Step Up SIP Calculator

The Step Up SIP Calculator helps you plan your investments by allowing you to gradually increase your SIP contributions over time, maximizing your returns. Simply input your initial SIP amount, the annual step-up percentage, and the investment period to see your projected wealth accumulation.

Read more
Invested amount
Estimated returns
Total value

Future Value of your Step Up SIP

(Initial SIP Amount ₹25,000)

Total Investment


Total Gains


Future Value


What is the Step Up SIP Calculator?  

A Step-Up SIP (Systematic Investment Plan) Calculator is an advanced financial tool that helps investors estimate the future value of their SIP investments, incorporating regular incremental increases in the SIP amount. This calculator is ideal for those who want to gradually increase their investment contributions over time, enhancing their investment growth potential.

How Does a Step Up SIP Calculator Work?

The Step-Up SIP Calculator works by taking into account the initial SIP amount, the annual increase (step-up), the expected rate of return, and the investment duration. By factoring in these parameters, the calculator provides a detailed projection of the maturity amount and the total returns generated over the investment period. This helps investors understand the impact of increasing their SIP contributions regularly. 

How To Use the Online Step Up SIP Calculator? 

Using the Step-Up SIP Calculator is straightforward. Follow these steps:

1. Enter Initial SIP Amount: Input the amount you plan to invest initially each month.

2. Specify Annual Step-Up Percentage: Enter the percentage increase in the SIP amount each year.

3. Select Investment Duration: Choose the number of years you plan to invest.

4. Enter Expected Rate of Return: Input the annual rate of return you expect from your investment.

5. Calculate: Click on the ‘Calculate’ button to view the results.

Benefits of Using a Step Up SIP Calculator 

Using a Step-Up SIP Calculator offers numerous benefits:

Enhanced Investment Growth: Regularly increasing the SIP amount can significantly boost the investment corpus.

Better Financial Planning: Helps in planning for long-term financial goals by showing the impact of gradual investment increases.

Convenient and Time-Saving: Provides quick and accurate calculations, saving time compared to manual computations.

Flexible Adjustments: Allows you to experiment with different step-up percentages and durations to see various investment outcomes.

Frequently Asked Questions

  • What inputs are required for a Step Up SIP calculator?

  • How can I decide the step-up percentage or amount?

  • Is Step Up SIP suitable for everyone?

  • Are there any charges for using a Step Up SIP?

INDmoney is 100% Safe and Secure!

Your security and privacy are our top priority!

  • ISO Certification Icon


    ISO Certified

  • Audited By Icon

    Audited by

    cert-in empanelled auditors

  • Secured Icon

    AES 256-BIT

    SSL Secured


Your personal information is protected.

With AES 256-bit encryption and TLS 1.3 secure data in transit.