Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
Get the latest NAV of Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹13.90
NAV as on 15 Sep 2025
7.58%/per year
Since Inception
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2 people have invested ₹ 26K in Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl in the last three months
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Performance vs. Credit Risk Index
Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)
The fund has outperformed the benchmark (Credit Risk Index) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 3 Sectors in August were Corporate, Real Estate & Financial Services
Corporate
72%
Real Estate
45%
Financial Services
25%
Corporate
72%
Real Estate
48%
Financial Services
25%
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.67% |
Benchmark | CRISIL Credit Risk Debt TR INR |
| AUM | ₹1033 Cr |
| Inception Date | 17 April, 2015 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 3.0% |
| Lock In | No Lock-in |
TurnOver | 99.22% |
| Risk |   High Risk |
About Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 17 April, 2015. The fund is managed by Sunaina Cunha, Mohit Sharma. This fund is suitable to keep your money safe.
Key Parameters
- Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has ₹1033 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has given a CAGR return of 7.58% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.38%, 9.36% and 9.02% respectively.
Holdings
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Real Estate, Financial Services, Utilities, Government, Cash Equivalent, Industrial. Its top holdings are 6.79% Govt Stock 2034, JSW Steel Limited, Aditya Birla Real Estate Limited, GMR Airports Limited, 7.18% Govt Stock 2037
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has no lock in period.
Fund Manager
Sunaina Cunha
Fund Manager of Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl, since 17 April 2015
Mohit Sharma
Fund Manager of Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl, since 6 August 2020
- AUM of the fund stands at 1K Cr as of Aug'25
- AUM increased by 10.2 Cr between Aug'25 and Jul'25
Frequently Asked Questions for Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
How do I invest in Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
- Download the INDmoney app.
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- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.