Aditya Birla Sun Life Savings Fund Fund Retail Growth

Aditya Birla Sun Life Savings Fund Fund Retail Growth

Debt

Aditya Birla Sun Life Mutual Fund

Ultra Short Duration

Get the latest NAV of Aditya Birla Sun Life Savings Fund Fund Retail Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹555.49

NAV as on 07 Apr 2026

7.29%/per year

Since Inception

Absolute Gain%

▲▼

Aditya Birla Sun Life Savings Fund Fund Retail Growth Performance vs. Ultra Short Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (07-Apr-26)

The fund has consistently outperformed the benchmark (Ultra Short Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.41%
1.33%
2.77%
6.52%
7.28%
6.29%
Ultra Short Duration Index
0.39%
1.22%
2.43%
5.66%
5.98%
5.32%
Ultra Short Duration Avg
0.4%
1.23%
2.5%
5.87%
6.7%
5.85%
Best in Ultra Short Duration
0.64%
1.52%
3.11%
6.91%
7.57%
7.49%
Worst in Ultra Short Duration
0.42%
1.32%
2.71%
6.14%
6.46%
5.48%
Category Rank
7/16
13/17
4/17
16/17
3/14
--

Aditya Birla Sun Life Savings Fund Fund Retail Growth Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

17
/17
49% Performance
30% Risk Management
26% Cost

Ranked 17 out of 17 mutual funds in the ultra short duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Aditya Birla Sun Life Savings Fund Fund Retail Growth
17/17
21,467Cr
0.59%
6.52%
7.28%
-0.11
1.13
2.01
5.08
-0.11
UTI Ultra Short Duration Fund
5/17
3,946Cr
0.99%
5.88%
6.7%
-0.51
0.88
0.44
0.77
-4.98

Aditya Birla Sun Life Savings Fund Fund Retail Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Total Corpus

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Absolute Return
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Aditya Birla Sun Life Savings Fund Fund Retail Growth Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
69.5%
AA
30.5%
Cash allocation has gone down from 47.4% to 42.7%
Cash allocation has gone down from 47.4% to 42.7%
Debt allocation has gone up from 52.3% to 56.9%
Debt allocation has gone up from 52.3% to 56.9%

Aditya Birla Sun Life Savings Fund Fund Retail Growth Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Corporate
61.8%
Cash Equivalent
23.5%
Government
14.6%

Top 3 Sectors in February were Financial Services, Corporate & Government

Feb'26

Financial Services

100%

Corporate

57%

Government

16%

Jan'26

Financial Services

100%

Corporate

54%

Government

14%

Aditya Birla Sun Life Savings Fund Fund Retail Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.59%
Benchmark
NIFTY Ultra Short Duration Debt TR INR
AUM₹21467 Cr
Inception Date27 November, 2001
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
249.91%
Risk
Risk meter
pointer
Moderate Risk

About Aditya Birla Sun Life Savings Fund Fund Retail Growth

Aditya Birla Sun Life Savings Fund Fund Retail Growth is a debt fund. This fund was started on 27 November, 2001. The fund is managed by Kaustubh Gupta, Sunaina Cunha, Monika Gandhi. This fund is suitable to keep your money safe.

Key Parameters

  1. Aditya Birla Sun Life Savings Fund Fund Retail Growth has ₹21467 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

Aditya Birla Sun Life Savings Fund Fund Retail Growth has given a CAGR return of 7.29% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.52%, 7.28% and 6.29% respectively.

Holdings

Aditya Birla Sun Life Savings Fund Fund Retail Growth has allocated its funds majorly in Financial Services, Corporate, Cash Equivalent, Government. Its top holdings are Aditya BSL Money Mgr Dir Gr, Indusind Bank Ltd., Shriram Finance Limited, Tata Teleservices Maharashtra Limited, National Bank For Agriculture And Rural Development

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Aditya Birla Sun Life Savings Fund Fund Retail Growth

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Aditya Birla Sun Life Savings Fund Fund Retail Growth has no lock in period.

Fund Manager

Kaustubh Gupta

Fund Manager of Aditya Birla Sun Life Savings Fund Fund Retail Growth, since 15 July 2011

Sunaina Cunha

Fund Manager of Aditya Birla Sun Life Savings Fund Fund Retail Growth, since 20 June 2014

Monika Gandhi

Fund Manager of Aditya Birla Sun Life Savings Fund Fund Retail Growth, since 22 March 2021

Learn more about Aditya Birla Sun Life Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 21.5K Cr
₹ 23.4K Cr
₹ 23.8K Cr
  • AUM of the fund stands at 21.5K Cr as of Feb'26
  • AUM decreased by 1.9K Cr between Feb'26 and Jan'26

Frequently Asked Questions for Aditya Birla Sun Life Savings Fund Fund Retail Growth

How do I invest in Aditya Birla Sun Life Savings Fund Fund Retail Growth?

INDmoney makes it simple to invest in the Aditya Birla Sun Life Savings Fund Fund Retail Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Aditya Birla Sun Life Savings Fund Fund Retail Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Aditya Birla Sun Life Savings Fund Fund Retail Growth?

The NAV of the fund today is ₹555.49. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Aditya Birla Sun Life Savings Fund Fund Retail Growth fund has generated a return of 6.52% in 1 year, 7.28% in 3 years, 6.29% in 5 years.

Who is the fund manager of Aditya Birla Sun Life Savings Fund Fund Retail Growth?

The fund managers are Kaustubh Gupta, Sunaina Cunha, Monika Gandhi.

What is the expense ratio of the fund?

The expense ratio is 0.59%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹21467 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Aditya Birla Sun Life Savings Fund Fund Retail Growth?

The top 3 holdings of the fund are Aditya BSL Money Mgr Dir Gr(5.5%), Indusind Bank Ltd.(3.54%), Shriram Finance Limited(3.04%)