HDFC Retirement Savings Fund - Equity Plan - Regular Plan
Hybrid
regular
Retirement
NAV: ₹ 45.1 as on 03-05-2024
About the Fund
HDFC Retirement Savings Fund - Equity Plan - Regular Plan is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Shobhit Mehrotra, Srinivasan Ramamurthy. This fund gives you the benefit of diversification.
Key Parameters
- HDFC Retirement Savings Fund - Equity Plan - Regular Plan has ₹4830 Cr worth of assets under management (AUM) as on Mar 2024 and is more than category average.
- The fund has an expense ratio 1.8.
Fund Performance
Overview
 | 1.82% |
 Benchmark | IISL Nifty 500 TR INR |
 | ₹4830 Cr |
 | 25 February, 2016 |
 | ₹100/₹100 |
 | 0% |
 | 5 Years |
 TurnOver | 13.96% |
HDFC Retirement Savings Fund - Equity Plan - Regular Plan Distribution as on (31-Mar-24)
Size breakup
Large cap
58%
Small cap
21.2%
Mid cap
10.3%
Sector Allocation
Financial Services
32.2%
Industrial
17.5%
Consumer Cyclical
11.4%
Health
10.4%
Tech
8.2%
Consumer Defensive
6.4%
Energy
4.8%
Basic Materials
4.1%
Communication
3.8%
Utilities
1.2%
Top Holdings of HDFC Retirement Savings Fund - Equity Plan - Regular Plan as on (30-Apr-24)
Equity Holdings70
Debt Holdings1
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 6.79% | 3.4% | |
 HDFC Bank Ltd | 6.59% | 10% | |
 Reliance Industries Ltd | 3.2% | 0% | |
 State Bank of India | 3.12% | 0% | |
 Infosys Ltd | 2.95% | 0% |
See all
Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 4.7K Cr as of Mar'24
- AUM has remained same between Mar'24 and Feb'24
Fund Portfolio Changes
Mutual Fund Insights
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 23.77% return, outperforming this fund by 2.04% per annum.
In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 59.68% return, outperforming this fund by 22.47%.
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.46% return, outperforming this fund by 7.24% per annum.
Over the last 6 months, this fund has experienced a 28.9% growth in AUM moving from 3.74K Cr to 4.83K Cr.
This fund with AUM at ₹4830.28Cr is among the largest funds in the retirement category.
Peer Analysis
Fund Manager
Shobhit Mehrotra
Fund Manager of HDFC Retirement Savings Fund - Equity Plan - Regular Plan, since 25 February 2016
Top funds managed
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund - Equity Plan - Regular Plan, since 14 December 2021
Top funds managed
HDFC Retirement Savings Fund - Equity Plan - Regular Plan Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 20.2% since inception which is more than its category average return of 11.17%
Fund Allocations
This fund has an allocation of 89.75% in Equity, 1% in Debt and 9.26% in Cash related instruments
AUM size ₹4830 Cr
This fund has AUM of ₹4830 Cr which is more than its category average of ₹ 678 Cr
Expense Ratio 1.82%
This fund has an expense ratio of 1.82% which is more than its category average expense ratio of 1.46%
Frequently Asked Questions
The current NAV of HDFC Retirement Savings Fund - Equity Plan - Regular Plan is ₹45.1 as on 03-May-2024.
Existing (Absolute + CAGR) as on 03-May-2024.
HDFC Retirement Savings Fund - Equity Plan - Regular Plan | Absolute Returns | CAGR Returns |
1 Month Returns | 1.4% | 1.4% |
6 Month Returns | 21.17% | 21.17% |
1 Year Returns | 37.21% | 37.21% |
3 Years Returns | 96.35% | 25.22% |
5 Years Returns | 167.27% | 21.73% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.82% as on April 2024
₹4830 Cr as on April 2024
ICICI Bank Ltd(6.79%), HDFC Bank Ltd(6.59%), Reliance Industries Ltd(3.2%), State Bank of India(3.12%), Infosys Ltd(2.95%) as on April 2024
Financial Services(28.87%), Industrial(15.73%), Consumer Cyclical(10.26%) as on April 2024
Shobhit Mehrotra, Srinivasan Ramamurthy are the fund managers of HDFC Retirement Savings Fund - Equity Plan - Regular Plan
The Exit load of HDFC Retirement Savings Fund - Equity Plan - Regular Plan is 0%