Bandhan Sterling Value Fund Direct Growth

Equity
Direct
Value
Bandhan Sterling Value Fund Direct Growth

About the Fund

Bandhan Sterling Value Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Daylynn Pinto. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bandhan Sterling Value Fund Direct Growth has ₹9757 Cr worth of assets under management (AUM) as on Jun 2024 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Bandhan Sterling Value Fund Direct Growth has given a CAGR return of 19.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 42.71%, 25.58% and 26.27% respectively.

Holdings

Bandhan Sterling Value Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Energy, Consumer Defensive, Basic Materials, Health, Utilities, Communication, Real Estate. Its top holdings are HDFC Bank Ltd, Axis Bank Ltd, Reliance Industries Ltd, ICICI Bank Ltd, Jindal Steel & Power Ltd

Taxation

As it is a value mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Bandhan Sterling Value Fund Direct Growth

The investment objective of the Scheme is to seek to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Sterling Value Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
3387 people have invested ₹ 1.9Cr in Bandhan Sterling Value Fund Direct Growth in the last three months

INDmoney Rank

Powered by IND quant engine
5
/11
58% Performance
28% Risk Management
100% Cost
5 out of 11 among value
img
5Y returns in the top 25% of the category
img
Beats FD returns for both 3Y & 5Y
img
Poor track record of protecting capital in bear phase
img
Poor track record of Recovering losses quickly

Fund Overview

Expense ratio0.68%
Benchmark
S&P BSE 500 India TR INR
AUM₹9757 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹100
Exit Load
1%
Lock InNo Lock-in
TurnOver
14.62%
Risk
Risk meter
pointer
Very High Risk

Fund Distribution
as on (30-Jun-24)

  • Equity 96.1%

  • Debt & Cash 3.9%

Large cap
59.6%

Mid cap
18.8%

Small cap
16.7%

Sector Allocation

Jun'24

May'24

Apr'24

Financial Services
28%
Consumer Cyclical
15%
Industrial
11.6%
Tech
8.9%
Energy
7.9%
Consumer Defensive
7.2%
Basic Materials
7.2%
Health
6.9%
Utilities
5.1%
Communication
1.1%
Real Estate
1.1%
All changes are between Apr'24 and Jun'24

Returns for the month of Jun

  • Gainers

  • Losers

Top Growth Drivers
1M Return
V-Mart Retail Ltd
V-Mart Retail Ltd
18.6%
HDFC Bank Ltd
HDFC Bank Ltd
0.9%

Daylynn Pinto
Daylynn Pinto
Fund Manager of Bandhan Sterling Value Fund Direct Growth, since 20 October 2016

Mutual Fund Insights

Insights icon
In the last 5 years, JM Value Fund (Direct) - Growth has given 29.07% return, outperforming this fund by 2.8% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (value). Its expense ratio is 0.68% which is lower than the category average expense ratio of 1.34%.
Insights icon
Over the last 1 year, this fund has decreased expense ratio by 17.1% moving from 0.82 to 0.68.
Insights icon
In the last 1 year, Quant Value Fund Direct Growth has given 77.67% return, outperforming this fund by 34.95%.
Insights icon
In the last 3 years, JM Value Fund (Direct) - Growth has given 33.4% return, outperforming this fund by 7.83% per annum.

Bandhan Sterling Value Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 19.33% since inception which is less than its category average return of 20.1%
Fund Allocations

Fund Allocations

This fund has an allocation of 96.1% in Equity, 0% in Debt and 3.9% in Cash related instruments
AUM size ₹9757 Cr

AUM size ₹9757 Cr

This fund has AUM of ₹9757 Cr which is more than its category average of ₹ 5240 Cr
Expense Ratio 0.68%

Expense Ratio 0.68%

This fund has an expense ratio of 0.68% which is less than its category average expense ratio of 1.46%

Frequently Asked Questions

The current NAV of Bandhan Sterling Value Fund Direct Growth is ₹168.78 as on 15-Jul-2024.
Existing (Absolute + CAGR) as on 15-Jul-2024.
Bandhan Sterling Value Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
4.04%
4.04%
6 Month Returns
19.17%
19.17%
1 Year Returns
42.71%
42.71%
3 Years Returns
98.04%
25.58%
5 Years Returns
220.95%
26.27%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.68% as on June 2024
₹9757 Cr as on June 2024
HDFC Bank Ltd(5.18%), Axis Bank Ltd(4.54%), Reliance Industries Ltd(4.49%), ICICI Bank Ltd(3.69%), Jindal Steel & Power Ltd(2.68%) as on June 2024
Financial Services(26.91%), Consumer Cyclical(14.45%), Industrial(11.11%) as on June 2024
The alpha ratio for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Bandhan Sterling Value Fund Direct Growth
4.51
6.8
2.91
As on June 2024
The alpha for Bandhan Sterling Value Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Bandhan Sterling Value Fund Direct Growth
0.96
0.87
1.18
As on June 2024
The Beta for Bandhan Sterling Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Bandhan Sterling Value Fund Direct Growth
2.6
1.4
0.85
As on June 2024
The sharpe ratio for Bandhan Sterling Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Bandhan Sterling Value Fund Direct Growth
11.56
13.36
24.23
As on June 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.69 as on June 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.88 as on June 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Daylynn Pinto is the fund manager of Bandhan Sterling Value Fund Direct Growth
The Exit load of Bandhan Sterling Value Fund Direct Growth is 1%