Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl

Debt
Direct
Liquid
Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl

About the Fund

Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Kaustubh Gupta, Sunaina Cunha, Sanjay Pawar. This fund is suitable to keep your money safe.

Key Parameters

  1. Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl has ₹42805 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 5.08% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.82%, 4.47% and 4.14% respectively.

Holdings

Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Government. Its top holdings are 182 DTB 29082024, National Bank For Agriculture And Rural Development, IDFC First Bank Limited, National Bank For Agriculture And Rural Development, Rbl Bank Limited

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl

The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.21%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹42805 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹100
Exit Load
0.007%
Lock InNo Lock-in
TurnOver
501.32%
Risk
Risk meter
pointer
Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
99.9%

AA
0.1%

Sector Allocation

Jun'24

May'24

Apr'24

Cash Equivalent
70.7%
Corporate
26.4%
Government
2.9%
All changes are between Oct'69 and Dec'69

as on (30-Jun-24)

  • Debt & Cash

Holdings
Weight%
1M Change
182 DTB 29082024
182 DTB 29082024
4.28%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
2.78%
0%
IDFC First Bank Limited
IDFC First Bank Limited
2.31%
0%
Rbl Bank Limited
Rbl Bank Limited
2.31%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
2.31%
0%

Kaustubh Gupta
Kaustubh Gupta
Fund Manager of Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl, since 15 July 2011
Sunaina Cunha
Sunaina Cunha
Fund Manager of Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl, since 15 July 2011
Sanjay Pawar
Sanjay Pawar
Fund Manager of Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl, since 1 July 2022

Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 5.08% since inception which is more than its category average return of 4.97%
AUM size ₹42805 Cr

AUM size ₹42805 Cr

This fund has AUM of ₹42805 Cr which is more than its category average of ₹ 11639 Cr
Expense Ratio 0.21%

Expense Ratio 0.21%

This fund has an expense ratio of 0.21% which is less than its category average expense ratio of 0.24%

Frequently Asked Questions

The current NAV of Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl is ₹100.2 as on 18-Jul-2024.
Existing (Absolute + CAGR) as on 18-Jul-2024.
Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.43%
0.43%
6 Month Returns
2.47%
2.47%
1 Year Returns
4.82%
4.82%
3 Years Returns
14.03%
4.47%
5 Years Returns
22.51%
4.14%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.21% as on June 2024
₹42805 Cr as on June 2024
182 DTB 29082024(4.28%), National Bank For Agriculture And Rural Development(2.78%), IDFC First Bank Limited(2.31%), National Bank For Agriculture And Rural Development(2.31%), Rbl Bank Limited(2.31%) as on June 2024
Cash Equivalent(70.74%), Corporate(26.38%), Government(2.88%) as on June 2024
Yield to Maturity is 7.47 as on June 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.17 as on June 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
99.89
AA
0.11
Kaustubh Gupta, Sunaina Cunha, Sanjay Pawar are the fund managers of Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl
The Exit load of Aditya Birla Sun Life Liquid Daily Direct Plan Reinvestment Inc Dist cum Cap Wdrl is 0.01%