Tracking US Stocks from India Just Got Smarter With INDmoney’s Analytics

Investing in US stocks from India has become surprisingly easy. A few taps and you own shares of some of the world’s biggest companies like Nvidia, Apple, Google and more. The hard part begins after that. Once you’ve made multiple buys, added money at different times, and held stocks through market ups and downs, one question starts to matter more than any other: How is my portfolio actually doing?

That’s the problem INDmoney is solving with its US Stocks Analytics feature. Instead of showing scattered numbers or feel-good gains, it pulls everything together and tells you, clearly and honestly, what’s working, what’s not, and why. Let’s understand the features in detail.

XIRR: The Return Number That Doesn’t Lie

Most portfolios aren’t built in one shot. You invest a little today, add more next month, maybe sell a stock six months later, and repeat. Looking at simple returns in this situation can be misleading.

INDmoney uses XIRR to calculate your returns the way professionals do.

• It considers every investment, withdrawal, and timing difference
• It converts messy cash flows into one clean annualised return
• It reflects how your money actually grew, not how it should have grown on paper

For many investors, this is the first time they see a return number that truly matches their investing journey.

How Your US Stocks Stack Up Against The Benchmarks

Making money feels good. Beating the market feels better. But unless you compare your portfolio to a benchmark, you never really know where you stand.

The INDmoney US Stocks analytics dashboard lets you compare your portfolio directly with the S&P 500.

• You can see whether your choices are outperforming the market or just keeping pace
• It adds context to your returns instead of letting numbers float in isolation
• It helps you decide whether your strategy is actually adding value

This one comparison quietly changes how investors think about performance.

Sector Allocation Analysis: Surprises Most Investors Don’t Expect

Ask investors if they’re diversified and most will say yes. Then they look at their sector allocation. The analytics dashboard shows how your US stocks are spread across sectors like Technology, Healthcare, Financials, Consumer, Energy, and more.

• It highlights unintended sector-heavy exposure
• It helps you spot risk that builds quietly over time
• It gives you the option to rebalance thoughtfully, not reactively

For many users, this is where the first real “aha” moment happens.

Market cap Allocation: Growth vs Stability, Clearly Laid Out

All stocks don’t behave the same. Large caps tend to be steadier. Mid and small caps can grow faster but swing harder.

INDmoney shows how your portfolio is split across market caps.

• Large Cap exposure reflects stability and scale
• Mid and Small Cap exposure reflects growth and volatility
• You can quickly see whether your portfolio matches your risk appetite

This view makes it easier to build balance instead of accidentally drifting into extremes.

One Dashboard, Real-Time Clarity

All of this information lives in a single, real-time dashboard.

• Performance updates dynamically
• No spreadsheets, no manual tracking
• Everything is designed to be easy to scan and understand

It’s the kind of dashboard you can check regularly without feeling overwhelmed.

Built for Decisions, Not Just Data

What really sets this feature apart is how it changes behaviour. The analytics aren’t there just to inform you; they’re there to help you decide. Instead of obsessing over daily price changes, the focus shifts to what’s driving returns, how capital is allocated, and whether the portfolio still makes sense. 

The insights are deep, but the presentation is simple. It feels closer to how a professional wealth manager would review a portfolio, without the jargon or complexity that usually comes with it.

Why This Matters for Investors Buying US Stocks From India

US stock access from India has improved dramatically. Portfolio understanding has not. Most investors still piece together insights from multiple apps, statements, and rough calculations. INDmoney closes that gap by putting institutional-style analytics into a format that actually feels usable.

Disclaimer:

The content is meant for education and general information purposes only. Investments in the securities market are subject to market risks, read all the related documents carefully before investing. Past performance is not indicative of future returns. The securities quoted are exemplary and are not a recommendation. This in no way is to be construed as financial advice or a recommendation to invest in any specific stock or financial instrument. Readers are encouraged to verify the exact numbers and financial data from official sources such as company filings, earnings reports, and financial news platforms and to conduct their own research, and consult with a registered financial advisor before making any investment decisions. All disputes in relation to the content would not have access to an exchange investor redressal forum or arbitration mechanism. INDmoney Global (IFSC) Private Limited, Registered office address: Office No. 507, 5th Floor, Pragya II, Block 15-C1, Zone-1, Road No. 11, Processing Area, GIFT SEZ, GIFT City, Gandhinagar – 382355.