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FISI

Financial Institutions Inc.

$28.24

Earnings Summary

Revenue
$52.72Mn
Net Profits
$15.65Mn
Net Profit Margins
29.68%
PE Ratio
6.71

Highlights

Revenue:

Financial Institutions Inc.’s revenue jumped 10.55% since last year same period to $52.72Mn in the Q2 2022. On a quarterly growth basis, Financial Institutions Inc. has generated 365.6% jump in its revenue since last 3-months.

Net Profits:

Financial Institutions Inc.’s net profit fell -22.53% since last year same period to $15.65Mn in the Q2 2022. On a quarterly growth basis, Financial Institutions Inc. has generated -60.44% fall in its net profits since last 3-months.

Net Profit Margins:

Financial Institutions Inc.’s net profit margin fell -29.93% since last year same period to 29.68% in the Q2 2022. On a quarterly growth basis, Financial Institutions Inc. has generated -91.5% fall in its net profit margins since last 3-months.

PE Ratio:

Financial Institutions Inc.’s price-to-earnings ratio after this Q2 2022 earnings stands at 6.71.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Financial Institutions Inc. post its latest quarter earnings

EPS Estimate Current Quarter
0.95
EPS Estimate Current Year
0.95

Highlights

EPS Estimate Current Quarter:

Financial Institutions Inc.’s earning per share (EPS) estimates for the current quarter stand at 0.95 - a 2.15% jump from last quarter’s estimates.

EPS Estimate Current Year:

Financial Institutions Inc.’s earning per share (EPS) estimates for the current year stand at 0.95.

Key Ratios

Key ratios of the Financial Institutions Inc. post its Q2 2022 earnings

Earning Per Share (EPS)
0.99
Return on Assets (ROA)
0.01
Return on Equity (ROE)
0.15
Dividend Per Share (DPS)
1.12

Highlights

Earning Per Share (EPS):

Financial Institutions Inc.’s earning per share (EPS) fell -20.8% since last year same period to 0.99 in the Q2 2022. This indicates that the Financial Institutions Inc. has generated -20.8% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Financial Institutions Inc.’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Financial Institutions Inc.’s return on equity (ROE) stands at 0.15.

Dividend Per Share (DPS):

Financial Institutions Inc. declared 1.12 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-05-09
0.84
0.93
10.71%

Company Information

Financial Institutions, Inc. provides diversified financial services through its subsidiaries Five Star Bank, SDN, Courier Capital and HNP Capital. Five Star Bank provides a wide range of consumer and commercial banking and lending services to individuals, municipalities and businesses through a network of more than 45 offices throughout Western and Central New York State. SDN provides a broad range of insurance services to personal and business clients. Courier Capital and HNP Capital provide customized investment management, investment consulting and retirement plan services to individuals, businesses, institutions, foundations and retirement plans. Financial Institutions, Inc. and its subsidiaries employ approximately 600 individuals.

Organisation
Financial Institutions Inc.
Employees
613
Industry
Finance