Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt
Get the latest NAV of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹12.91
1D
NAV as on 09 May 2025
5.59%/per year
Since Inception
▲▼
Fund Performance
as on (09-May-25)
Peer comparison
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt Asset Allocation
as on (31-Dec-69)
Fund Distribution
as on (31-Dec-69)
Debt & Cash 99.5%
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt Sector Allocation
as on (31-Dec-69)
Sector Allocation
Debt & Cash 99.5%
Top 2 Sectors in March were Corporate, Government
Corporate
65%
Government
24%
Corporate
70%
Government
20%
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt Holdings Details
as on (30-Apr-25)
Debt & Cash
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.68% |
Benchmark | Nifty Credit Risk Bond B-II TR INR |
| AUM | ₹286 Cr |
| Inception Date | 3 March, 2017 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 144.78% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
About Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt is a debt fund. This fund was started on 3 March, 2017. The fund is managed by Gautam Kaul. This fund is suitable to keep your money safe.
Key Parameters
- Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt has ₹286 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt has given a CAGR return of 5.59% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 6.32% and 5.13% respectively.
Holdings
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Century Textiles And Industried Limited, 7.18% Govt Stock 2037, Tata Projects Limited, 7.18% Govt Stock 2033, Godrej Industries Limited
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt has no lock in period.
Fund Manager
Gautam Kaul
Fund Manager of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt, since 16 July 2022
- AUM of the fund stands at 286 Cr as of Mar'25
- AUM decreased by 3.5 Cr between Mar'25 and Feb'25
More funds from Bandhan
1Y CAGR
▲ 11.49
Frequently Asked Questions for Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt
What is the current NAV of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
What are the average returns of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt | Absolute Returns | CAGR Returns |
1 Month Returns | 0.33% | 0.33% |
6 Month Returns | 3.6% | 3.6% |
1 Year Returns | 6.32% | 6.32% |
3 Years Returns | 16.21% | 5.13% |
How do I invest in Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
What is net assets under management (AUM) of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
What are the top 5 holdings of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
What are the top 3 sectors that this Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt has invested in?
What is the yield to maturity ratio of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
What is the modified duration of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
What is the credit rating breakup of Bandhan Credit Risk Fund Direct Periodic Reinvestment of Income Distribution cum Capital Wdrl Opt?
AA | 70 |
AAA | 30 |