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PFC

Premier Financial Corp

$29.05

Earnings Summary

Revenue
$63.06Mn
Net Profits
$59.1Mn
Net Profit Margins
93.72%
PE Ratio
10.34

Highlights

Revenue:

Premier Financial Corp’s revenue fell -14.97% since last year same period to $63.06Mn in the Q2 2022. On a quarterly growth basis, Premier Financial Corp has generated -15.66% fall in its revenue since last 3-months.

Net Profits:

Premier Financial Corp’s net profit jumped 88.29% since last year same period to $59.1Mn in the Q2 2022. On a quarterly growth basis, Premier Financial Corp has generated 124.21% jump in its net profits since last 3-months.

Net Profit Margins:

Premier Financial Corp’s net profit margin jumped 121.46% since last year same period to 93.72% in the Q2 2022. On a quarterly growth basis, Premier Financial Corp has generated 165.84% jump in its net profit margins since last 3-months.

PE Ratio:

Premier Financial Corp’s price-to-earnings ratio after this Q2 2022 earnings stands at 10.34.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Premier Financial Corp post its latest quarter earnings

EPS Estimate Current Quarter
0.79
EPS Estimate Current Year
0.79

Highlights

EPS Estimate Current Quarter:

Premier Financial Corp’s earning per share (EPS) estimates for the current quarter stand at 0.79 - a 8.22% jump from last quarter’s estimates.

EPS Estimate Current Year:

Premier Financial Corp’s earning per share (EPS) estimates for the current year stand at 0.79.

Key Ratios

Key ratios of the Premier Financial Corp post its Q2 2022 earnings

Earning Per Share (EPS)
0.63
Return on Assets (ROA)
0.01
Return on Equity (ROE)
0.11
Dividend Per Share (DPS)
1.15

Highlights

Earning Per Share (EPS):

Premier Financial Corp’s earning per share (EPS) fell -25% since last year same period to 0.63 in the Q2 2022. This indicates that the Premier Financial Corp has generated -25% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Premier Financial Corp’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Premier Financial Corp’s return on equity (ROE) stands at 0.11.

Dividend Per Share (DPS):

Premier Financial Corp declared 1.15 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-05-09
0.69
0.73
5.8%
2022-06-30
0.73
0.63
-13.7%

Company Information

Premier Financial Corp., headquartered in Defiance, Ohio, is the holding company for Premier Bank and First Insurance Group. Premier Bank, headquartered in Youngstown, Ohio, operates 78 branches, 12 loan offices and 2 wealth offices in Ohio, Michigan, Indiana, Pennsylvania and West Virginia (West Virginia office operates as 'Home Savings Bank'). First Insurance Group is a full-service insurance agency with ten offices in Ohio including James & Sons Insurance in Youngstown, Ohio.

Organisation
Premier Financial Corp
Headquarters
Dubuque, Iowa, US
Employees
1.2K
Industry
Finance