi Cap Fund Direct Growth has given a CAGR return of 29.74% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -2.35% and 29.08% respectively.

Holdings

Bank of India Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Basic Materials, Consumer Cyclical, Tech, Utilities, Consumer Defensive, Government, Communication, Real Estate, Health, Energy. Its top holdings are State Bank of India, Vedanta Ltd, Hindustan Aeronautics Ltd Ordinary Shares, Coforge Ltd, HDFC Bank Ltd

Taxation

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Flexi Cap Fund Direct Growth

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Flexi Cap Fund Direct Growth has no lock in period.

Fund Manager

Alok Singh

Fund Manager of Bank of India Flexi Cap Fund Direct Growth, since 29 June 2020

Learn more about BOI AXA Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 2.2K Cr
₹ 2K Cr
₹ 2K Cr
  • AUM of the fund stands at 2.2K Cr as of May'25
  • AUM increased by 170.6 Cr between May'25 and Apr'25

Compare Bank of India Flexi Cap Fund

Bank of India Flexi Cap Fund

VS

Parag Parikh Flexi Cap Fund Direct Growth

Frequently Asked Questions for Bank of India Flexi Cap Fund Direct Growth

How do I invest in Bank of India Flexi Cap Fund?

INDmoney makes it simple to invest in the Bank of India Flexi Cap Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Flexi Cap Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Flexi Cap Fund?

The NAV of the fund today is ₹36.52. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Flexi Cap Fund fund has generated a return of -2.35% in 1 year, 29.08% in 3 years

Who is the fund manager of Bank of India Flexi Cap Fund?

The fund managers are Alok Singh.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-3 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.45%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2153 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Flexi Cap Fund?

The top 3 holdings of the fund are State Bank of India(4.94%), Vedanta Ltd(4.33%), Hindustan Aeronautics Ltd Ordinary Shares(4.09%)